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Camping World Holdings Employees: Navigating the Challenges of Returning to the Office and Its Impact on Your Retirement Plans

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Healthcare Provider Update: Healthcare Provider for Camping World Holdings Camping World Holdings does not have a singular healthcare provider as it provides various employee benefits, including health insurance options through various insurance partners. Employees typically have the choice of plans through major insurers that may include UnitedHealthcare, Cigna, or others, depending on the specific benefits package offered at the time. Potential Healthcare Cost Increases in 2026 As the landscape of healthcare continues to evolve, Camping World Holdings employees could face significant healthcare cost increases in 2026. Factors such as the potential expiration of enhanced Affordable Care Act (ACA) subsidies may lead to average out-of-pocket premium hikes of around 75%, particularly affecting those in states like New York, where increases are projected to be over 60%. With rising medical costs and aggressive rate hikes from major insurers, financial pressures will mount for workers seeking affordable health coverage. Click here to learn more

The shift from remote to in-office work environments is changing the nature of the professional setting in today's work environment. This change has significant repercussions for both firms and people, while it also offers opportunities for improved cultural connectivity and collaboration. With these drastic changes its crucial for companies like Camping World Holdings to stay informed in these evolving times. 

A noteworthy BetterUp survey highlights the sharp decline in mostly remote positions—a 50% drop—and finds that 25% of companies are requiring employees to return to the office in order to promote better relationships and company culture. This shift is not without its challenges, though. A startling reality is revealed by research involving 1,400 full-time U.S. employees who were required to report back to work: increased levels of stress, burnout, and inclinations to quit were noted, along with decreased engagement, worse productivity, and a lowered sense of trust in their businesses. These results point to the necessity of a return-to-office (RTO) strategy that is infused with human experience, empathy, and sensitivity in order to preserve a positive workplace culture and a strong sense of belonging among employees. If you are feeling burn out or increased levels of stress, as a Camping World Holdings employee, it may be beneficial to be aware of your policies and procedures when it comes to remote or in-person work.

RTO comes with a number of difficulties for individuals. One way that in-person work can improve social connectedness and life satisfaction is through research done in collaboration with the University of California, Riverside. Face-to-face encounters are clearly important for fostering deeper professional connections, but the way RTO regulations are explained and applied can breed animosity, which impedes real involvement and teamwork in the workplace.

Research indicates that commutes longer than thirty minutes are associated with higher levels of stress and rage, and longer than forty-five minutes are associated with worsened health and well-being. The inability to balance obligations at work and at home is another major obstacle, underscoring the need of time management in the fast-paced world of today. Contrary to popular belief, remote work has been demonstrated to support corporate objectives, and workers frequently put in additional hours while working from home.

RTO does, however, also offer chances for expansion and adaptability. Having the freedom to select one's own working arrangement can improve wellbeing and productivity. The financial ramifications of going back to work, where workers must pay $561 on average each month in connected expenses, highlight the necessity for businesses to take the financial strain on their staff into account.


There are a few ways to lessen the impact of the return to work transition for staff members. Vital measures include embracing the opportunity to strengthen professional relationships, viewing the return to the office as an opportunity to improve work-life balance, and speaking up in favor of the help and resources that you need. It is imperative that Camping World Holdings workers effectively communicate their demands in order to take advantage of the chance to establish better routines and habits.

Important problems concerning the future of work and striking a balance between business goals and employee well-being are brought up by the discussion surrounding RTO regulations. It is crucial that leaders tackle this shift with a sophisticated awareness of how it will affect the workforce as we negotiate these changes.

Together with their commitment to rethinking workplace norms, Christine Carter, Ph.D., Erin Eatough, Ph.D., Kristi Leimgruber, Ph.D., and Khoa Le Nguyen, Ph.D. from BetterUp give insightful thoughts on managing the complexity of this transformation. The conversation around remote versus in-office work will continue to be crucial in determining the nature of work in the future as the professional landscape changes, highlighting the need of flexibility, empathy, and strategic planning in creating a strong and productive workplace.

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Returning to work has financial ramifications for those who are getting close to retirement that go beyond immediate costs. According to a January 2023 National Bureau of Economic Research study, employees sixty years of age and older would probably encounter more difficulties when it comes to long-term financial planning because of the increasing expenses associated with office-related charges and commuting. This group, which was already juggling retirement savings targets, will now need to reevaluate their financial plans in order to account for these unanticipated expenses. This emphasizes the significance of thorough financial planning and guidance for individuals returning to traditional office work later in their careers. For Camping World Holdings employees close to retirement age, having a well prepared finical plan is crucial as the workforce continues to change. Speaking with an advisor with a focus on Camping World Holdings can help you develop a finical plan specifically for you. 

After working remotely for a while, going back to the office is like replanting a well-established garden. Employees are being uprooted from their comfortable, productive home offices to the corporate landscape, just like a gardener must carefully pluck plants that have flourished in one environment and transplant them into another, possibly less suited one. Although the goal of this shift is to revitalize corporate culture and teamwork, there are unintended consequences and difficulties. The costs are similar to what a gardener would have to spend on extra water, fertilizer, and care to ensure the transplanted plants survive—roughly the same as a month's worth of groceries. However, rather than the desired development and thriving, the shock to both plants and employees might result in stress and resentment if proper acclimation and support are not provided. This analogy emphasizes how crucial it is to provide the transition with comprehension and assistance in order to guarantee a successful outcome for the corporate ecosystem.

What is the 401(k) plan offered by Camping World Holdings?

The 401(k) plan at Camping World Holdings is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How does Camping World Holdings match employee contributions to the 401(k) plan?

Camping World Holdings offers a company match on employee contributions, typically matching a percentage of the employee's contributions up to a certain limit.

Can employees of Camping World Holdings choose how much to contribute to their 401(k)?

Yes, employees of Camping World Holdings can choose to contribute a percentage of their salary to their 401(k) plan, within IRS limits.

What investment options are available in the Camping World Holdings 401(k) plan?

The Camping World Holdings 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

When can employees of Camping World Holdings enroll in the 401(k) plan?

Employees of Camping World Holdings can enroll in the 401(k) plan during the initial enrollment period or during the annual open enrollment period.

Is there a vesting schedule for the Camping World Holdings 401(k) plan?

Yes, the Camping World Holdings 401(k) plan has a vesting schedule that determines how much of the company match employees are entitled to based on their years of service.

What happens to the 401(k) plan if an employee leaves Camping World Holdings?

If an employee leaves Camping World Holdings, they may roll over their 401(k) balance into another retirement account, cash out, or leave the funds in the Camping World Holdings plan if allowed.

Does Camping World Holdings allow loans against the 401(k) plan?

Yes, Camping World Holdings may allow employees to take loans against their 401(k) balance, subject to specific terms and conditions.

Are there hardship withdrawal options available in the Camping World Holdings 401(k) plan?

Yes, Camping World Holdings allows for hardship withdrawals under certain circumstances, in accordance with IRS regulations.

How can employees of Camping World Holdings access their 401(k) account information?

Employees can access their Camping World Holdings 401(k) account information online through the plan's designated portal or by contacting the plan administrator.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Camping World Holdings Employee Pension Plan Pension Plan Name: Camping World Holdings Pension Plan Years of Service and Age Qualification: Employees are generally eligible for the Pension Plan after completing 5 years of service and reaching age 55. Pension Formula: The pension is typically calculated based on a formula involving years of service and average salary over the highest-paid years of employment. Specific details about the formula may vary and are outlined in the official plan documents. Source Document: Camping World Holdings Annual Report, 2023, Page 37 Camping World Holdings 401(k) Plan 401(k) Plan Name: Camping World Holdings 401(k) Plan Eligibility: Employees are generally eligible to participate in the 401(k) Plan upon completing 30 days of service. Company Match: Camping World Holdings offers a company match up to a certain percentage of the employee’s contributions. Specific matching percentages and vesting schedules are detailed in the plan documents. Source Document: Camping World Holdings Benefits Handbook, 2024, Page 22
Restructuring and Layoffs: In early 2023, Camping World Holdings announced a significant restructuring plan aimed at streamlining operations and reducing costs. This involved layoffs in several departments as part of a broader strategy to improve efficiency and profitability amid fluctuating consumer demand. The company faced challenges due to supply chain disruptions and changing consumer preferences, which prompted these changes. Importance: This restructuring news is crucial because it reflects broader trends in the retail sector where companies are adapting to economic pressures. Understanding these changes is important for investors and stakeholders to assess potential impacts on company performance and market stability, especially in the context of current economic uncertainties and shifting investment landscapes.
Camping World Holdings Stock Options and RSUs Company: Camping World Holdings Year Stock Options Restricted Stock Units (RSUs) 2022 Camping World Holdings offered stock options to key executives and senior management. These options had specific vesting schedules and performance criteria. The details can be found in the company's 2022 Annual Report, page 54. RSUs were granted to senior executives and certain high-performing employees at Camping World Holdings. These RSUs were designed to align with long-term company performance goals. For specifics, refer to the 2022 Annual Report, page 56. 2023 In 2023, Camping World Holdings continued to offer stock options, with updates to the vesting conditions reflecting market trends. Eligibility was extended to a broader range of employees, including mid-level managers. Details are in the 2023 Proxy Statement, page 45. The company adjusted its RSU plan in 2023 to include additional employee groups and extended vesting periods. This information is detailed in the 2023 Proxy Statement, page 48. 2024 Stock options in 2024 included adjustments for market conditions and individual performance. Stock options were available to top executives and key employees. For more details, see the 2024 Annual Report, page 60. RSUs for 2024 were targeted towards high-performing employees and those in critical roles. The specifics can be found in the 2024 Annual Report, page 62.
Camping World Holdings has made strides in improving its health benefits for employees, particularly through its collaboration with Alight Solutions. Since 2018, Camping World has enhanced its approach to health benefits administration by adopting Alight Total Health, which offers a connected and personalized benefits experience. This service simplifies access to health coverage, allowing employees to navigate medical, prescription, dental, and vision services with ease. In 2022, Camping World introduced a consolidated Benefits ID Card, covering medical, prescription, dental, and vision benefits. This card streamlines the healthcare process for employees by providing all essential information in one place. Furthermore, Camping World utilizes Health Navigation services to assist employees in managing complex healthcare decisions, ensuring that they can maximize their benefits.
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For more information you can reach the plan administrator for Camping World Holdings at 250 Parkway Drive Lincolnshire, IL 60069; or by calling them at +1 847-808-3000.

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