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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Marriott International Employees: Discover Which States Offer the Best Environment for a Stress-Free Retirement!

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Healthcare Provider Update: Healthcare Provider for Marriott International: Marriott International's primary healthcare provider offerings for employees are typically administered through various insurers, including but not limited to UnitedHealthcare, Aetna, and Cigna. These providers offer a range of health plans tailored to the needs of Marriott's workforce. Healthcare Cost Increases in 2026: As we approach 2026, healthcare costs are expected to surge significantly, particularly for employees enrolled in Affordable Care Act (ACA) marketplace plans. With projections indicating premium hikes exceeding 60% in some states and the potential loss of enhanced federal subsidies, many Marriott International employees could see their out-of-pocket costs rise dramatically. Industry analysts forecast that without congressional action, over 22 million marketplace enrollees, including a significant number of Marriott employees, may face an increase of more than 75% in their monthly premiums in 2026, exacerbating the financial burden on healthcare consumers. Click here to learn more

The contemporary era presents a myriad of stressors, from the unpredictable housing market to escalating grocery prices. Indeed, the intensity of stress an individual encounters can significantly hinge on their geographical location, as recent research reveals.

A comprehensive study conducted by WalletHub earlier in the year embarked on the ambitious task of ranking the “most and least stressed” states across the United States. This expansive report utilized a comparative analysis across the 50 states, examining them through the lens of 41 distinct metrics. These indicators encompassed a range of factors including the unemployment rate, income growth trajectory, separation and divorce rates, mental health statistics, and the affordability of medical consultations.

In order to distill these broad metrics into actionable insights for Marriott International professionals, the states were evaluated based on four primary dimensions of stress:

  1. Work-related stress,
  2. Financial stress,
  3. Family-related stress, and
  4. Health and safety-related stress.

This intricate analysis was fortified by data sourced from reputable institutions such as the U.S. Census Bureau, the Bureau of Labor Statistics, and the Centers for Disease Control and Prevention, among others.

In an intriguing revelation, the report not only provided a holistic stress ranking but also delved into specific categories like the average number of sleep hours residents get each night, the number of practicing psychologists per capita, and the average weekly work hours.

Mississippi emerged at the forefront of this study, unfortunately bearing the title of the most stressed state. It was particularly impacted by financial stress despite boasting the lowest cost of living in the country. Contrasting its affordable living, it faces challenges with educational attainment and workforce productivity, alongside having one of the most substantial rates of worker migration, as detailed by a CNBC report.

Conversely, the spectrum's other end highlighted states like Utah, Connecticut, and South Dakota, known for their comparatively low stress levels. Interestingly, states like Hawaii and Florida, often celebrated for their high happiness indices, did not feature in the top ten of this list.

Topping the chart as the epitome of tranquility was Minnesota, recognized as the least stressed state. Minnesotans reported minimal stress related to finances and family. Moreover, Minnesota was celebrated for offering its residents nearly the highest average sleep hours, trailing only behind Colorado. Famously referred to as the “Land of 10,000 Lakes,” Minnesota has also been acclaimed as one of the prime states for both living and professional engagement, as per CNBC’s annual assessment.

Following closely was Utah, securing the second position. Remarkably, Utah recorded the fewest work hours per week on average, a low poverty rate, and the nation’s lowest divorce statistics. In an adjunct study by WalletHub, Utah was distinguished as the happiest state, partly owing to its impressive volunteer rate standing at 40.7% - a stark contrast to Florida’s significantly lower rate.

New Hampshire consolidated the top three, standing out with the lowest proportion of adults in fair or poor health and an impressive average credit score of 729, as per CNBC Select. It boasts one of the lowest poverty and crime rates per capita. The city of Nashua in Hillsborough County, New Hampshire, in particular, enjoys the reputation of being the safest in the country, making it one of the state's most desirable living destinations, according to Niche. Further, Census Bureau data indicates that New Hampshire ranks among the wealthiest and most educated in the nation, enhanced by its lack of income tax on wages and sales tax.

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A crucial aspect contributing to Minnesota's low stress levels, particularly relevant to Marriott International professionals nearing or in retirement, is the state's robust healthcare system. According to U.S. News & World Report (2021), Minnesota is ranked 3rd in healthcare access and 11th in healthcare quality nationwide, ensuring its residents, especially those in older demographics, have ample access to superior medical care. This accessibility is paramount for those transitioning from active working life, as they can rely on high-quality healthcare services, a factor significantly alleviating health-related stress often accompanying this life stage.

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Navigating the states of America in search of the ideal place to retire is akin to sifting through a box of assorted chocolates, each piece uniquely flavored with different fillings representing various lifestyle factors. Minnesota, in this assortment, is the coveted dark chocolate truffle — rich in quality healthcare, laden with the sweetness of plentiful sleep, and enrobed in the smooth texture of low financial and family-related stress. Just as dark chocolate is known for its health benefits and stress-reducing antioxidants, Minnesota offers a blend of life-enhancing qualities that melt away worries, making it the choice morsel for those seasoned professionals stepping away from their bustling Marriott International careers into a phase of life where tranquility and well-being become the ultimate luxury. 

What is the 401(k) plan offered by Marriott International?

The 401(k) plan at Marriott International is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax basis.

How can Marriott International employees enroll in the 401(k) plan?

Employees of Marriott International can enroll in the 401(k) plan through the company’s benefits portal or by contacting the HR department for assistance.

Does Marriott International offer any matching contributions to the 401(k) plan?

Yes, Marriott International offers a matching contribution to the 401(k) plan, which helps employees boost their retirement savings.

What is the maximum contribution limit for Marriott International's 401(k) plan?

The maximum contribution limit for Marriott International's 401(k) plan is subject to IRS guidelines, which are updated annually.

Can Marriott International employees take loans against their 401(k) savings?

Yes, Marriott International allows employees to take loans against their 401(k) savings, subject to specific terms and conditions.

What investment options are available in Marriott International's 401(k) plan?

Marriott International's 401(k) plan offers a range of investment options, including mutual funds, target-date funds, and other investment vehicles.

How often can Marriott International employees change their 401(k) contribution amounts?

Employees at Marriott International can change their 401(k) contribution amounts at any time, subject to the plan's rules.

What happens to Marriott International employees' 401(k) savings if they leave the company?

If Marriott International employees leave the company, they can choose to roll over their 401(k) savings to another retirement account or withdraw the funds, subject to tax implications.

Is there a vesting schedule for Marriott International's 401(k) matching contributions?

Yes, Marriott International has a vesting schedule for matching contributions, which means employees must work for a certain period to fully own those contributions.

How can Marriott International employees access their 401(k) account information?

Employees can access their 401(k) account information through the company’s online benefits portal or by contacting the plan administrator.

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For more information you can reach the plan administrator for Marriott International at , ; or by calling them at .

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