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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Carlyle Group Employees: Discover the Rising Trend of 'Work for Pleasure' in Your Retirement Journey

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Healthcare Provider Update: Carlyle Group Healthcare Provider Information: Carlyle Group, a prominent global investment firm, partners with various healthcare providers across a wide array of sectors. Notably, they engage with companies involved in healthcare delivery, pharmaceuticals, medical products, healthcare technology, and digital health services. Their strategic investments focus on driving performance and enabling growth within these areas, thus contributing to a transformative approach in the global healthcare landscape. Potential Healthcare Cost Increases in 2026: In 2026, healthcare costs are projected to rise significantly, primarily due to a combination of escalating medical expenses and the potential expiration of federal premium subsidies. Reports indicate that health insurance premiums for Affordable Care Act (ACA) marketplace plans may increase by an average of 20%, with some states seeing hikes exceed 60%. Without congressional intervention, over 22 million enrollees could face out-of-pocket premium jumps of over 75%, exacerbating the financial burden on consumers. As the healthcare industry navigates these challenges, it's essential for individuals to prepare for heightened costs in the coming year. Click here to learn more

A recent Fidelity Investments poll illuminates new trends in the ever-changing retirement planning landscape.  Notably, 66% of respondents envision a phased-in approach to retirement, which deviates from the conventional full-stop strategy.  This choice shows a shift towards flexible retirement solutions across generations, as evidenced by the significant interest shown by both Gen Zers and millennials.

The wide-ranging implications of this trend point to the necessity of flexibility in retirement advice and planning when preparing to retire from Carlyle Group. The departure from traditional retirement models highlights a more comprehensive reassessment of retirement goals and work-life balance, reflecting shifting perspectives toward the end of your Carlyle Group career. Advisors who want to fulfill their Carlyle Group clients' complex needs must have a thorough understanding of these preferences as retirement planning continues to change.


A growing number of retirees who desire social connection and intellectual stimulation in addition to financial security are adopting the idea of 'Work for Pleasure' in phased retirement, a viable option for Carlyle Group employees.  According to an American Psychological Association study, continuing to work after retirement can enhance mental well-being, increase life satisfaction, and facilitate the transition to complete retirement. Retirement is now seen as a new chapter with opportunity for learning, growth, and contribution rather than as an end. This is especially true for seasoned professionals from high-ranking roles. 

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Retirement is becoming less and less like the unexpected curtain call at the end of a play and more like a well planned art display. Similar to how an exhibition progressively moves from one theme and era to another, providing visitors with an extensive array of experiences, the modern retirement trip, as defined by Fidelity Investments, takes place in stages. With this method, people can combine the elegant brushstrokes of their personal passions and hobbies with their professional creations. Today's retirees and soon-to-be retirees find joy and fulfillment in doing work that pleases them, much like an artist who paints for the love of art even after their formal career has concluded. This is creating a retirement experience that is as nuanced and fulfilling as a well-curated gallery.

What is the 401(k) plan offered by Carlyle Group?

The 401(k) plan at Carlyle Group is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax basis, helping them to build a nest egg for retirement.

How does Carlyle Group match employee contributions to the 401(k) plan?

Carlyle Group offers a matching contribution to the 401(k) plan, typically matching a percentage of employee contributions up to a certain limit, which enhances the overall savings potential for employees.

What is the eligibility criteria for Carlyle Group's 401(k) plan?

Employees of Carlyle Group are generally eligible to participate in the 401(k) plan after completing a specified period of service, usually within the first year of employment.

Can employees of Carlyle Group change their contribution percentage to the 401(k) plan?

Yes, employees of Carlyle Group can change their contribution percentage to the 401(k) plan at designated times throughout the year, allowing for flexibility in their savings strategy.

What investment options are available in Carlyle Group's 401(k) plan?

Carlyle Group's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to help employees diversify their retirement savings.

Is there a vesting schedule for Carlyle Group's 401(k) matching contributions?

Yes, Carlyle Group has a vesting schedule for its matching contributions, meaning that employees must work for the company for a certain period before they fully own the employer's contributions.

How can employees of Carlyle Group access their 401(k) account information?

Employees of Carlyle Group can access their 401(k) account information through the company's benefits portal or by contacting the HR department for assistance.

What happens to the 401(k) plan if an employee leaves Carlyle Group?

If an employee leaves Carlyle Group, they have several options regarding their 401(k) plan, including rolling over the balance to another retirement account, cashing out, or leaving the funds in the Carlyle Group plan if permitted.

Are there any loans available against the 401(k) plan at Carlyle Group?

Carlyle Group may allow employees to take loans against their 401(k) savings, subject to specific terms and conditions outlined in the plan documents.

What is the process for enrolling in Carlyle Group's 401(k) plan?

Employees can enroll in Carlyle Group's 401(k) plan during their initial onboarding process or during open enrollment periods, typically through the benefits portal.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Restructuring and Layoffs: Carlyle Group announced a significant restructuring plan that includes layoffs affecting 10% of their workforce. This move is part of their strategy to streamline operations and reduce costs.
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For more information you can reach the plan administrator for Carlyle Group at 1001 Pennsylvania Ave. NW Washington, DC 20004; or by calling them at +1 202-729-5626.

*Please see disclaimer for more information

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