<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=314834185700910&amp;ev=PageView&amp;noscript=1">

New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Learn More

APi Group Employees: Discover the Exciting Possibilities of Continuing Your Career in Retirement

image-table

Healthcare Provider Update: Healthcare Provider for APi Group APi Group employs a comprehensive approach to employee benefits, which includes providing healthcare coverage through various plans typically managed by major national insurers such as UnitedHealthcare, Cigna, and Anthem. The specific policies may vary based on the needs of the employees and the locations of service, but this collaboration ensures that its workforce has access to a range of healthcare options. Potential Healthcare Cost Increases in 2026 As we approach 2026, healthcare costs are projected to surge significantly, primarily driven by a perfect storm of factors. With medical costs expected to rise by approximately 8.5% for group plans and 7.5% for individual plans, employers and enrollees alike may feel the financial strain. The anticipated impacts of expiring federal subsidies for the Affordable Care Act could lead to more than 22 million enrollees facing out-of-pocket premium increases as high as 75%. Concurrently, health insurers are implementing aggressive rate hikes, further compounding the challenges posed to consumers already grappling with rising medical expenses. Click here to learn more

The idea of blending generations in the workplace and the pursuit of 'encore careers' provide a significant change in our understanding of the length and importance of our professional life in the work and career dynamics of today. Author and businessman Marc Freedman speaks eloquently about these subjects, highlighting the many advantages of working past conventional retirement age and the ways in which APi Group professionals can reinvent themselves through fulfilling second careers.


The conversation between Christine Benz and Amy Arnott of Morningstar and Freedman reveals a thorough grasp of the social and individual ramifications of working later in life. Freedman, who managed a home with kids after surpassing the conventional retirement age, highlights the significant emotional and social advantages of long-term employment in addition to its financial necessity. He brings up a study conducted ten years ago that found retirees frequently miss the fruitful interactions and teamwork that come with working toward worthwhile objectives. This realization supports Freud's claim that the two most important aspects of being human are love and work, which provide us with a purpose to get out of bed in the morning and the thread that binds our social networks together.

The desire to prolong working life for APi Group employees, however, is confronted with real obstacles, such as societal and infrastructure impediments that impede people's ability to smoothly enter this new stage of life. Freedman draws attention to the disparity that exists between the desire and reality of working longer hours. He emphasizes the necessity for additional supportive systems that facilitate older workers' entry and exit from the labor.

Innovative attempts to easing these transitions are exemplified by encouraging developments, like higher education programs tailored for individuals in their later years. Programs like the Encore Fellowship at Harvard and the Advanced Leadership Initiative provide a means for seasoned professionals to reevaluate their purpose, acquire fresh perspectives, and get ready for meaningful encore careers. Though specifically designed to meet the needs and goals of APi Group individuals seeking to reinvent their later years, these programs are a reflection of the transitional support networks that have historically been accessible to young adults.


Maintaining a job at APi Group well into old age has several advantages, including social interaction, financial security, and a strong feeling of purpose. Surgeon General Vivek Murthy's focus on the scourge of loneliness is addressed by research, which also highlights the fundamental connection between meaningful living and health. This research includes insights from the Blue Zones series. The workplace becomes a vital setting for building relationships and satisfying the human need for purposeful work, as Marge Piercy so eloquently puts it: 'The pitcher cries for water to carry and a person for work that is real.'

Prominent individuals such as Jimmy Carter, whose humanitarian endeavors after leaving the presidency exemplify the possibility of meaningful work later in life, serve as inspiration for Freedman's concept of the encore career. These professions frequently represent an evolution rather than a radical break from earlier work, building upon the knowledge, expertise, and interests cultivated throughout a lifetime. Gary Maxworthy is a prime example; driven by both a personal loss and a lifetime of experience in food distribution, he created the Farm to Family program, which greatly increased the caliber and amount of food that food banks could provide.

This story not only describes the 5 million Americans who are now pursuing encore careers, but it also suggests that society could utilize the talents of an additional 21 million people who make this shift a priority. These professionals' combined experience and knowledge constitute a powerful resource that, with proper mobilization, may have a significant positive impact on society.

Featured Video

Articles you may find interesting:

Loading...


To sum up, the trend toward longer working lifespans and the desire for encore careers represents a more expansive vision for our career and personal paths. It promotes a social reassessment of the potential contributions of elder generations, highlighting the significance of establishing pathways for ongoing development, fulfillment, and contribution. We can change the way people think about work and retirement by implementing creative programs and providing strategic assistance. This will help to create a future in which APi Group employees and the rest of the work force has the chance to pursue work that is both financially and personally fulfilling.

When considering career options after retirement from APi Group, it's important to keep in mind that, according to a 2022 report from the Bureau of Labor Statistics, people 65 and older are expected to join the workforce at a rate that will increase faster than that of any other age group through 2030. This pattern highlights a change toward career participation in later life, indicating seniors' need and desire to continue being involved in the workforce. These figures demonstrate how retirement is changing, indicating that it is no more a definite conclusion to employment but rather a stage of transition for many people.

See retirement as the beginning of an exciting new chapter in a big, ongoing tale, rather than the end of a book. Retirement provides a rich environment for growth, change, and the cultivation of new endeavors for the modern professional, much like an experienced gardener doesn't just hang up their tools at the end of the season but instead starts planning for the next bloom. This can be viewed as a chance to gather the wealth of knowledge and experience accumulated over a lifetime and plant the seeds for a second career that will be personally fulfilling and contribute positively to society. Those entering this stage can combine their in-depth knowledge with novel endeavors, much like a gardener who understands that the best crops are produced through a combination of old and new ways. This will ensure that their legacy endures and influences future generations.

What type of retirement plan does APi Group offer to its employees?

APi Group offers a 401(k) retirement plan to its employees.

Does APi Group match employee contributions to the 401(k) plan?

Yes, APi Group provides a matching contribution to the 401(k) plan, subject to certain limits.

At what age can employees of APi Group start participating in the 401(k) plan?

Employees of APi Group can start participating in the 401(k) plan as soon as they meet the eligibility requirements, typically after 30 days of employment.

How can employees of APi Group enroll in the 401(k) plan?

Employees can enroll in the APi Group 401(k) plan by completing the enrollment process through the company’s benefits portal.

What investment options are available in the APi Group 401(k) plan?

The APi Group 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Can employees of APi Group change their contribution percentage to the 401(k) plan?

Yes, employees can change their contribution percentage to the APi Group 401(k) plan at any time, subject to plan rules.

Is there a vesting schedule for the employer match in the APi Group 401(k) plan?

Yes, APi Group has a vesting schedule for the employer match, which means employees must work for the company for a certain period to fully own the matched contributions.

What happens to the 401(k) plan if an employee leaves APi Group?

If an employee leaves APi Group, they can choose to roll over their 401(k) balance to another retirement account or take a distribution, subject to tax implications.

Are there any loan provisions available in the APi Group 401(k) plan?

Yes, the APi Group 401(k) plan may allow employees to take loans against their vested balance, subject to plan rules.

How often can employees of APi Group review their 401(k) account statements?

Employees can review their APi Group 401(k) account statements quarterly through the benefits portal.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
News: APi Group recently announced a significant restructuring plan, including a reduction in workforce as part of its strategy to streamline operations. Important: This restructuring is crucial to address due to the current economic climate, which pressures companies to optimize their cost structures amid fluctuating market conditions. Additionally, understanding these changes is vital for stakeholders to navigate the evolving investment landscape and potential impacts on retirement benefits.
New call-to-action

Additional Articles

Check Out Articles for APi Group employees

Loading...

For more information you can reach the plan administrator for APi Group at 1100 Old Highway 8 NW New Brighton, MN 55112; or by calling them at (651) 636-4320.

*Please see disclaimer for more information

Relevant Articles

Check Out Articles for APi Group employees