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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Robert Half International Employees: Discover Which States Offer the Best Environment for a Stress-Free Retirement!

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Healthcare Provider Update: Healthcare Provider for Robert Half International Robert Half International does not publicly disclose a specific healthcare provider as their health insurance offerings may vary based on employee contracts, locations, and negotiated agreements with different insurers. Typically, large employers, like Robert Half, partner with multiple healthcare providers to offer diverse health plans that suit varied employee needs. Brief Overview on Potential Healthcare Cost Increases in 2026 As healthcare costs continue to escalate, 2026 is expected to bring unprecedented premium hikes for many Americans, significantly impacting employer-sponsored insurance. With anticipated increases of around 6% in overall health benefit costs, companies like Robert Half may further shift these expenses onto employees through higher deductibles and out-of-pocket costs. Coupled with the potential loss of enhanced federal subsidies, many enrollees in the ACA marketplace could face staggering increases, with some predictions suggesting monthly expenses may rise by over 75%. As such, employers must strategize effectively to manage their healthcare budgets and employee welfare amid this evolving financial landscape. Click here to learn more

The contemporary era presents a myriad of stressors, from the unpredictable housing market to escalating grocery prices. Indeed, the intensity of stress an individual encounters can significantly hinge on their geographical location, as recent research reveals.

A comprehensive study conducted by WalletHub earlier in the year embarked on the ambitious task of ranking the “most and least stressed” states across the United States. This expansive report utilized a comparative analysis across the 50 states, examining them through the lens of 41 distinct metrics. These indicators encompassed a range of factors including the unemployment rate, income growth trajectory, separation and divorce rates, mental health statistics, and the affordability of medical consultations.

In order to distill these broad metrics into actionable insights for Robert Half International professionals, the states were evaluated based on four primary dimensions of stress:

  1. Work-related stress,
  2. Financial stress,
  3. Family-related stress, and
  4. Health and safety-related stress.

This intricate analysis was fortified by data sourced from reputable institutions such as the U.S. Census Bureau, the Bureau of Labor Statistics, and the Centers for Disease Control and Prevention, among others.

In an intriguing revelation, the report not only provided a holistic stress ranking but also delved into specific categories like the average number of sleep hours residents get each night, the number of practicing psychologists per capita, and the average weekly work hours.

Mississippi emerged at the forefront of this study, unfortunately bearing the title of the most stressed state. It was particularly impacted by financial stress despite boasting the lowest cost of living in the country. Contrasting its affordable living, it faces challenges with educational attainment and workforce productivity, alongside having one of the most substantial rates of worker migration, as detailed by a CNBC report.

Conversely, the spectrum's other end highlighted states like Utah, Connecticut, and South Dakota, known for their comparatively low stress levels. Interestingly, states like Hawaii and Florida, often celebrated for their high happiness indices, did not feature in the top ten of this list.

Topping the chart as the epitome of tranquility was Minnesota, recognized as the least stressed state. Minnesotans reported minimal stress related to finances and family. Moreover, Minnesota was celebrated for offering its residents nearly the highest average sleep hours, trailing only behind Colorado. Famously referred to as the “Land of 10,000 Lakes,” Minnesota has also been acclaimed as one of the prime states for both living and professional engagement, as per CNBC’s annual assessment.

Following closely was Utah, securing the second position. Remarkably, Utah recorded the fewest work hours per week on average, a low poverty rate, and the nation’s lowest divorce statistics. In an adjunct study by WalletHub, Utah was distinguished as the happiest state, partly owing to its impressive volunteer rate standing at 40.7% - a stark contrast to Florida’s significantly lower rate.

New Hampshire consolidated the top three, standing out with the lowest proportion of adults in fair or poor health and an impressive average credit score of 729, as per CNBC Select. It boasts one of the lowest poverty and crime rates per capita. The city of Nashua in Hillsborough County, New Hampshire, in particular, enjoys the reputation of being the safest in the country, making it one of the state's most desirable living destinations, according to Niche. Further, Census Bureau data indicates that New Hampshire ranks among the wealthiest and most educated in the nation, enhanced by its lack of income tax on wages and sales tax.

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A crucial aspect contributing to Minnesota's low stress levels, particularly relevant to Robert Half International professionals nearing or in retirement, is the state's robust healthcare system. According to U.S. News & World Report (2021), Minnesota is ranked 3rd in healthcare access and 11th in healthcare quality nationwide, ensuring its residents, especially those in older demographics, have ample access to superior medical care. This accessibility is paramount for those transitioning from active working life, as they can rely on high-quality healthcare services, a factor significantly alleviating health-related stress often accompanying this life stage.

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Navigating the states of America in search of the ideal place to retire is akin to sifting through a box of assorted chocolates, each piece uniquely flavored with different fillings representing various lifestyle factors. Minnesota, in this assortment, is the coveted dark chocolate truffle — rich in quality healthcare, laden with the sweetness of plentiful sleep, and enrobed in the smooth texture of low financial and family-related stress. Just as dark chocolate is known for its health benefits and stress-reducing antioxidants, Minnesota offers a blend of life-enhancing qualities that melt away worries, making it the choice morsel for those seasoned professionals stepping away from their bustling Robert Half International careers into a phase of life where tranquility and well-being become the ultimate luxury. 

What type of retirement plan does Robert Half International offer to its employees?

Robert Half International offers a 401(k) retirement plan to its employees.

Does Robert Half International provide any matching contributions to the 401(k) plan?

Yes, Robert Half International provides a matching contribution to the 401(k) plan, helping employees maximize their retirement savings.

What is the eligibility requirement for employees to participate in the 401(k) plan at Robert Half International?

Employees at Robert Half International are eligible to participate in the 401(k) plan after completing a specified period of service, typically within the first year of employment.

Can employees at Robert Half International choose how much to contribute to their 401(k)?

Yes, employees at Robert Half International can choose their contribution percentage, allowing for flexibility in their savings.

Are there any fees associated with the 401(k) plan at Robert Half International?

Yes, like most 401(k) plans, there may be administrative fees associated with the plan at Robert Half International, but these are typically disclosed to employees.

What investment options are available in the Robert Half International 401(k) plan?

The Robert Half International 401(k) plan offers a variety of investment options, including mutual funds and other investment vehicles, to suit different risk tolerances.

Does Robert Half International allow employees to take loans against their 401(k) savings?

Yes, Robert Half International allows employees to take loans against their 401(k) savings, subject to certain conditions and limits.

How can employees at Robert Half International access their 401(k) account information?

Employees at Robert Half International can access their 401(k) account information through an online portal provided by the plan administrator.

What happens to the 401(k) savings if an employee leaves Robert Half International?

If an employee leaves Robert Half International, they have several options for their 401(k) savings, including rolling it over to another retirement account or cashing it out, subject to tax implications.

Does Robert Half International offer financial education resources regarding the 401(k) plan?

Yes, Robert Half International provides financial education resources to help employees make informed decisions about their 401(k) savings.

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For more information you can reach the plan administrator for Robert Half International at , ; or by calling them at .

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