Healthcare Provider Update: Healthcare Provider for PulteGroup PulteGroup's healthcare benefits for employees are often structured through the PulteGroup 401(k) Savings Plan in conjunction with various health insurance plans, where specific healthcare providers can vary by region. As of 2025, PulteGroup employees typically access health coverage via national insurers which can include UnitedHealthcare, Anthem, and others that offer both group and individual market plans under the Affordable Care Act (ACA). Potential Healthcare Cost Increases in 2026 In 2026, PulteGroup employees may face significant increases in health insurance costs as the ACA marketplace braces for premium hikes that could exceed 60% in certain states. This surge is influenced by the potential expiration of enhanced federal premium subsidies, prompting a drastic rise in out-of-pocket expenses for nearly 92% of policyholders. Furthermore, rising healthcare costs, particularly for medical services and prescription drugs, are likely to exacerbate financial burdens on individuals and families in 2026. As these challenges loom, careful review of health plan options will be essential for employees seeking to mitigate the impact of escalating healthcare expenses., 'sources': [], 'images': [] Click here to learn more
A recent study conducted by Security.org unveiled surprising trends regarding social media usage across generations,
with a significant focus on baby boomers. Contrary to popular belief, which often associates social media prowess with younger demographics like millennials, it appears that baby boomers are not only active users but also greatly benefit from their online interactions. This revelation questions the stereotype of social media being predominantly a young person’s arena.
The research led by Corie Colliton reveals an impressive 84% of baby boomers believe that social media positively influences their lives—a stark contrast to the 33%
of millennials who view their online interactions negatively. This difference is especially striking given the high integration of social media in the daily routines of younger generations.
For baby boomers at PulteGroup, this affinity for social media may stem from their unique historical context. Having witnessed the dawn of television, the expansion of cable, and the birth of the internet, they have embraced each new technological wave as a fresh media outlet. This extensive exposure to tech innovations likely contributes to their adaptive and favorable use of social media platforms.
However, the way baby boomers engage with social media differs significantly from younger users. They tend to spend less time online, which might lead to a more satisfying and less overwhelming online experience. PulteGroup employees from this generation typically use social platforms to stay connected with friends and family, enhancing their sense of happiness linked to these interactions.
According to Statista, YouTube tops the charts as the favorite platform among baby boomers, with 70% using it regularly, closely followed by Facebook.
This preference aligns with traditional media consumption patterns that favor content viewing over interactive engagement. Usage rates for other platforms like Pinterest, LinkedIn, and Instagram vary, with Twitter and Snapchat being less popular among this demographic.
When interacting with technology, baby boomers at PulteGroup often utilize a single index finger for typing on smartphones—a method reminiscent of older dialing techniques. This contrasts with the thumb-typing speed common among younger generations.
The study also sheds light on broader cultural attitudes toward social media. Only 26.5% of boomers believe social media should not exist, compared to 44% of millennials. This indicates a generational divide in how social media is perceived within society.
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Interestingly, the study finds that positive sentiments about social media often come from Southern male boomers who are married, hold at least an associate degree, and lean politically to the right. In contrast, millennial women from the Midwest, who are single and lean left politically, generally have a less favorable view of social media.
For PulteGroup employees approaching retirement, the role of social media is increasingly vital.
A 2022 Financial Times survey
highlighted that about 60% of baby boomers now engage with financial content on platforms like Facebook and YouTube. They use these sites not only for personal connections but also to monitor market trends, seek financial advice, and manage their retirement planning.
For baby boomers at PulteGroup, mastering social media is like rediscovering a cherished classic car with modern updates. They appreciate the blend of traditional engagement and new-age digital tools, enjoying the journey much like driving a well-loved, refurbished car on modern roads. This generation values the integration of conventional wisdom with innovative technologies, enhancing their experience as they navigate through the evolving digital landscape.
What is the PulteGroup 401(k) Savings Plan?
The PulteGroup 401(k) Savings Plan is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.
How can I enroll in the PulteGroup 401(k) Savings Plan?
Employees can enroll in the PulteGroup 401(k) Savings Plan through the company’s benefits portal or by contacting the HR department for assistance.
What is the employer match for the PulteGroup 401(k) Savings Plan?
PulteGroup offers a matching contribution to the 401(k) Savings Plan, which typically matches a percentage of employee contributions up to a certain limit.
At what age can I start contributing to the PulteGroup 401(k) Savings Plan?
Employees can start contributing to the PulteGroup 401(k) Savings Plan as soon as they meet the eligibility requirements, usually upon hire.
How much can I contribute to the PulteGroup 401(k) Savings Plan each year?
The contribution limits for the PulteGroup 401(k) Savings Plan are in line with IRS guidelines, which may change annually. Employees should check the latest limits for the current year.
Does PulteGroup offer any investment options within the 401(k) Savings Plan?
Yes, the PulteGroup 401(k) Savings Plan offers a variety of investment options, including mutual funds and target-date funds, to help employees grow their savings.
Can I take a loan from my PulteGroup 401(k) Savings Plan?
Yes, PulteGroup allows employees to take loans from their 401(k) Savings Plan, subject to certain terms and conditions.
What happens to my PulteGroup 401(k) Savings Plan if I leave the company?
If you leave PulteGroup, you have several options for your 401(k) Savings Plan, including rolling it over to an IRA or another employer's plan, or cashing it out (though this may incur taxes and penalties).
How often can I change my contributions to the PulteGroup 401(k) Savings Plan?
Employees can typically change their contribution amounts to the PulteGroup 401(k) Savings Plan at any time, subject to the plan's specific rules.
Are there any fees associated with the PulteGroup 401(k) Savings Plan?
Yes, like most 401(k) plans, the PulteGroup 401(k) Savings Plan may have administrative fees and investment-related fees. Employees should review the plan documents for details.