<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=314834185700910&amp;ev=PageView&amp;noscript=1">

New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Learn More

Amgen Retirees: Discover the Hidden Charms of Small-Town Living for Your Next Chapter!

image-table

Healthcare Provider Update: Healthcare Provider for Amgen Amgen provides healthcare coverage primarily through various employer-sponsored plans that include offerings from national insurers. These plans are designed to support employees and their families, ensuring access to necessary medical services and medications. Potential Healthcare Cost Increases in 2026 In 2026, Amgen employees and retirees may face a significant surge in healthcare costs due to anticipated rate hikes in the Affordable Care Act (ACA) marketplace. Several states are expecting premium increases of over 60%, largely driven by the expiration of enhanced federal subsidies. As these subsidies fade, combined with rising medical expenses and aggressive pricing from insurers, many individuals could see their out-of-pocket premiums rise by more than 75%. This perfect storm of factors poses a considerable financial challenge for those relying on ACA coverage, necessitating careful planning and consideration of available options. Click here to learn more

Small towns across America offer a unique blend of nostalgia, tradition, and practicality that makes them attractive retirement destinations. These towns vary in size, often defined by their quaint appearance, supportive lifestyles, and strong community bonds. This guide explores a variety of such towns, assessing them based on factors like cost of living, crime rates, healthcare availability, senior housing options, transportation, and local attractions.

1. Greer, South Carolina

Greer, a town of about 39,000 in upstate South Carolina, exemplifies small-town charm with its revitalized downtown and numerous community activities. Its proximity to the Greenville-Spartanburg International Airport and Amtrak services enhances its accessibility. The town's offerings include a weekly farmers market, regular festivals, and diverse recreational activities, making it an engaging place for active Amgen retirees.

2. Coolidge, Arizona

Located in the Sonoran Desert, Coolidge is a small town of over 14,700 residents. Known for its warm summers and moderate winters, it appeals to retirees who prefer desert climates. The cost of living here is lower than both the national and Arizona averages. Coolidge is home to the Casa Grande Ruins National Monument and offers educational opportunities at Central Arizona College.

3. Dillsboro, North Carolina

Dillsboro, nestled on the Tuckasegee River near the Great Smoky Mountains, is a historic railroad town with fewer than 300 residents. It offers a unique blend of 19th-century charm and modern amenities. The cost of living aligns with the national average, and its proximity to Asheville makes it a favorable option for retirees seeking a balance between tranquility and accessibility.

4. Fredericksburg, Texas

Fredericksburg, a town of approximately 11,000 residents, is steeped in German heritage. The town is a haven for wine enthusiasts and stargazers, thanks to its location amidst over 100 wineries and status as a Dark Sky Community. Its tourist appeal is heightened by its historical landmarks, diverse culinary scene, and proximity to major cities like San Antonio and Austin.

5. Cedar Key, Florida

This Gulf Coast town with fewer than 900 residents is a serene and scenic retirement choice. Florida's tax benefits for retirees and Cedar Key's moderate cost of living are significant draws. The town is known for its nature trails, wildlife refuge, and fresh seafood, providing a tranquil environment for Amgen retirees.

6. Paso Robles, California

Halfway between San Francisco and Los Angeles, Paso Robles is a city of around 31,000. It offers a lively downtown, numerous wineries, and a range of outdoor activities. The town's mild climate and proximity to the coast make it an attractive destination for Amgen retirees who enjoy an active lifestyle.

7. Stroudsburg, Pennsylvania

Located in the Pocono Mountains, Stroudsburg is a small town with a population under 6,000. It blends historical charm with modern amenities and hosts various community events, making it ideal for retirees who value cultural engagement and family-friendly activities.

8. Mequon, Wisconsin

Mequon, near Milwaukee, is known for its open spaces and outdoor recreational opportunities. The Village of Thiensville within Mequon adds to its charm with various events and local amenities. Its proximity to Milwaukee enhances its appeal for those seeking a blend of suburban and urban experiences.

9. Bristol, Vermont

Bristol, nestled in the Green Mountains with a population of less than 4,000, is a quintessential New England town. It offers a range of community events and maintains a traditional atmosphere, complete with horse-drawn recycling collection. Its scenic beauty and historic downtown appeal to those looking for a tranquil retirement setting.

10. Hamilton, Montana

Featured Video

Articles you may find interesting:

Loading...

For those who value wide-open spaces and a rural lifestyle, Hamilton is an ideal choice. With fewer than 5,000 residents, it offers a strong sense of community while being close to the amenities of a larger city. The town's historical significance and natural beauty make it a compelling choice for independent, active retirees.

An additional aspect that may appeal to our target audience of established professionals and retirees is the availability of high-quality healthcare services in small towns. For example, Fredericksburg, Texas, not only offers cultural richness and scenic beauty, but also boasts the Hill Country Memorial Hospital, which has been recognized for its excellence in patient care. This hospital has received numerous accolades, including being named one of the nation's 100 Top Hospitals by IBM Watson Health. Access to top-tier healthcare facilities is a crucial consideration for retirees, ensuring peace of mind and well-being in their chosen community. 

Selecting a small town for retirement from Amgen is akin to choosing the perfect vintage wine from a distinguished vineyard. Just as a connoisseur appreciates the unique notes, history, and region of a fine wine, retirees can savor the distinct characteristics of each small town. Greer, SC, with its lively community events, resembles a vibrant and robust red, while the tranquil desert ambiance of Coolidge, AZ mirrors the smooth, subtle notes of a classic white. Fredericksburg, TX, with its rich cultural heritage, is akin to a rare, aged bottle, steeped in history and flavor. Each town, much like a carefully curated wine collection, offers its own unique bouquet of lifestyle, culture, and comfort, promising a fulfilling and refined Amgen retirement experience.

What is the 401(k) plan offered by Amgen?

Amgen offers a 401(k) plan that allows employees to save for retirement through pre-tax contributions, which can help reduce taxable income.

How can I enroll in Amgen's 401(k) plan?

You can enroll in Amgen's 401(k) plan by completing the enrollment process through the company's benefits portal during your eligibility period.

Does Amgen offer a company match for its 401(k) contributions?

Yes, Amgen provides a company match for employee contributions to the 401(k) plan, which helps enhance your retirement savings.

What is the maximum contribution limit for Amgen's 401(k) plan?

The maximum contribution limit for Amgen's 401(k) plan is determined by IRS regulations, which are updated annually. Employees are encouraged to check the current limits.

Can I change my contribution percentage to Amgen's 401(k) plan?

Yes, you can change your contribution percentage to Amgen's 401(k) plan at any time through the benefits portal.

What investment options are available in Amgen's 401(k) plan?

Amgen's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock, allowing employees to diversify their portfolios.

When can I start withdrawing from my Amgen 401(k) plan?

You can start withdrawing from your Amgen 401(k) plan after reaching the age of 59½, or under certain circumstances such as hardship withdrawals or termination of employment.

Does Amgen provide financial education resources for 401(k) participants?

Yes, Amgen offers financial education resources and tools to help employees make informed decisions about their 401(k) savings and investments.

Is there a vesting schedule for Amgen's 401(k) company match?

Yes, Amgen has a vesting schedule for the company match in the 401(k) plan, which means you must work for the company for a certain period before the match becomes fully yours.

Can I take a loan from my Amgen 401(k) plan?

Yes, Amgen allows employees to take loans from their 401(k) plan under specific conditions, providing a way to access funds while still saving for retirement.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Amgen offers both a traditional Defined Benefit Pension Plan and a 401(k) plan with company match. The pension plan provides a fixed monthly benefit based on years of service and salary. The 401(k) plan includes various investment options and financial planning resources.
In 2024, Amgen announced a significant restructuring that includes layoffs affecting several departments and a reevaluation of their pension plan. The company is also making changes to their 401(k) benefits, including reduced employer contributions and updated vesting schedules.
Amgen issues RSUs to its executives and eligible employees as part of its equity incentive plan. RSUs vest over a period of three years, aligning employees' interests with company performance.
New call-to-action

Additional Articles

Check Out Articles for Amgen employees

Loading...

For more information you can reach the plan administrator for Amgen at One Amgen Center Drive Thousand Oaks,, CA 91320; or by calling them at (805) 447-1000.

*Please see disclaimer for more information

Relevant Articles

Check Out Articles for Amgen employees