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Discover the Top 10 Charming Small Towns Perfect for Retirees from Big Lots

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Healthcare Provider Update: Healthcare Provider for Big Lots Big Lots, a leading American retail company, partners with UnitedHealthcare to provide health insurance benefits to its employees. This arrangement is crucial for ensuring that Big Lots' workforce has access to essential healthcare resources. Potential Healthcare Cost Increases in 2026 Looking ahead to 2026, significant increases in healthcare costs are anticipated, particularly for those enrolled in Affordable Care Act (ACA) marketplace plans. Premium hikes could average around 20%, with some states potentially seeing increases over 60% due to factors like higher medical costs and the expiration of enhanced federal subsidies. As a result, eligible individuals may experience a staggering 75% rise in out-of-pocket premium expenses, putting substantial financial pressure on many families and complicating access to necessary healthcare. Click here to learn more

The American landscape is dotted with small towns that offer a unique blend of nostalgia, tradition, and modern living. These towns provide an idyllic setting for Big Lots retirees seeking a blend of comfort, culture, and convenience. With populations ranging from under 10,000 to several times that, these towns are characterized not just by their size, but also by their distinct lifestyle and strong sense of community. This exploration takes into account various factors crucial for a fulfilling Big Lots retirement life, including cost of living, crime rates, healthcare facilities, housing options, and cultural and recreational activities.

1. Greer, South Carolina

Greer, with a population of about 39,000, epitomizes small-town charm with a revitalized downtown area, abundant recreational activities, and a range of cultural events. Its strategic location near Greenville-Spartanburg International Airport and Amtrak services enhances its accessibility.

2. Coolidge, Arizona

Set in the Sonoran Desert, Coolidge is a haven for those preferring a desert climate. With just over 14,700 residents, it offers a lower cost of living than the national and Arizona average. The town is also notable for the Casa Grande Ruins National Monument and Central Arizona College's community educational programs.

3. Dillsboro, North Carolina

Nestled on the banks of the Tuckasegee River, Dillsboro is a historic railroad town with fewer than 300 residents. Its 19th-century charm is complemented by a variety of arts and crafts centered activities. The cost of living here aligns with the national average, and Asheville is less than an hour away for Big Lots retirees seeking urban amenities.

4. Fredericksburg, Texas

This town, in the heart of Texas Hill Country, has a rich German heritage. Home to over 100 wineries and designated as a Dark Sky Community, Fredericksburg offers a diverse cultural experience. It is also conveniently located within 70 miles of San Antonio and Austin.

5. Cedar Key, Florida

A quintessential small Florida town, Cedar Key boasts a population of fewer than 900. It is renowned for its tranquil environment, proximity to nature reserves, and a rich seafood culture. The town's low to moderate cost of living is an added advantage.

6. Paso Robles, California

Positioned between San Francisco and Los Angeles, Paso Robles is known for its wineries, vibrant downtown area, and a variety of outdoor activities. It provides a perfect blend of rural charm and urban convenience.

7. Stroudsburg, Pennsylvania

Located in the Pocono Mountains, Stroudsburg offers a mix of historical and modern amenities with a population of fewer than 6,000. The town is a hub for local arts and crafts and provides various family-oriented activities.

8. Mequon, Wisconsin

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Mequon, near Milwaukee, offers a balance of open spaces and urban amenities. The Village of Thiensville within Mequon is a focal point for community events and local celebrations, enhancing its small-town appeal.

9. Bristol, Vermont

Bristol, with less than 4,000 residents, is a New England town known for its scenic beauty and vibrant community events. It offers a tranquil environment with a historic downtown area.

10. Hamilton, Montana

Hamilton is ideal for active Big Lots retirees who love the outdoors. With fewer than 5,000 residents, it offers a rural lifestyle with the convenience of a nearby city, Missoula. The town is noted for its historical museum and local college.

These towns offer a unique combination of affordability, safety, wellness, and cultural richness, making them attractive destinations for Big Lots retirees seeking a simpler yet fulfilling lifestyle. They each provide a distinctive living experience, ensuring that every retiree can find a town that best suits their preferences and lifestyle needs.

A notable trend among retirees, particularly those from high-level corporate backgrounds, is the increasing interest in 'lifelong learning' opportunities offered in small towns. For example, Fredericksburg, Texas, not only offers cultural and wine experiences but is also in proximity to several colleges offering a range of adult education courses. This aligns with a study by the National Center for Education Statistics, which found that individuals over 50 are increasingly enrolling in courses for personal growth, skill development, and intellectual stimulation. This trend underlines the appeal of small towns that provide not just leisure but also avenues for continuous learning and engagement (National Center for Education Statistics, 2022).

Discover the top small towns in the U.S. perfect for Big Lots retirees seeking a blend of tranquility, cultural richness, and lifestyle convenience. Explore our curated list of destinations, from Greer, South Carolina's charming downtown to Fredericksburg, Texas, a haven for wine lovers and lifelong learners. Uncover hidden gems like Dillsboro, North Carolina, for its historic charm, and Cedar Key, Florida, for its serene coastal life. Learn about each town's unique offerings, including healthcare, safety, and cost of living. Ideal for those planning retirement or seeking a peaceful getaway. Dive into our guide to find your perfect small-town retirement haven.

Selecting a small town for retirement is akin to choosing the perfect wine from a well-curated cellar. Just as a connoisseur selects a wine that suits their palate, balancing notes of flavor, aroma, and vintage, so too does a retiree choose a town that harmonizes with their lifestyle, interests, and needs. Each town, like each bottle of wine, has its unique character and charm. From the historic and culturally rich streets of Fredericksburg, Texas, reminiscent of a robust, aged Bordeaux, to the tranquil, seaside serenity of Cedar Key, Florida, echoing the crisp freshness of a Pinot Grigio, the choice caters to the diverse tastes of those seasoned in life and looking for the perfect blend of comfort, culture, and community in their retirement years.

What is the 401(k) plan offered by Big Lots?

The 401(k) plan offered by Big Lots is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can employees of Big Lots enroll in the 401(k) plan?

Employees of Big Lots can enroll in the 401(k) plan by completing the enrollment process through the company’s benefits portal or by speaking with the HR department.

Does Big Lots match employee contributions to the 401(k) plan?

Yes, Big Lots offers a matching contribution to the 401(k) plan, which helps employees grow their retirement savings.

What is the maximum contribution limit for Big Lots employees participating in the 401(k) plan?

The maximum contribution limit for Big Lots employees in the 401(k) plan is set by the IRS and may change annually; employees should check the current limits for the specific year.

When can Big Lots employees start contributing to the 401(k) plan?

Big Lots employees can start contributing to the 401(k) plan after they have completed their eligibility requirements, typically within the first few months of employment.

Are there any fees associated with the Big Lots 401(k) plan?

Yes, there may be administrative fees associated with the Big Lots 401(k) plan, which will be disclosed to employees during the enrollment process.

What investment options are available in the Big Lots 401(k) plan?

The Big Lots 401(k) plan offers a range of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Can Big Lots employees take loans against their 401(k) savings?

Yes, Big Lots employees may have the option to take loans against their 401(k) savings, subject to the plan’s terms and conditions.

What happens to the 401(k) plan if a Big Lots employee leaves the company?

If a Big Lots employee leaves the company, they can choose to roll over their 401(k) balance to another retirement account, cash out, or leave the funds in the Big Lots plan if permitted.

How often can Big Lots employees change their 401(k) contribution amounts?

Big Lots employees can typically change their 401(k) contribution amounts at any time, subject to the plan’s rules and guidelines.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Big Lots has announced plans to close several underperforming stores and lay off a portion of its workforce as part of a restructuring effort aimed at improving profitability. The company is also reviewing its benefit offerings and adjusting its pension plans to better align with current financial goals.
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For more information you can reach the plan administrator for Big Lots at 4900 E Dublin Granville Rd Westerville, OH 43081; or by calling them at +1 614-278-6800.

*Please see disclaimer for more information

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