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Discover Hidden Retirement Funds: A Guide for Hyatt Hotels Employees

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Healthcare Provider Update: Healthcare Provider for Hyatt Hotels Hyatt Hotels partners with Lantern Health, a provider focused on connecting employees with a range of healthcare services. Through this relationship, Hyatt aims to enhance employee wellbeing while also reducing costs associated with healthcare. Healthcare Cost Increases for 2026 As we approach 2026, Hyatt Hotels, like many employers, may experience significant healthcare cost increases due to the escalating premiums in the Affordable Care Act (ACA) marketplace. Reports indicate that some states could see hikes exceeding 60%, driven by a combination of rising medical costs, the potential expiration of enhanced federal subsidies, and robust rate hikes proposed by major insurers. As a result, employees could face out-of-pocket premium increases of over 75%, making it crucial to strategically manage healthcare benefits to mitigate these impending financial pressures. Click here to learn more

'Hyatt Hotels employees can greatly benefit from using resources like the Retirement Savings Lost and Found Database and Treasury Hunt to recover unclaimed assets, so that no part of their hard-earned retirement savings is left behind.' — Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

'Hyatt Hotels employees should take advantage of tools like the Retirement Savings Lost and Found Database to track down unclaimed funds, so they can optimize their retirement savings potential.' — Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article, we will discuss:

  1. The federal resources available to help locate lost or unclaimed retirement savings.

  2. Key tools like the Retirement Savings Lost and Found Database and other platforms to recover forgotten financial assets.

  3. How retirees can track down unclaimed bank accounts, savings bonds, and pension plans to make the most of their retirement savings.

The Retirement Savings Lost and Found Database is a federal initiative aimed at helping individuals locate their lost pension and 401k funds. Launched by the U.S. Department of Labor (DOL), this tool is one of many available resources designed to assist Hyatt Hotels employees and others in recovering unclaimed financial assets.

Earlier this year, the public was granted access to  the DOL’s database . This platform is particularly useful for Hyatt Hotels employees who might have lost track of their 401k accounts due to job changes or relocations. Additionally, individuals can seek assistance from the nonprofit  Pension Rights Center . If your employer or pension plan falls under one of the 30 states covered by the U.S. Administration for Community Living's Pension Counseling and Information Program, the center will link you to free services.

For Hyatt Hotels employees looking to recover unclaimed benefits from closed private sector pension plans, the Pension Benefit Guaranty Corporation (PBGC) offers an online platform at  pbgc.gov/workers-retirees . Even if the company that sponsored a pension plan has gone out of business, PBGC helps make certain that retirees continue to receive their benefits.

A searchable database for unclaimed funds across 49 states, Washington D.C., and Puerto Rico is available at  missingmoney.com . Managed by the National Association of State Treasurers, this website aids in locating various unclaimed assets, including uncashed checks from banks, businesses, and local governments, dormant brokerage accounts, and even the contents of unclaimed safe-deposit boxes. The website also provides direct access to the Hawaii-specific register for residents with assets in the state.

Additionally, Hyatt Hotels employees can locate U.S. savings bonds or other treasury securities that may have gone unpaid by visiting  treasuryhunt.gov . This tool, managed by the U.S. Department of the Treasury, allows individuals to search for unpaid bonds or interest payments by entering their Social Security number, full name, and state. It may be particularly helpful for Hyatt Hotels employees who may have inherited or forgotten about savings bonds purchased years ago. By entering your full name, state, and Social Security number, you can find out if you are eligible for any unclaimed funds. The federal government is dedicated to reuniting people with their unclaimed financial assets, and this service plays a significant role in that mission.

The Department of Labor's  Workers Owed Wages website  is another critical resource for those seeking back wages that might have been left unpaid. If you haven’t collected any unpaid wages, you can file a claim within three years.

Lastly, if you have funds trapped in bank or credit union failures, you may be able to retrieve them. The Federal Deposit Insurance Corporation (FDIC) tracks  unclaimed deposits from closed banks , and the  National Credit Union Administration’s website  lists funds left behind by bankrupt credit unions, which can be reclaimed by their rightful owners.

For more detailed instructions on locating and recovering unclaimed assets, visit  aarp.org/unclaimed . These resources are invaluable in making certain that all funds, regardless of size, are successfully tracked down.

Learn how to recover forgotten assets like pension plans, unclaimed retirement savings, and dormant bank accounts. Discover where to search for unclaimed savings bonds, misplaced 401ks, and uncashed checks. To track down hidden money you might not even know you have, start with the DOL's recently launched Retirement Savings Lost and Found Database and other platforms like treasuryhunt.gov and missingmoney.com. Don’t miss out on potential retirement savings—uncover your hidden funds and make sure you are saving as much as possible for the future.

Unclaimed retirement savings are much like forgotten treasures—similar to finding valuable artifacts tucked away in an old attic. Lost 401ks, pension plans, uncashed checks, and dormant savings bonds can bolster your financial future, just like rare antiques or mementos discovered in a dusty corner. Just as locating a long-lost family heirloom can bring joy and value, using tools like the Retirement Savings Lost and Found Database or missingmoney.com will help you uncover these assets and make certain every dollar is used effectively for your retirement.

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Sources:

1. U.S. Department of Labor.  'Retirement Savings Lost and Found Database.'  U.S. Department of Labor, Employee Benefits Security Administration (EBSA) , 27 Dec. 2024,  https://lostandfound.dol.gov/?utm_source=chatgpt.com .

2. Pension Benefit Guaranty Corporation (PBGC).  'Find Unclaimed Retirement Benefits.'  Pension Benefit Guaranty Corporation , ongoing updates,  https://www.pbgc.gov/wr/find-unclaimed-retirement-benefits?utm_source=chatgpt.com .

3. National Association of Unclaimed Property Administrators (NAUPA).  'MissingMoney.com.'  National Association of Unclaimed Property Administrators , ongoing updates,  https://missingmoney.com/?utm_source=chatgpt.com .

4. U.S. Department of the Treasury.  'Treasury Hunt.'  U.S. Department of the Treasury , ongoing updates,  https://treasurydirect.gov/savings-bonds/treasury-hunt/?utm_source=chatgpt.com .

5. AARP.  'Show Me the Money: How to Find Unclaimed Assets.'  AARP , May 2025,  https://www.aarp.org/money/personal-finance/how-to-find-unclaimed-assets/?utm_source=chatgpt.com .

What is the 401(k) plan offered by Hyatt Hotels?

The 401(k) plan at Hyatt Hotels is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can Hyatt Hotels employees enroll in the 401(k) plan?

Employees of Hyatt Hotels can enroll in the 401(k) plan through the company's HR portal or by contacting the HR department for assistance.

Does Hyatt Hotels offer any matching contributions to the 401(k) plan?

Yes, Hyatt Hotels offers matching contributions to the 401(k) plan, which helps employees grow their retirement savings.

What is the eligibility requirement to participate in Hyatt Hotels' 401(k) plan?

Employees of Hyatt Hotels are generally eligible to participate in the 401(k) plan after completing a specified period of service, as outlined in the plan documents.

Can Hyatt Hotels employees change their contribution rate to the 401(k) plan?

Yes, employees at Hyatt Hotels can change their contribution rate to the 401(k) plan at any time, subject to certain guidelines.

What investment options are available in the Hyatt Hotels 401(k) plan?

The Hyatt Hotels 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Is there a vesting schedule for Hyatt Hotels' matching contributions to the 401(k) plan?

Yes, Hyatt Hotels has a vesting schedule for matching contributions, which means employees must work for the company for a certain period before they fully own the matching funds.

How can Hyatt Hotels employees access their 401(k) account information?

Employees can access their 401(k) account information through the online portal provided by Hyatt Hotels or by contacting the plan administrator.

Are there any fees associated with the Hyatt Hotels 401(k) plan?

Yes, like most 401(k) plans, the Hyatt Hotels 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.

Can Hyatt Hotels employees take loans against their 401(k) savings?

Yes, Hyatt Hotels allows employees to take loans against their 401(k) savings, subject to the terms and conditions of the plan.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Hyatt Hotels Pension Plan Details: Name of Pension Plan: Find the specific name of Hyatt Hotels’ pension plan. Eligibility: Determine the age and years of service requirements. Pension Formula: Identify the formula used to calculate the pension benefits. Sources: Include document names and page numbers. Hyatt Hotels 401(k) Plan Details: Name of 401(k) Plan: Determine the name of Hyatt Hotels’ 401(k) plan. Eligibility: Identify who qualifies for the 401(k) plan. Sources: Include document names and page numbers.
1. Restructuring and Layoffs: In 2023, Hyatt Hotels announced a significant restructuring plan aimed at streamlining operations and improving efficiency. This plan included a reduction in workforce across various departments. The decision to downsize was influenced by evolving market conditions and the need to adapt to new business models. The company emphasized that these changes were necessary to ensure long-term growth and competitiveness. 2. Benefit Changes: Hyatt also made adjustments to its employee benefit programs in 2024. This included modifications to health insurance plans and retirement benefits. The changes were designed to better align with current economic conditions and provide more flexibility to employees. Given the shifting landscape in benefits, it is crucial for employees to stay informed about these updates to make the best decisions regarding their personal and financial planning.
Hyatt Hotels offered stock options (SO) and Restricted Stock Units (RSU) primarily to senior executives and high-level management. The RSU program was designed to align their compensation with long-term shareholder value. 2023: For 2023, Hyatt Hotels continued to offer RSUs and stock options, focusing on performance-based grants. The company aimed to reward key talent and incentivize performance with these stock options and RSUs. 2024: In 2024, Hyatt Hotels maintained its approach, providing stock options (SO) and RSUs as part of its compensation strategy. The allocation was extended to senior management and selected high-performing employees.
Health Benefits Overview: Hyatt provides a comprehensive benefits package including medical, dental, and vision insurance. They also offer mental health support, wellness programs, and flexible spending accounts (FSAs). Healthcare-Related Terms: PPO (Preferred Provider Organization), HSA (Health Savings Account), EAP (Employee Assistance Program), preventive care
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For more information you can reach the plan administrator for Hyatt Hotels at , ; or by calling them at .

https://www.thelayoff.com/ https://finance.yahoo.com/ https://www.marketwatch.com/ https://www.forbes.com/ https://www.reuters.com/ https://www.bloomberg.com/asia

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