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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Americold Realty Trust Employees: Discover the Rising Trend of 'Work for Pleasure' in Your Retirement Journey

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Healthcare Provider Update: Healthcare Provider for Americold Realty Trust: Americold Realty Trust does not directly list a specific healthcare provider within the available data. However, it typically offers employee health benefits through common providers affiliated with its health plans. Employees are encouraged to review their benefits package for pertinent details regarding insurance networks and available healthcare providers. Healthcare Cost Increases in 2026: As Americold Realty Trust prepares for 2026, employees should brace for significant increases in healthcare costs. Premiums on Affordable Care Act (ACA) marketplace plans are anticipated to surge, with some states projecting hikes of over 60%. The expiration of enhanced federal subsidies, coupled with rising medical costs and aggressive rate increases from major insurers, may result in employees facing out-of-pocket premiums increasing by over 75%. Understanding these changes will be vital for Americold employees to manage their financial planning effectively in the coming year. Click here to learn more

A recent Fidelity Investments poll illuminates new trends in the ever-changing retirement planning landscape.  Notably, 66% of respondents envision a phased-in approach to retirement, which deviates from the conventional full-stop strategy.  This choice shows a shift towards flexible retirement solutions across generations, as evidenced by the significant interest shown by both Gen Zers and millennials.

The wide-ranging implications of this trend point to the necessity of flexibility in retirement advice and planning when preparing to retire from Americold Realty Trust. The departure from traditional retirement models highlights a more comprehensive reassessment of retirement goals and work-life balance, reflecting shifting perspectives toward the end of your Americold Realty Trust career. Advisors who want to fulfill their Americold Realty Trust clients' complex needs must have a thorough understanding of these preferences as retirement planning continues to change.


A growing number of retirees who desire social connection and intellectual stimulation in addition to financial security are adopting the idea of 'Work for Pleasure' in phased retirement, a viable option for Americold Realty Trust employees.  According to an American Psychological Association study, continuing to work after retirement can enhance mental well-being, increase life satisfaction, and facilitate the transition to complete retirement. Retirement is now seen as a new chapter with opportunity for learning, growth, and contribution rather than as an end. This is especially true for seasoned professionals from high-ranking roles. 

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Retirement is becoming less and less like the unexpected curtain call at the end of a play and more like a well planned art display. Similar to how an exhibition progressively moves from one theme and era to another, providing visitors with an extensive array of experiences, the modern retirement trip, as defined by Fidelity Investments, takes place in stages. With this method, people can combine the elegant brushstrokes of their personal passions and hobbies with their professional creations. Today's retirees and soon-to-be retirees find joy and fulfillment in doing work that pleases them, much like an artist who paints for the love of art even after their formal career has concluded. This is creating a retirement experience that is as nuanced and fulfilling as a well-curated gallery.

What type of retirement savings plan does Americold Realty Trust offer to its employees?

Americold Realty Trust offers a 401(k) retirement savings plan to its employees.

Does Americold Realty Trust match employee contributions to the 401(k) plan?

Yes, Americold Realty Trust provides a matching contribution to employee 401(k) plan contributions, subject to certain limits.

What is the eligibility requirement for employees to participate in Americold Realty Trust's 401(k) plan?

Employees of Americold Realty Trust are typically eligible to participate in the 401(k) plan after completing a specified period of service.

Can employees of Americold Realty Trust choose how their 401(k) contributions are invested?

Yes, employees of Americold Realty Trust can choose from a variety of investment options for their 401(k) contributions.

What is the maximum contribution limit for the Americold Realty Trust 401(k) plan?

The maximum contribution limit for the Americold Realty Trust 401(k) plan is subject to IRS limits, which may change annually.

Does Americold Realty Trust allow for catch-up contributions in its 401(k) plan?

Yes, Americold Realty Trust allows employees aged 50 and older to make catch-up contributions to their 401(k) plan.

What happens to my 401(k) balance if I leave Americold Realty Trust?

If you leave Americold Realty Trust, you can choose to roll over your 401(k) balance to another retirement account, cash it out, or leave it in the Americold Realty Trust plan if permitted.

Are loans available against the 401(k) plan at Americold Realty Trust?

Yes, Americold Realty Trust allows eligible employees to take loans against their 401(k) balance under certain conditions.

How often can employees change their contribution amounts to the Americold Realty Trust 401(k) plan?

Employees of Americold Realty Trust can typically change their contribution amounts at any time, subject to plan rules.

Is there a vesting schedule for the employer match in the Americold Realty Trust 401(k) plan?

Yes, Americold Realty Trust has a vesting schedule for the employer match, which means employees must work for a certain period to fully own the matched funds.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
In 2024, Americold Realty Trust announced a restructuring plan that includes a reduction in workforce and changes to its pension plan. The company aims to streamline operations and cut costs amid a challenging economic environment.
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For more information you can reach the plan administrator for Americold Realty Trust at 10 Glenlake Parkway, Suite 800, Atlanta, GA 30328; or by calling them at (770) 418-9288.

*Please see disclaimer for more information

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