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Energizer Holdings Retirees: Discover the Hidden Charms of Small-Town Living for Your Next Chapter!

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Healthcare Provider Update: Offers multiple High Deductible Health Plans (HDHPs) through UnitedHealthcare, with HSA contributions, dental (MetLife), vision, and wellness programs 1. As ACA premiums rise and subsidies expire, Energizers HDHPs with HSA support offer a tax-advantaged way to manage healthcare costs, especially for employees with predictable medical needs. Click here to learn more

Small towns across America offer a unique blend of nostalgia, tradition, and practicality that makes them attractive retirement destinations. These towns vary in size, often defined by their quaint appearance, supportive lifestyles, and strong community bonds. This guide explores a variety of such towns, assessing them based on factors like cost of living, crime rates, healthcare availability, senior housing options, transportation, and local attractions.

1. Greer, South Carolina

Greer, a town of about 39,000 in upstate South Carolina, exemplifies small-town charm with its revitalized downtown and numerous community activities. Its proximity to the Greenville-Spartanburg International Airport and Amtrak services enhances its accessibility. The town's offerings include a weekly farmers market, regular festivals, and diverse recreational activities, making it an engaging place for active Energizer Holdings retirees.

2. Coolidge, Arizona

Located in the Sonoran Desert, Coolidge is a small town of over 14,700 residents. Known for its warm summers and moderate winters, it appeals to retirees who prefer desert climates. The cost of living here is lower than both the national and Arizona averages. Coolidge is home to the Casa Grande Ruins National Monument and offers educational opportunities at Central Arizona College.

3. Dillsboro, North Carolina

Dillsboro, nestled on the Tuckasegee River near the Great Smoky Mountains, is a historic railroad town with fewer than 300 residents. It offers a unique blend of 19th-century charm and modern amenities. The cost of living aligns with the national average, and its proximity to Asheville makes it a favorable option for retirees seeking a balance between tranquility and accessibility.

4. Fredericksburg, Texas

Fredericksburg, a town of approximately 11,000 residents, is steeped in German heritage. The town is a haven for wine enthusiasts and stargazers, thanks to its location amidst over 100 wineries and status as a Dark Sky Community. Its tourist appeal is heightened by its historical landmarks, diverse culinary scene, and proximity to major cities like San Antonio and Austin.

5. Cedar Key, Florida

This Gulf Coast town with fewer than 900 residents is a serene and scenic retirement choice. Florida's tax benefits for retirees and Cedar Key's moderate cost of living are significant draws. The town is known for its nature trails, wildlife refuge, and fresh seafood, providing a tranquil environment for Energizer Holdings retirees.

6. Paso Robles, California

Halfway between San Francisco and Los Angeles, Paso Robles is a city of around 31,000. It offers a lively downtown, numerous wineries, and a range of outdoor activities. The town's mild climate and proximity to the coast make it an attractive destination for Energizer Holdings retirees who enjoy an active lifestyle.

7. Stroudsburg, Pennsylvania

Located in the Pocono Mountains, Stroudsburg is a small town with a population under 6,000. It blends historical charm with modern amenities and hosts various community events, making it ideal for retirees who value cultural engagement and family-friendly activities.

8. Mequon, Wisconsin

Mequon, near Milwaukee, is known for its open spaces and outdoor recreational opportunities. The Village of Thiensville within Mequon adds to its charm with various events and local amenities. Its proximity to Milwaukee enhances its appeal for those seeking a blend of suburban and urban experiences.

9. Bristol, Vermont

Bristol, nestled in the Green Mountains with a population of less than 4,000, is a quintessential New England town. It offers a range of community events and maintains a traditional atmosphere, complete with horse-drawn recycling collection. Its scenic beauty and historic downtown appeal to those looking for a tranquil retirement setting.

10. Hamilton, Montana

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For those who value wide-open spaces and a rural lifestyle, Hamilton is an ideal choice. With fewer than 5,000 residents, it offers a strong sense of community while being close to the amenities of a larger city. The town's historical significance and natural beauty make it a compelling choice for independent, active retirees.

An additional aspect that may appeal to our target audience of established professionals and retirees is the availability of high-quality healthcare services in small towns. For example, Fredericksburg, Texas, not only offers cultural richness and scenic beauty, but also boasts the Hill Country Memorial Hospital, which has been recognized for its excellence in patient care. This hospital has received numerous accolades, including being named one of the nation's 100 Top Hospitals by IBM Watson Health. Access to top-tier healthcare facilities is a crucial consideration for retirees, ensuring peace of mind and well-being in their chosen community. 

Selecting a small town for retirement from Energizer Holdings is akin to choosing the perfect vintage wine from a distinguished vineyard. Just as a connoisseur appreciates the unique notes, history, and region of a fine wine, retirees can savor the distinct characteristics of each small town. Greer, SC, with its lively community events, resembles a vibrant and robust red, while the tranquil desert ambiance of Coolidge, AZ mirrors the smooth, subtle notes of a classic white. Fredericksburg, TX, with its rich cultural heritage, is akin to a rare, aged bottle, steeped in history and flavor. Each town, much like a carefully curated wine collection, offers its own unique bouquet of lifestyle, culture, and comfort, promising a fulfilling and refined Energizer Holdings retirement experience.

What type of retirement savings plan does Energizer Holdings offer to its employees?

Energizer Holdings offers a 401(k) retirement savings plan to its employees.

Does Energizer Holdings provide a company match for contributions made to the 401(k) plan?

Yes, Energizer Holdings provides a company match for employee contributions to the 401(k) plan, subject to specific terms and conditions.

What is the eligibility requirement to participate in the Energizer Holdings 401(k) plan?

Employees of Energizer Holdings are typically eligible to participate in the 401(k) plan after completing a specified period of service, as outlined in the plan documents.

Can employees of Energizer Holdings choose how their 401(k) contributions are invested?

Yes, employees at Energizer Holdings can choose from a variety of investment options for their 401(k) contributions.

How does Energizer Holdings ensure that employees are informed about their 401(k) plan options?

Energizer Holdings provides educational materials, workshops, and access to financial advisors to help employees understand their 401(k) plan options.

Is there a vesting schedule for the company match in the Energizer Holdings 401(k) plan?

Yes, there is a vesting schedule for the company match in the Energizer Holdings 401(k) plan, which determines how much of the match employees are entitled to based on their years of service.

What is the maximum contribution limit for the Energizer Holdings 401(k) plan?

The maximum contribution limit for the Energizer Holdings 401(k) plan is in line with IRS guidelines, which may change annually.

Can employees of Energizer Holdings take loans against their 401(k) accounts?

Yes, Energizer Holdings allows employees to take loans against their 401(k) accounts under certain conditions outlined in the plan.

What happens to an employee's 401(k) account if they leave Energizer Holdings?

If an employee leaves Energizer Holdings, they have several options for their 401(k) account, including cashing out, rolling it over to another retirement account, or leaving it in the Energizer Holdings plan if allowed.

Does Energizer Holdings offer any resources for retirement planning?

Yes, Energizer Holdings provides resources and tools for retirement planning, including access to financial advisors and online calculators.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Energizer Holdings provides its employees with a retirement plan that includes both a pension plan and a 401(k) plan, designed to help employees secure their financial future. The company offers the Energizer Holdings, Inc. Retirement Plan, which has gone through notable changes in recent years. In 2023, Energizer Holdings completed a pension plan annuity buyout, resulting in a $50.2 million recognition of unamortized actuarial losses​ (Energizer Holdings - Investors). For the 401(k) plan, Energizer Holdings offers a match of up to 6%, where the company matches 100% of employee contributions up to this limit. Employees can also make additional contributions beyond this match, and for employees over 50 years of age, catch-up contributions are available. The 401(k) plan is known to have typical features such as tax-deferral benefits and company contributions​
Restructuring and Layoffs: Energizer Holdings has announced a significant restructuring initiative aimed at streamlining operations and reducing costs. This plan includes a reduction in workforce across several departments. The company has stated that these layoffs are necessary to improve efficiency and profitability amidst a challenging economic environment. It is crucial to follow this development due to its potential impact on employees and the overall company strategy in response to current market pressures.
Energizer Holdings offers stock options and RSUs to its executive team and key employees. The company uses the acronym SO for Stock Options and RSU for Restricted Stock Units. Specifics about these benefits are outlined in their annual proxy statements and are updated annually.
Energizer Holdings: Healthcare Benefits Information 1. Company Official Website: Website: Energizer Holdings Careers Healthcare Benefits: Energizer Holdings offers a comprehensive benefits package including medical, dental, and vision insurance. They also provide a wellness program that includes various health-related resources and preventive care initiatives. 2. Glassdoor: Website: Glassdoor - Energizer Holdings Benefits Healthcare Benefits: Employees have reported access to standard healthcare benefits including medical, dental, and vision coverage. Glassdoor reviews suggest that the healthcare plan is competitive but varies by location and employee level. 3. Indeed: Website: Indeed - Energizer Holdings Benefits Healthcare Benefits: According to Indeed, Energizer Holdings provides a range of healthcare benefits including medical, dental, and vision insurance. The company also offers a health savings account (HSA) and flexible spending accounts (FSA). 4. LinkedIn: Website: LinkedIn - Energizer Holdings Benefits Healthcare Benefits: LinkedIn mentions that Energizer Holdings offers healthcare benefits as part of their overall employee benefits package. Details on specific plans or coverage are not extensively detailed but include basic medical, dental, and vision options. 5. HR & Employee Benefits Websites: Website: Payscale - Energizer Holdings Benefits Healthcare Benefits: Payscale provides information on Energizer Holdings' benefits including medical, dental, and vision insurance. They also highlight employee feedback on the quality of these benefits.
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For more information you can reach the plan administrator for Energizer Holdings at 533 Maryville University Dr, Suite 200 St. Louis, MO 63141; or by calling them at (314) 985-2000.

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