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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Broadridge Financial Solutions Retirees: Discover the Hidden Charms of Small-Town Living for Your Next Chapter!

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Healthcare Provider Update: Healthcare Provider for Broadridge Financial Solutions Broadridge Financial Solutions does not directly provide healthcare services; instead, it typically partners with major health insurers to offer comprehensive health insurance options to its employees. Employees at Broadridge often have access to plans from insurers like UnitedHealthcare, Anthem, Cigna, and others, depending on their location and specific employer agreements. Potential Healthcare Cost Increases in 2026 As 2026 approaches, significant healthcare cost increases loom for those enrolled in Affordable Care Act (ACA) marketplace plans. Premium rates are projected to rise sharply, with some states anticipating hikes of over 60%. This surge is influenced by escalating medical costs, such as hospital services and prescription drugs, alongside the potential expiration of enhanced federal subsidies. If these enhancements are not renewed, individuals could see their out-of-pocket healthcare expenses rise by over 75%, severely impacting access to affordable health coverage. For Broadridge Financial Solutions employees, it is crucial to assess the implications of these potential increases on their healthcare budgeting and coverage decisions. Click here to learn more

Small towns across America offer a unique blend of nostalgia, tradition, and practicality that makes them attractive retirement destinations. These towns vary in size, often defined by their quaint appearance, supportive lifestyles, and strong community bonds. This guide explores a variety of such towns, assessing them based on factors like cost of living, crime rates, healthcare availability, senior housing options, transportation, and local attractions.

1. Greer, South Carolina

Greer, a town of about 39,000 in upstate South Carolina, exemplifies small-town charm with its revitalized downtown and numerous community activities. Its proximity to the Greenville-Spartanburg International Airport and Amtrak services enhances its accessibility. The town's offerings include a weekly farmers market, regular festivals, and diverse recreational activities, making it an engaging place for active Broadridge Financial Solutions retirees.

2. Coolidge, Arizona

Located in the Sonoran Desert, Coolidge is a small town of over 14,700 residents. Known for its warm summers and moderate winters, it appeals to retirees who prefer desert climates. The cost of living here is lower than both the national and Arizona averages. Coolidge is home to the Casa Grande Ruins National Monument and offers educational opportunities at Central Arizona College.

3. Dillsboro, North Carolina

Dillsboro, nestled on the Tuckasegee River near the Great Smoky Mountains, is a historic railroad town with fewer than 300 residents. It offers a unique blend of 19th-century charm and modern amenities. The cost of living aligns with the national average, and its proximity to Asheville makes it a favorable option for retirees seeking a balance between tranquility and accessibility.

4. Fredericksburg, Texas

Fredericksburg, a town of approximately 11,000 residents, is steeped in German heritage. The town is a haven for wine enthusiasts and stargazers, thanks to its location amidst over 100 wineries and status as a Dark Sky Community. Its tourist appeal is heightened by its historical landmarks, diverse culinary scene, and proximity to major cities like San Antonio and Austin.

5. Cedar Key, Florida

This Gulf Coast town with fewer than 900 residents is a serene and scenic retirement choice. Florida's tax benefits for retirees and Cedar Key's moderate cost of living are significant draws. The town is known for its nature trails, wildlife refuge, and fresh seafood, providing a tranquil environment for Broadridge Financial Solutions retirees.

6. Paso Robles, California

Halfway between San Francisco and Los Angeles, Paso Robles is a city of around 31,000. It offers a lively downtown, numerous wineries, and a range of outdoor activities. The town's mild climate and proximity to the coast make it an attractive destination for Broadridge Financial Solutions retirees who enjoy an active lifestyle.

7. Stroudsburg, Pennsylvania

Located in the Pocono Mountains, Stroudsburg is a small town with a population under 6,000. It blends historical charm with modern amenities and hosts various community events, making it ideal for retirees who value cultural engagement and family-friendly activities.

8. Mequon, Wisconsin

Mequon, near Milwaukee, is known for its open spaces and outdoor recreational opportunities. The Village of Thiensville within Mequon adds to its charm with various events and local amenities. Its proximity to Milwaukee enhances its appeal for those seeking a blend of suburban and urban experiences.

9. Bristol, Vermont

Bristol, nestled in the Green Mountains with a population of less than 4,000, is a quintessential New England town. It offers a range of community events and maintains a traditional atmosphere, complete with horse-drawn recycling collection. Its scenic beauty and historic downtown appeal to those looking for a tranquil retirement setting.

10. Hamilton, Montana

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For those who value wide-open spaces and a rural lifestyle, Hamilton is an ideal choice. With fewer than 5,000 residents, it offers a strong sense of community while being close to the amenities of a larger city. The town's historical significance and natural beauty make it a compelling choice for independent, active retirees.

An additional aspect that may appeal to our target audience of established professionals and retirees is the availability of high-quality healthcare services in small towns. For example, Fredericksburg, Texas, not only offers cultural richness and scenic beauty, but also boasts the Hill Country Memorial Hospital, which has been recognized for its excellence in patient care. This hospital has received numerous accolades, including being named one of the nation's 100 Top Hospitals by IBM Watson Health. Access to top-tier healthcare facilities is a crucial consideration for retirees, ensuring peace of mind and well-being in their chosen community. 

Selecting a small town for retirement from Broadridge Financial Solutions is akin to choosing the perfect vintage wine from a distinguished vineyard. Just as a connoisseur appreciates the unique notes, history, and region of a fine wine, retirees can savor the distinct characteristics of each small town. Greer, SC, with its lively community events, resembles a vibrant and robust red, while the tranquil desert ambiance of Coolidge, AZ mirrors the smooth, subtle notes of a classic white. Fredericksburg, TX, with its rich cultural heritage, is akin to a rare, aged bottle, steeped in history and flavor. Each town, much like a carefully curated wine collection, offers its own unique bouquet of lifestyle, culture, and comfort, promising a fulfilling and refined Broadridge Financial Solutions retirement experience.

What type of retirement savings plan does Broadridge Financial Solutions offer to its employees?

Broadridge Financial Solutions offers a 401(k) retirement savings plan to help employees save for their future.

How does Broadridge Financial Solutions match employee contributions to the 401(k) plan?

Broadridge Financial Solutions provides a matching contribution to the 401(k) plan, typically matching a percentage of employee contributions, up to a certain limit.

Can employees of Broadridge Financial Solutions choose how to invest their 401(k) contributions?

Yes, employees at Broadridge Financial Solutions can choose from a variety of investment options for their 401(k) contributions, including stocks, bonds, and mutual funds.

What is the eligibility requirement for employees to participate in the 401(k) plan at Broadridge Financial Solutions?

Employees of Broadridge Financial Solutions are generally eligible to participate in the 401(k) plan after completing a specified period of service, typically within the first year of employment.

Does Broadridge Financial Solutions offer any educational resources for employees regarding their 401(k) plan?

Yes, Broadridge Financial Solutions provides educational resources and tools to help employees understand their 401(k) options and make informed investment decisions.

What is the vesting schedule for the company match in Broadridge Financial Solutions' 401(k) plan?

The vesting schedule for the company match at Broadridge Financial Solutions typically follows a graded vesting schedule, meaning employees earn ownership of the match over a period of time.

Are there any fees associated with the 401(k) plan at Broadridge Financial Solutions?

Yes, there may be administrative and investment fees associated with the 401(k) plan at Broadridge Financial Solutions, which are disclosed in the plan documents.

Can employees take loans against their 401(k) balance at Broadridge Financial Solutions?

Yes, Broadridge Financial Solutions allows employees to take loans against their 401(k) balance, subject to certain terms and conditions outlined in the plan.

What happens to an employee's 401(k) account if they leave Broadridge Financial Solutions?

If an employee leaves Broadridge Financial Solutions, they can either roll over their 401(k) balance to another retirement account, leave it in the plan, or withdraw the funds, subject to tax implications.

Is there an automatic enrollment feature in the 401(k) plan at Broadridge Financial Solutions?

Yes, Broadridge Financial Solutions may offer an automatic enrollment feature, which automatically enrolls eligible employees in the 401(k) plan unless they opt out.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Broadridge Financial Solutions announced a major restructuring plan, including significant layoffs and changes to their pension plans. This includes a shift towards a more technology-focused workforce and adjustments to their defined benefit plans.
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For more information you can reach the plan administrator for Broadridge Financial Solutions at 2 Journal Square Plaza Jersey City, NJ 7306; or by calling them at +1 201-907-3000.

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