Healthcare Provider Update: Atmos Energy offers medical, dental, and vision insurance through Blue Cross Blue Shield of Texas, along with HSAs, FSAs, and telemedicine via MDLIVE 1. With ACA premiums projected to rise by 1518% and subsidies set to expire, Atmoss employer-sponsored plans provide a stable and cost-effective alternative to marketplace coverage. Click here to learn more
A recent Fidelity Investments poll illuminates new trends in the ever-changing retirement planning landscape. Notably, 66% of respondents envision a phased-in approach to retirement, which deviates from the conventional full-stop strategy. This choice shows a shift towards flexible retirement solutions across generations, as evidenced by the significant interest shown by both Gen Zers and millennials.
The wide-ranging implications of this trend point to the necessity of flexibility in retirement advice and planning when preparing to retire from Atmos Energy. The departure from traditional retirement models highlights a more comprehensive reassessment of retirement goals and work-life balance, reflecting shifting perspectives toward the end of your Atmos Energy career. Advisors who want to fulfill their Atmos Energy clients' complex needs must have a thorough understanding of these preferences as retirement planning continues to change.
A growing number of retirees who desire social connection and intellectual stimulation in addition to financial security are adopting the idea of 'Work for Pleasure' in phased retirement, a viable option for Atmos Energy employees.
According to an American Psychological Association study, continuing to work after retirement can enhance mental well-being, increase life satisfaction, and facilitate the transition to complete retirement. Retirement is now seen as a new chapter with opportunity for learning, growth, and contribution rather than as an end. This is especially true for seasoned professionals from high-ranking roles.
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Retirement is becoming less and less like the unexpected curtain call at the end of a play and more like a well planned art display. Similar to how an exhibition progressively moves from one theme and era to another, providing visitors with an extensive array of experiences, the modern retirement trip, as defined by Fidelity Investments, takes place in stages. With this method, people can combine the elegant brushstrokes of their personal passions and hobbies with their professional creations. Today's retirees and soon-to-be retirees find joy and fulfillment in doing work that pleases them, much like an artist who paints for the love of art even after their formal career has concluded. This is creating a retirement experience that is as nuanced and fulfilling as a well-curated gallery.
What is the Atmos Energy 401(k) plan?
The Atmos Energy 401(k) plan is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.
How can I enroll in the Atmos Energy 401(k) plan?
You can enroll in the Atmos Energy 401(k) plan by accessing the employee portal and completing the online enrollment process.
Does Atmos Energy match contributions to the 401(k) plan?
Yes, Atmos Energy offers a matching contribution to the 401(k) plan, which helps employees increase their retirement savings.
What is the maximum contribution I can make to the Atmos Energy 401(k) plan?
The maximum contribution limit is determined by IRS guidelines, and Atmos Energy follows these limits, which may change annually.
When can I start contributing to the Atmos Energy 401(k) plan?
Employees at Atmos Energy can start contributing to the 401(k) plan after they have completed their eligibility requirements, typically within the first few months of employment.
What investment options are available in the Atmos Energy 401(k) plan?
The Atmos Energy 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.
How can I change my contribution percentage in the Atmos Energy 401(k) plan?
You can change your contribution percentage by logging into the employee portal and updating your 401(k) settings.
Is there a vesting schedule for Atmos Energy's matching contributions?
Yes, Atmos Energy has a vesting schedule for matching contributions, which means you will earn ownership of those contributions over time.
Can I take a loan from my Atmos Energy 401(k) plan?
Yes, Atmos Energy allows employees to take loans from their 401(k) accounts under certain conditions outlined in the plan.
What happens to my Atmos Energy 401(k) if I leave the company?
If you leave Atmos Energy, you have several options for your 401(k) funds, including rolling them over to another retirement account, cashing out, or leaving them in the Atmos Energy plan if permitted.