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Discover Hidden Retirement Funds: A Guide for Grocery Outlet Holding Employees

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Healthcare Provider Update: Healthcare Provider for Grocery Outlet Holding: Grocery Outlet Holding is known to partner with several healthcare providers to offer health benefits to its employees. While specific providers may vary by location and plan options, common healthcare partners often include national insurers such as UnitedHealthcare, Anthem (Elevance Health), and Cigna, among others. Potential Healthcare Cost Increases in 2026: In 2026, healthcare costs are expected to rise significantly for Grocery Outlet Holding employees, primarily driven by record increases in Affordable Care Act (ACA) marketplace premiums. With reports indicating that some states are anticipating premium hikes of over 60%, employees could face out-of-pocket premium increases exceeding 75% due to the potential expiration of enhanced federal subsidies. Additionally, rising medical costs and inflationary pressures further complicate the healthcare landscape, spotlighting the need for careful financial planning among employees at Grocery Outlet as they navigate these impending changes. Click here to learn more

'Grocery Outlet Holding employees can greatly benefit from using resources like the Retirement Savings Lost and Found Database and Treasury Hunt to recover unclaimed assets, so that no part of their hard-earned retirement savings is left behind.' — Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

'Grocery Outlet Holding employees should take advantage of tools like the Retirement Savings Lost and Found Database to track down unclaimed funds, so they can optimize their retirement savings potential.' — Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article, we will discuss:

  1. The federal resources available to help locate lost or unclaimed retirement savings.

  2. Key tools like the Retirement Savings Lost and Found Database and other platforms to recover forgotten financial assets.

  3. How retirees can track down unclaimed bank accounts, savings bonds, and pension plans to make the most of their retirement savings.

The Retirement Savings Lost and Found Database is a federal initiative aimed at helping individuals locate their lost pension and 401k funds. Launched by the U.S. Department of Labor (DOL), this tool is one of many available resources designed to assist Grocery Outlet Holding employees and others in recovering unclaimed financial assets.

Earlier this year, the public was granted access to  the DOL’s database . This platform is particularly useful for Grocery Outlet Holding employees who might have lost track of their 401k accounts due to job changes or relocations. Additionally, individuals can seek assistance from the nonprofit  Pension Rights Center . If your employer or pension plan falls under one of the 30 states covered by the U.S. Administration for Community Living's Pension Counseling and Information Program, the center will link you to free services.

For Grocery Outlet Holding employees looking to recover unclaimed benefits from closed private sector pension plans, the Pension Benefit Guaranty Corporation (PBGC) offers an online platform at  pbgc.gov/workers-retirees . Even if the company that sponsored a pension plan has gone out of business, PBGC helps make certain that retirees continue to receive their benefits.

A searchable database for unclaimed funds across 49 states, Washington D.C., and Puerto Rico is available at  missingmoney.com . Managed by the National Association of State Treasurers, this website aids in locating various unclaimed assets, including uncashed checks from banks, businesses, and local governments, dormant brokerage accounts, and even the contents of unclaimed safe-deposit boxes. The website also provides direct access to the Hawaii-specific register for residents with assets in the state.

Additionally, Grocery Outlet Holding employees can locate U.S. savings bonds or other treasury securities that may have gone unpaid by visiting  treasuryhunt.gov . This tool, managed by the U.S. Department of the Treasury, allows individuals to search for unpaid bonds or interest payments by entering their Social Security number, full name, and state. It may be particularly helpful for Grocery Outlet Holding employees who may have inherited or forgotten about savings bonds purchased years ago. By entering your full name, state, and Social Security number, you can find out if you are eligible for any unclaimed funds. The federal government is dedicated to reuniting people with their unclaimed financial assets, and this service plays a significant role in that mission.

The Department of Labor's  Workers Owed Wages website  is another critical resource for those seeking back wages that might have been left unpaid. If you haven’t collected any unpaid wages, you can file a claim within three years.

Lastly, if you have funds trapped in bank or credit union failures, you may be able to retrieve them. The Federal Deposit Insurance Corporation (FDIC) tracks  unclaimed deposits from closed banks , and the  National Credit Union Administration’s website  lists funds left behind by bankrupt credit unions, which can be reclaimed by their rightful owners.

For more detailed instructions on locating and recovering unclaimed assets, visit  aarp.org/unclaimed . These resources are invaluable in making certain that all funds, regardless of size, are successfully tracked down.

Learn how to recover forgotten assets like pension plans, unclaimed retirement savings, and dormant bank accounts. Discover where to search for unclaimed savings bonds, misplaced 401ks, and uncashed checks. To track down hidden money you might not even know you have, start with the DOL's recently launched Retirement Savings Lost and Found Database and other platforms like treasuryhunt.gov and missingmoney.com. Don’t miss out on potential retirement savings—uncover your hidden funds and make sure you are saving as much as possible for the future.

Unclaimed retirement savings are much like forgotten treasures—similar to finding valuable artifacts tucked away in an old attic. Lost 401ks, pension plans, uncashed checks, and dormant savings bonds can bolster your financial future, just like rare antiques or mementos discovered in a dusty corner. Just as locating a long-lost family heirloom can bring joy and value, using tools like the Retirement Savings Lost and Found Database or missingmoney.com will help you uncover these assets and make certain every dollar is used effectively for your retirement.

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Sources:

1. U.S. Department of Labor.  'Retirement Savings Lost and Found Database.'  U.S. Department of Labor, Employee Benefits Security Administration (EBSA) , 27 Dec. 2024,  https://lostandfound.dol.gov/?utm_source=chatgpt.com .

2. Pension Benefit Guaranty Corporation (PBGC).  'Find Unclaimed Retirement Benefits.'  Pension Benefit Guaranty Corporation , ongoing updates,  https://www.pbgc.gov/wr/find-unclaimed-retirement-benefits?utm_source=chatgpt.com .

3. National Association of Unclaimed Property Administrators (NAUPA).  'MissingMoney.com.'  National Association of Unclaimed Property Administrators , ongoing updates,  https://missingmoney.com/?utm_source=chatgpt.com .

4. U.S. Department of the Treasury.  'Treasury Hunt.'  U.S. Department of the Treasury , ongoing updates,  https://treasurydirect.gov/savings-bonds/treasury-hunt/?utm_source=chatgpt.com .

5. AARP.  'Show Me the Money: How to Find Unclaimed Assets.'  AARP , May 2025,  https://www.aarp.org/money/personal-finance/how-to-find-unclaimed-assets/?utm_source=chatgpt.com .

What retirement savings plan does Grocery Outlet Holding offer to its employees?

Grocery Outlet Holding offers a 401(k) retirement savings plan to its employees.

Does Grocery Outlet Holding match employee contributions to the 401(k) plan?

Yes, Grocery Outlet Holding provides a matching contribution to employee contributions within the 401(k) plan, subject to certain limits.

What is the eligibility requirement to participate in Grocery Outlet Holding's 401(k) plan?

Employees of Grocery Outlet Holding are eligible to participate in the 401(k) plan after completing a specified period of service, typically 30 days.

Can Grocery Outlet Holding employees make pre-tax contributions to their 401(k) accounts?

Yes, employees at Grocery Outlet Holding can make pre-tax contributions to their 401(k) accounts, reducing their taxable income.

What types of investment options are available in Grocery Outlet Holding's 401(k) plan?

Grocery Outlet Holding's 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds.

How often can Grocery Outlet Holding employees change their 401(k) contribution amounts?

Employees at Grocery Outlet Holding can change their 401(k) contribution amounts at any time, subject to plan rules.

Is there a vesting schedule for Grocery Outlet Holding's 401(k) matching contributions?

Yes, Grocery Outlet Holding has a vesting schedule for matching contributions, which means employees must work for a certain period to fully own those contributions.

What is the maximum contribution limit for Grocery Outlet Holding's 401(k) plan?

The maximum contribution limit for Grocery Outlet Holding's 401(k) plan is determined by IRS guidelines, which may change annually.

Can Grocery Outlet Holding employees take loans against their 401(k) savings?

Yes, Grocery Outlet Holding allows employees to take loans against their 401(k) savings, subject to specific terms and conditions.

What happens to Grocery Outlet Holding employees' 401(k) accounts if they leave the company?

If Grocery Outlet Holding employees leave the company, they can choose to roll over their 401(k) funds to another retirement account, cash out, or leave the funds in the Grocery Outlet Holding plan if permitted.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Grocery Outlet Holding Employee Pension and 401(k) Plan Information Pension Plan Information: Name of Pension Plan: Grocery Outlet Holding does not offer a traditional pension plan. Instead, they provide a 401(k) plan as their primary retirement benefit. Years of Service and Age Qualification: Not applicable as Grocery Outlet Holding does not have a traditional pension plan. 401(k) Plan Information: Name of 401(k) Plan: Grocery Outlet Holding 401(k) Plan Eligibility for 401(k) Plan: Employees are eligible to participate in the Grocery Outlet Holding 401(k) Plan after completing 30 days of service. Contribution Details: Employees can make pre-tax and/or Roth contributions. Grocery Outlet Holding provides a matching contribution of 50% on the first 6% of employee contributions.
Restructuring and Layoffs: In 2023, Grocery Outlet Holding announced a strategic restructuring aimed at streamlining operations. This included the closure of underperforming locations and a reduction in workforce. The company's decision was influenced by the need to adapt to changing market conditions and rising operational costs. The restructuring is crucial for investors and employees to follow given the current economic and investment environment, as it reflects broader trends in retail and operational efficiency. Company Benefits and 401(k) Changes: Grocery Outlet has been adjusting its employee benefits package to remain competitive in the market. In 2024, the company updated its 401(k) plan to include better matching contributions and investment options. These changes are part of a broader effort to enhance employee retention and satisfaction amidst economic uncertainties. Understanding these changes is important as they impact financial planning for employees and can affect overall job satisfaction and retention rates.
Stock Options and RSUs at Grocery Outlet Holding Corp.: Grocery Outlet Holding provides RSUs to both employees and non-employee directors. The RSUs vest over a twelve-month period or immediately upon a Change in Control (CIC). Non-employee directors receive RSUs annually, with the value typically set at $125,000, converted into shares based on the fair market value on the grant date​ (Grocery Outlet)​ (SEC.gov). Stock options and RSUs are part of a broader incentive strategy under their 2019 Incentive Plan, making these benefits available to eligible employees and directors. Directors can also defer their compensation into Deferred Stock Units (DSUs), which are later settled in company stock​ (Justia).
Financial and Business News Websites: Sites like Bloomberg, Reuters, and CNBC may have articles related to employee benefits. HR and Benefits Websites: Websites like Glassdoor, Indeed, or PayScale might have employee reviews or reports on benefits. Industry News Sites: Sites focused on retail or grocery industry news might have relevant articles. Regulatory and Compliance Sites: Information from the Department of Labor or similar entities might provide insights into recent changes or trends in employee benefits. Health Benefits Information for Grocery Outlet Holding 1. Official Website Grocery Outlet's Careers Page: The benefits section on their official careers page provides a general overview of their health benefits. They offer health insurance plans, including medical, dental, and vision coverage. Specific plans and providers may vary based on location and employment status. 2. Business and Financial News Websites Bloomberg: Recent articles on Bloomberg about Grocery Outlet did not highlight significant changes in health benefits. However, they cover general employment trends which might indirectly affect benefits. Reuters: Reuters articles also didn't focus on health benefits specifically but covered financial and operational aspects of Grocery Outlet. CNBC: CNBC reports on Grocery Outlet mainly focus on financial performance and strategic moves rather than detailed employee benefits. 3. HR and Benefits Websites Glassdoor: Reviews from current and former employees on Glassdoor suggest that Grocery Outlet offers standard health benefits, but specifics like plan details or coverage levels are not deeply discussed in employee reviews. Indeed: On Indeed, employees mention that Grocery Outlet provides health insurance, but there are limited details on the comprehensiveness of the coverage. 4. Industry News Sites Retail Dive: Articles on Retail Dive focus more on industry trends and less on specific company benefits. They may occasionally mention employee satisfaction related to benefits in broader articles. Progressive Grocer: Reports on Progressive Grocer primarily discuss industry trends and retail strategies, with occasional mentions of employee benefits in context. 5. Regulatory and Compliance Sites Department of Labor: The U.S. Department of Labor provides general information on health benefits regulations which affect all companies, including Grocery Outlet. This includes information on ACA compliance and other federal regulations that impact employee health benefits.
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For more information you can reach the plan administrator for Grocery Outlet Holding at , ; or by calling them at .

https://finance.yahoo.com/quote/GO/?p=GO https://www.thelayoff.com/ https://www.pensions.org/ https://www.benefitspro.com/ https://progressivegrocer.com/ https://www.retaildive.com/ https://www.dol.gov/ https://www.indeed.com/ https://www.glassdoor.com/index.htm https://pensionrights.org/

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