<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=314834185700910&amp;ev=PageView&amp;noscript=1">

New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Learn More

CACI International Employees: Discover Which States Offer the Best Environment for a Stress-Free Retirement!

image-table

Healthcare Provider Update: Healthcare Provider for CACI International: CACI International provides its employees access to a range of health insurance options, typically through partnerships with major national insurers such as UnitedHealthcare and Anthem Blue Cross Blue Shield. These providers are known for offering comprehensive health plans, including coverage for medical expenses, prescription drugs, and preventive care to meet the diverse needs of CACI's workforce. Potential Healthcare Cost Increases in 2026: In 2026, CACI International employees may face significant increases in healthcare costs due to projected premium hikes in the Affordable Care Act marketplace, with some states expecting rises as high as 66%. As companies like CACI navigate these pressures, there is an anticipated shift in benefit designs, potentially leading to higher deductibles and out-of-pocket maximums for employees. With many insurers reporting substantial profits alongside rising medical costs, employees are advised to familiarize themselves with their benefits early and strategize their healthcare choices to mitigate potential financial impacts. The combination of these market shifts may result in increased out-of-pocket expenses for employees, making awareness and planning critical for management of health care costs in the coming year. Click here to learn more

The contemporary era presents a myriad of stressors, from the unpredictable housing market to escalating grocery prices. Indeed, the intensity of stress an individual encounters can significantly hinge on their geographical location, as recent research reveals.

A comprehensive study conducted by WalletHub earlier in the year embarked on the ambitious task of ranking the “most and least stressed” states across the United States. This expansive report utilized a comparative analysis across the 50 states, examining them through the lens of 41 distinct metrics. These indicators encompassed a range of factors including the unemployment rate, income growth trajectory, separation and divorce rates, mental health statistics, and the affordability of medical consultations.

In order to distill these broad metrics into actionable insights for CACI International professionals, the states were evaluated based on four primary dimensions of stress:

  1. Work-related stress,
  2. Financial stress,
  3. Family-related stress, and
  4. Health and safety-related stress.

This intricate analysis was fortified by data sourced from reputable institutions such as the U.S. Census Bureau, the Bureau of Labor Statistics, and the Centers for Disease Control and Prevention, among others.

In an intriguing revelation, the report not only provided a holistic stress ranking but also delved into specific categories like the average number of sleep hours residents get each night, the number of practicing psychologists per capita, and the average weekly work hours.

Mississippi emerged at the forefront of this study, unfortunately bearing the title of the most stressed state. It was particularly impacted by financial stress despite boasting the lowest cost of living in the country. Contrasting its affordable living, it faces challenges with educational attainment and workforce productivity, alongside having one of the most substantial rates of worker migration, as detailed by a CNBC report.

Conversely, the spectrum's other end highlighted states like Utah, Connecticut, and South Dakota, known for their comparatively low stress levels. Interestingly, states like Hawaii and Florida, often celebrated for their high happiness indices, did not feature in the top ten of this list.

Topping the chart as the epitome of tranquility was Minnesota, recognized as the least stressed state. Minnesotans reported minimal stress related to finances and family. Moreover, Minnesota was celebrated for offering its residents nearly the highest average sleep hours, trailing only behind Colorado. Famously referred to as the “Land of 10,000 Lakes,” Minnesota has also been acclaimed as one of the prime states for both living and professional engagement, as per CNBC’s annual assessment.

Following closely was Utah, securing the second position. Remarkably, Utah recorded the fewest work hours per week on average, a low poverty rate, and the nation’s lowest divorce statistics. In an adjunct study by WalletHub, Utah was distinguished as the happiest state, partly owing to its impressive volunteer rate standing at 40.7% - a stark contrast to Florida’s significantly lower rate.

New Hampshire consolidated the top three, standing out with the lowest proportion of adults in fair or poor health and an impressive average credit score of 729, as per CNBC Select. It boasts one of the lowest poverty and crime rates per capita. The city of Nashua in Hillsborough County, New Hampshire, in particular, enjoys the reputation of being the safest in the country, making it one of the state's most desirable living destinations, according to Niche. Further, Census Bureau data indicates that New Hampshire ranks among the wealthiest and most educated in the nation, enhanced by its lack of income tax on wages and sales tax.

Articles you may find interesting:

Loading...

In an age where change is constant and often abrupt, savvy individuals and leaders understand the importance of adaptation and forward-thinking. CNBC's Evolve Global Summit, scheduled for November 2, offers a unique opportunity for insight into thriving in this dynamic business era. The summit promises strategies for adaptation, innovation, and success in contemporary business landscapes. Interested parties are encouraged to secure their participation by purchasing tickets through the appropriate channels.

A crucial aspect contributing to Minnesota's low stress levels, particularly relevant to CACI International professionals nearing or in retirement, is the state's robust healthcare system. According to U.S. News & World Report (2021), Minnesota is ranked 3rd in healthcare access and 11th in healthcare quality nationwide, ensuring its residents, especially those in older demographics, have ample access to superior medical care. This accessibility is paramount for those transitioning from active working life, as they can rely on high-quality healthcare services, a factor significantly alleviating health-related stress often accompanying this life stage.

Stay informed and empowered in your personal and professional life by subscribing to our latest newsletter, a valuable resource for navigating modern complexities in finance, work, and everyday life.

Navigating the states of America in search of the ideal place to retire is akin to sifting through a box of assorted chocolates, each piece uniquely flavored with different fillings representing various lifestyle factors. Minnesota, in this assortment, is the coveted dark chocolate truffle — rich in quality healthcare, laden with the sweetness of plentiful sleep, and enrobed in the smooth texture of low financial and family-related stress. Just as dark chocolate is known for its health benefits and stress-reducing antioxidants, Minnesota offers a blend of life-enhancing qualities that melt away worries, making it the choice morsel for those seasoned professionals stepping away from their bustling CACI International careers into a phase of life where tranquility and well-being become the ultimate luxury. 

What type of retirement savings plan does CACI International offer to its employees?

CACI International offers a 401(k) Savings Plan to help employees save for retirement.

How can I enroll in the CACI International 401(k) Savings Plan?

Employees can enroll in the CACI International 401(k) Savings Plan through the company’s HR portal or by contacting the HR department for assistance.

Does CACI International match employee contributions to the 401(k) plan?

Yes, CACI International provides a matching contribution to the 401(k) plan, which helps employees increase their retirement savings.

What is the maximum contribution limit for the CACI International 401(k) Savings Plan?

The maximum contribution limit for the CACI International 401(k) Savings Plan is determined by the IRS guidelines, which are updated annually.

Can I change my contribution rate to the CACI International 401(k) Savings Plan at any time?

Yes, employees can change their contribution rate to the CACI International 401(k) Savings Plan at any time, subject to certain restrictions.

What investment options are available in the CACI International 401(k) Savings Plan?

The CACI International 401(k) Savings Plan offers a variety of investment options, including mutual funds, stocks, and bonds.

When can I access my funds from the CACI International 401(k) Savings Plan?

Employees can access their funds from the CACI International 401(k) Savings Plan upon reaching retirement age, or in cases of hardship, as defined by the plan.

Does CACI International allow for loans against my 401(k) savings?

Yes, CACI International allows employees to take loans against their 401(k) savings, subject to specific terms and conditions outlined in the plan.

What happens to my CACI International 401(k) Savings Plan if I leave the company?

If you leave CACI International, you can either roll over your 401(k) savings into another retirement account, cash out, or leave the funds in the plan, depending on the balance.

Is there a vesting schedule for the CACI International 401(k) Savings Plan?

Yes, CACI International has a vesting schedule for employer contributions, which determines how much of the employer match you can keep if you leave the company.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
CACI International has announced a restructuring plan involving significant layoffs and a shift in its benefits structure. The company is consolidating certain operations and focusing on high-growth areas. This move is part of a broader strategy to enhance operational efficiency and adapt to changing market conditions.
New call-to-action

Additional Articles

Check Out Articles for CACI International employees

Loading...

For more information you can reach the plan administrator for CACI International at 1100 North Glebe Road Arlington, VA 22201; or by calling them at +1 703-841-7800.

*Please see disclaimer for more information

Relevant Articles

Check Out Articles for CACI International employees