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Exciting Changes Ahead for Resideo Technologies Employees: What You Need to Know About the Evolving Real Estate Market

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Healthcare Provider Update: Healthcare Provider Information for Resideo Technologies Resideo Technologies primarily partners with several health insurance providers to offer health benefits to its employees. The exact healthcare providers may vary based on geographic location and specific employee plans; however, many employees utilize plans from major insurers such as UnitedHealthcare, Anthem, and Cigna, as these are prevalent in the market. Potential Healthcare Cost Increases in 2026 In 2026, employees of Resideo Technologies may confront a significant rise in healthcare costs due to a combination of factors. Insurers are requesting premium increases of up to 66% in several states, creating a challenging landscape for many employees relying on Affordable Care Act (ACA) marketplace plans. Coupled with the potential expiration of enhanced federal premium subsidies, nearly 92% of affected policyholders could see their out-of-pocket costs surge by over 75%. This scenario emphasizes the need for employees to review their healthcare options early and align their coverage with anticipated financial needs. Click here to learn more

There is going to be a big change in the US real estate market soon that will reset the dynamics of buying and selling homes. Renowned analyst Meredith Whitney, who predicted major banks' fragile state before the financial crisis, believes there will be a significant change this spring that will benefit Resideo Technologies employees looking to buy a property. After more than ten years of strong real estate price increase, Whitney—whose intelligence earned her the nickname 'Oracle of Wall Street'—foresees a time when the goal of homeownership will become more feasible.


Whitney's analysis, which is the result of painstaking research and a good understanding of market dynamics, indicates that economic and demographic trends are the driving forces behind the impending transition. Her central claim is that the current housing crisis will soon give way to a surplus, primarily due to older boomers opting to downsize and move, especially to warmer locations like Florida and Texas. This group, which owns around 56% of all homes, is probably going to list them in the upcoming years, which will increase supply and moderate prices.

The ramifications of this change are significant. Resideo Technologies employees looking to sell should take action as quickly as possible, especially if they want to downsize or take advantage of property appreciation. Because more listings are expected, early sellers can have a better position in the market. On the other hand, Resideo Technologies employees looking to buy should be patient. Even if the rise in supply won't happen right away, it will eventually lead to more affordable prices, which will present possibilities for those who are patient.

The market is recalibrating itself against the backdrop of shifting economic conditions. As borrowing costs decline, the real estate market—which had a notable 18% decline in transactions in 2023 as a result of high mortgage rates—is anticipated to rebound. The current high cost of living and inflationary pressures, which ironically have not resulted in a widespread tapping into house equity, lend further credence to this revival. Alternatively, homeowners can consider selling as a way to access the value of their property.


However, not all areas of the US face the same risk of a drop in property values. Whitney points out that the market is split, with certain states expected to continue to enjoy strong growth and others possibly seeing significant declines. Connecticut, Illinois, New Jersey, Pennsylvania, New York, and Ohio are the states most likely to see a decline in property values; this is because of a decline in demand and a migration to areas with better economic and employment prospects.

On the other hand, states like Arizona, Texas, Tennessee, Florida, Utah, and Utah are recognized as emerging markets because of their warmer weather, increased employment opportunities, and growing economies. This pattern is not only a reflection of what people want these days; according to Whitney, there is a greater demographic shift that is brought about by changes in lifestyle and economic prospects roughly every six decades.

The real estate market's movement is representative of larger cultural changes, such as the rise of remote employment, which has altered choices for living and working. Businesses that move to take advantage of new opportunities trigger a cycle of infrastructure development and population migration, highlighting the interdependence of real estate dynamics, lifestyle preferences, and economic trends.

As potential buyers, sellers, or investors navigating the complexity of the real estate market, Whitney's insights offer a strategic framework for making decisions. To take advantage of the chances in the rapidly changing American real estate market, it is imperative for Resideo Technologies employees to comprehend the interactions between demographic trends, prevailing economic conditions, and local market dynamics.

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The increased interest from younger purchasers in properties equipped with smart home technologies is a significant element for potential sellers in the 60+ age group to take into account amidst the changing dynamics of the real estate market. Younger populations are becoming more and more drawn to homes with smart technology, such as automated security systems, energy-efficient systems, and remote-controlled amenities, according to a recent National Association of Realtors (NAR) report published in 2023. This trend highlights a chance for Resideo Technologies employees looking to sell to engage in smart home enhancements to increase the curb appeal of their house and possibly gain a quicker sale.

Managing the impending change in the real estate market is like watching the seasons change. The market, which has long been characterized by rising costs and scarcity, is about to enter a time of plenty and opportunity, much as the chill of winter gives way to the rejuvenation of spring. Homeowners have been witnessing their assets grow like trees reaching for the sky for decades. But just as a forest ultimately gets too crowded, retiring people choosing to establish roots in new, warmer climates causes the property market to experience a moment of rebalancing. This natural cycle offers a once-in-a-generation opportunity for young homebuyers to plant their own legacy in the soil of homeownership, similar to saplings in the spring, and to take root in a market that has been inaccessible for years.

What is the 401(k) plan offered by Resideo Technologies?

The 401(k) plan at Resideo Technologies is a retirement savings plan that allows employees to save a portion of their earnings on a tax-deferred basis.

How does Resideo Technologies match employee contributions to the 401(k) plan?

Resideo Technologies offers a company match for employee contributions, which is typically a percentage of the employee's contribution, up to a specified limit.

What are the eligibility requirements to participate in the Resideo Technologies 401(k) plan?

Employees of Resideo Technologies are generally eligible to participate in the 401(k) plan after completing a specific period of service, usually outlined in the employee handbook.

Can employees of Resideo Technologies make changes to their 401(k) contributions?

Yes, employees of Resideo Technologies can change their contribution amounts at any time, subject to specific guidelines set by the plan.

What investment options are available in the Resideo Technologies 401(k) plan?

The Resideo Technologies 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Is there a vesting schedule for the employer match in the Resideo Technologies 401(k) plan?

Yes, Resideo Technologies has a vesting schedule for the employer match, meaning employees must work for a certain period to fully own the matched contributions.

How can employees of Resideo Technologies access their 401(k) account information?

Employees can access their 401(k) account information through the online portal provided by the plan administrator, which is accessible via the Resideo Technologies employee resources page.

What happens to the 401(k) plan if an employee leaves Resideo Technologies?

If an employee leaves Resideo Technologies, they can choose to roll over their 401(k) balance into another retirement account, cash out, or leave it in the Resideo plan, subject to the plan's rules.

Are loans available from the 401(k) plan at Resideo Technologies?

Yes, Resideo Technologies allows employees to take loans from their 401(k) accounts under certain conditions, as specified in the plan documents.

Can employees of Resideo Technologies withdraw funds from their 401(k) before retirement?

Employees may be able to withdraw funds from their 401(k) before retirement under specific circumstances, such as financial hardship, but penalties may apply.

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For more information you can reach the plan administrator for Resideo Technologies at , ; or by calling them at .

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