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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Navigating the Shift: What the Aging Workforce Means for Beazer Homes USA Employees

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Healthcare Provider Update: Beazer Homes USA provides healthcare benefits through its association with major insurance carriers, though the specific healthcare provider is not explicitly mentioned. However, typical providers for many such companies often include national insurers like UnitedHealthcare, Blue Cross Blue Shield, or Cigna, underscoring the importance of verifying the exact plan through the company's HR resources or internal communications. As we look ahead to 2026, Beazer Homes USA employees should anticipate significant healthcare cost increases. With premiums for Affordable Care Act (ACA) plans projected to rise sharply-some states facing hikes over 60%-the burden will likely shift to employees. Many employers, including Beazer, may respond to escalating healthcare expenses by raising deductibles and out-of-pocket maximums, potentially heightening the financial strain on workers. Proactive engagement with benefit planning and understanding these impending changes will be crucial for employees to navigate their healthcare options effectively. Click here to learn more

The labor force in the United States is undergoing a notable shift, marked by a growing proportion of older workers. According to recent results from a Pew Research survey, the percentage of Americans 65 and older who were employed in 2023 was close to 20%, a number that has nearly doubled over the previous thirty years. Moreover, estimates from Bain & Co. suggest that by 2031, people 65 and older will account for over 25% of the world's labor force.


This change in the population brings with it both opportunities and challenges for Beazer Homes USA individuals. One of KPMG's national managing partners for talent and culture, Jason LaRue, stresses the value of drawing in a varied pool of candidates, including individuals with a wealth of professional experience. LaRue's viewpoint highlights a significant change in the nature of the workplace where an individual's capacity is not based on their age.

The changing nature of the labor market, which is made worse by the severe lack of workers in the United States, points to possible advantages for both companies and older employees. Research has demonstrated that the effective integration of older employees into multigenerational teams can improve a company's financial performance, foster innovation, and effectively handle burnout issues among employees. In response, companies like Beazer Homes USA are looking at creative ways to interact and integrate seasoned workers since they understand how important they are to creating a vibrant and competitive work environment.


Adults are choosing to work longer in their professions than the customary retirement age due to both personal and economic concerns. Beazer Homes USA professionals and many other corporate individuals are being forced to reevaluate their retirement plans due to the cost of caring for others and the need for a stable income to enable living longer and healthier lives. The necessity to adjust to these new circumstances is expressed by John Beard, director of the International Longevity Center-USA and professor at the Robert N. Butler Columbia Aging Center. He notes that society is crossing uncharted territory when it comes to living and working past traditional retirement years.

Incorporating older people not only fills a gap in the labor market but also fosters a more vibrant and diverse work environment. The potential for reciprocal progress and innovation is becoming more evident as Beazer Homes USA and other company's adjust to this demographic shift, signaling a substantial evolution in the worth and perception of older workers in the global workforce.

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It's important to emphasize that older workers frequently bring a level of emotional intelligence and stability that is vital in the workplace, on top of the advantages for an aging population already discussed. According to research from the American Psychological Association, people over 60 typically have stronger coping mechanisms and emotional regulation, which improves team relations and facilitates conflict resolution (American Psychological Association, 2020). This quality of mature professionals increases the value they bring to their organizations by fostering a more peaceful and productive work environment.

Think about a wine that has been well-aged; with age, it gains value, depth, and appeal. In a similar vein, professionals over 60 are contributing to a revival in the modern workforce. Experienced employees contribute priceless insights, emotional intelligence, and stability to the workplace, much as a wine's maturity adds depth and character. This dynamic work environment, which is similar to a finely balanced wine, is created by combining more experienced workers with less experienced ones. This leads to more creativity, better output, and a more peaceful workplace culture. The aging worker of this century is not heading toward a retirement sunset, but rather heading into a golden age that will add to a richer, more varied professional landscape.

What type of retirement plan does Beazer Homes USA offer to its employees?

Beazer Homes USA offers a 401(k) retirement savings plan to its employees.

Does Beazer Homes USA provide matching contributions to the 401(k) plan?

Yes, Beazer Homes USA provides matching contributions to the 401(k) plan, helping employees save for retirement.

What is the eligibility requirement for employees to participate in Beazer Homes USA's 401(k) plan?

Employees of Beazer Homes USA typically become eligible to participate in the 401(k) plan after completing a specified period of service.

Can employees at Beazer Homes USA choose how much to contribute to their 401(k) plan?

Yes, employees at Beazer Homes USA can choose to contribute a percentage of their salary to their 401(k) plan, subject to IRS limits.

What investment options are available in Beazer Homes USA's 401(k) plan?

Beazer Homes USA's 401(k) plan offers a variety of investment options, including mutual funds and target-date funds.

How can employees at Beazer Homes USA access their 401(k) account information?

Employees at Beazer Homes USA can access their 401(k) account information through the plan's online portal or by contacting the plan administrator.

Is there a vesting schedule for the employer match in Beazer Homes USA's 401(k) plan?

Yes, Beazer Homes USA has a vesting schedule for the employer match, which determines when employees fully own the matched contributions.

Can employees take loans against their 401(k) plans at Beazer Homes USA?

Yes, Beazer Homes USA allows employees to take loans against their 401(k) plans, subject to specific terms and conditions.

What happens to an employee's 401(k) plan if they leave Beazer Homes USA?

If an employee leaves Beazer Homes USA, they can choose to roll over their 401(k) balance to another retirement account, cash out, or leave it in the Beazer Homes USA plan if permitted.

Are there any fees associated with Beazer Homes USA's 401(k) plan?

Yes, Beazer Homes USA's 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Beazer Homes USA has announced a significant restructuring plan which includes reducing its workforce by 10% and reevaluating its benefits package.
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For more information you can reach the plan administrator for Beazer Homes USA at 1000 Abernathy Rd Bldg 400, Ste 200 Atlanta, GA 30328; or by calling them at +1 770-829-3700.

*Please see disclaimer for more information

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