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Discover Hidden Retirement Funds: A Guide for Arrow Electronics Employees

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Healthcare Provider Update: Healthcare Provider for Arrow Electronics Arrow Electronics typically provides its employees with healthcare benefits through partnerships with major health insurance companies. While the specific insurer may vary based on geographic and market conditions, national providers such as UnitedHealthcare and Anthem are commonly associated with large employers like Arrow. Potential Healthcare Cost Increases in 2026 As healthcare costs continue to rise, Arrow Electronics employees should brace themselves for significant healthcare expense increases in 2026. Nationally, health insurance premiums in the Affordable Care Act marketplace are anticipated to climb sharply, with some states experiencing hikes of over 60%. Factors contributing to this surge include the expiration of enhanced federal premium subsidies, rising medical costs, and aggressive rate increases by major insurers. As a result, employees may face a higher share of healthcare costs, making it crucial to review and strategize plan selections in advance to mitigate potential financial impacts. Click here to learn more

'Arrow Electronics employees can greatly benefit from using resources like the Retirement Savings Lost and Found Database and Treasury Hunt to recover unclaimed assets, so that no part of their hard-earned retirement savings is left behind.' — Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

'Arrow Electronics employees should take advantage of tools like the Retirement Savings Lost and Found Database to track down unclaimed funds, so they can optimize their retirement savings potential.' — Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article, we will discuss:

  1. The federal resources available to help locate lost or unclaimed retirement savings.

  2. Key tools like the Retirement Savings Lost and Found Database and other platforms to recover forgotten financial assets.

  3. How retirees can track down unclaimed bank accounts, savings bonds, and pension plans to make the most of their retirement savings.

The Retirement Savings Lost and Found Database is a federal initiative aimed at helping individuals locate their lost pension and 401k funds. Launched by the U.S. Department of Labor (DOL), this tool is one of many available resources designed to assist Arrow Electronics employees and others in recovering unclaimed financial assets.

Earlier this year, the public was granted access to  the DOL’s database . This platform is particularly useful for Arrow Electronics employees who might have lost track of their 401k accounts due to job changes or relocations. Additionally, individuals can seek assistance from the nonprofit  Pension Rights Center . If your employer or pension plan falls under one of the 30 states covered by the U.S. Administration for Community Living's Pension Counseling and Information Program, the center will link you to free services.

For Arrow Electronics employees looking to recover unclaimed benefits from closed private sector pension plans, the Pension Benefit Guaranty Corporation (PBGC) offers an online platform at  pbgc.gov/workers-retirees . Even if the company that sponsored a pension plan has gone out of business, PBGC helps make certain that retirees continue to receive their benefits.

A searchable database for unclaimed funds across 49 states, Washington D.C., and Puerto Rico is available at  missingmoney.com . Managed by the National Association of State Treasurers, this website aids in locating various unclaimed assets, including uncashed checks from banks, businesses, and local governments, dormant brokerage accounts, and even the contents of unclaimed safe-deposit boxes. The website also provides direct access to the Hawaii-specific register for residents with assets in the state.

Additionally, Arrow Electronics employees can locate U.S. savings bonds or other treasury securities that may have gone unpaid by visiting  treasuryhunt.gov . This tool, managed by the U.S. Department of the Treasury, allows individuals to search for unpaid bonds or interest payments by entering their Social Security number, full name, and state. It may be particularly helpful for Arrow Electronics employees who may have inherited or forgotten about savings bonds purchased years ago. By entering your full name, state, and Social Security number, you can find out if you are eligible for any unclaimed funds. The federal government is dedicated to reuniting people with their unclaimed financial assets, and this service plays a significant role in that mission.

The Department of Labor's  Workers Owed Wages website  is another critical resource for those seeking back wages that might have been left unpaid. If you haven’t collected any unpaid wages, you can file a claim within three years.

Lastly, if you have funds trapped in bank or credit union failures, you may be able to retrieve them. The Federal Deposit Insurance Corporation (FDIC) tracks  unclaimed deposits from closed banks , and the  National Credit Union Administration’s website  lists funds left behind by bankrupt credit unions, which can be reclaimed by their rightful owners.

For more detailed instructions on locating and recovering unclaimed assets, visit  aarp.org/unclaimed . These resources are invaluable in making certain that all funds, regardless of size, are successfully tracked down.

Learn how to recover forgotten assets like pension plans, unclaimed retirement savings, and dormant bank accounts. Discover where to search for unclaimed savings bonds, misplaced 401ks, and uncashed checks. To track down hidden money you might not even know you have, start with the DOL's recently launched Retirement Savings Lost and Found Database and other platforms like treasuryhunt.gov and missingmoney.com. Don’t miss out on potential retirement savings—uncover your hidden funds and make sure you are saving as much as possible for the future.

Unclaimed retirement savings are much like forgotten treasures—similar to finding valuable artifacts tucked away in an old attic. Lost 401ks, pension plans, uncashed checks, and dormant savings bonds can bolster your financial future, just like rare antiques or mementos discovered in a dusty corner. Just as locating a long-lost family heirloom can bring joy and value, using tools like the Retirement Savings Lost and Found Database or missingmoney.com will help you uncover these assets and make certain every dollar is used effectively for your retirement.

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Sources:

1. U.S. Department of Labor.  'Retirement Savings Lost and Found Database.'  U.S. Department of Labor, Employee Benefits Security Administration (EBSA) , 27 Dec. 2024,  https://lostandfound.dol.gov/?utm_source=chatgpt.com .

2. Pension Benefit Guaranty Corporation (PBGC).  'Find Unclaimed Retirement Benefits.'  Pension Benefit Guaranty Corporation , ongoing updates,  https://www.pbgc.gov/wr/find-unclaimed-retirement-benefits?utm_source=chatgpt.com .

3. National Association of Unclaimed Property Administrators (NAUPA).  'MissingMoney.com.'  National Association of Unclaimed Property Administrators , ongoing updates,  https://missingmoney.com/?utm_source=chatgpt.com .

4. U.S. Department of the Treasury.  'Treasury Hunt.'  U.S. Department of the Treasury , ongoing updates,  https://treasurydirect.gov/savings-bonds/treasury-hunt/?utm_source=chatgpt.com .

5. AARP.  'Show Me the Money: How to Find Unclaimed Assets.'  AARP , May 2025,  https://www.aarp.org/money/personal-finance/how-to-find-unclaimed-assets/?utm_source=chatgpt.com .

What is the 401(k) plan offered by Arrow Electronics?

The 401(k) plan at Arrow Electronics is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can I enroll in the Arrow Electronics 401(k) plan?

Employees can enroll in the Arrow Electronics 401(k) plan by accessing the benefits portal during the enrollment period or by contacting the HR department for assistance.

Does Arrow Electronics match contributions to the 401(k) plan?

Yes, Arrow Electronics offers a matching contribution to the 401(k) plan, which helps employees boost their retirement savings.

What is the maximum contribution limit for the Arrow Electronics 401(k) plan?

The maximum contribution limit for the Arrow Electronics 401(k) plan is determined by the IRS guidelines, which may change annually. Employees should check the current limits for the specific year.

Can I change my contribution rate to the Arrow Electronics 401(k) plan?

Yes, employees can change their contribution rate to the Arrow Electronics 401(k) plan at any time through the benefits portal or by contacting HR.

What investment options are available in the Arrow Electronics 401(k) plan?

The Arrow Electronics 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance and retirement goals.

When can I access my funds from the Arrow Electronics 401(k) plan?

Employees can access their funds from the Arrow Electronics 401(k) plan upon reaching the age of 59½, or in cases of hardship, termination of employment, or other qualifying events.

How does Arrow Electronics educate employees about the 401(k) plan?

Arrow Electronics provides resources such as informational sessions, webinars, and access to financial advisors to educate employees about the 401(k) plan and investment strategies.

Is there a vesting schedule for the Arrow Electronics 401(k) matching contributions?

Yes, Arrow Electronics has a vesting schedule for matching contributions, which means employees must work for a certain number of years to fully own the matched funds.

Can I take a loan against my Arrow Electronics 401(k) plan?

Yes, employees may be able to take a loan against their Arrow Electronics 401(k) plan, subject to specific terms and conditions outlined in the plan documents.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Arrow Electronics is undergoing significant restructuring, which includes workforce reductions and adjustments to their benefits program. They are streamlining operations to improve efficiency amid a challenging economic landscape. This restructuring impacts employee pensions and 401(k) plans.
Arrow Electronics provides RSUs and stock options as part of their compensation packages.
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For more information you can reach the plan administrator for Arrow Electronics at 9201 E Dry Creek Rd Centennial, CO 80112; or by calling them at +1 303-824-4000.

*Please see disclaimer for more information

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