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FM Global Employees: Discover the Rising Trend of 'Work for Pleasure' in Your Retirement Journey

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A recent Fidelity Investments poll illuminates new trends in the ever-changing retirement planning landscape.  Notably, 66% of respondents envision a phased-in approach to retirement, which deviates from the conventional full-stop strategy.  This choice shows a shift towards flexible retirement solutions across generations, as evidenced by the significant interest shown by both Gen Zers and millennials.

The wide-ranging implications of this trend point to the necessity of flexibility in retirement advice and planning when preparing to retire from FM Global. The departure from traditional retirement models highlights a more comprehensive reassessment of retirement goals and work-life balance, reflecting shifting perspectives toward the end of your FM Global career. Advisors who want to fulfill their FM Global clients' complex needs must have a thorough understanding of these preferences as retirement planning continues to change.


A growing number of retirees who desire social connection and intellectual stimulation in addition to financial security are adopting the idea of 'Work for Pleasure' in phased retirement, a viable option for FM Global employees.  According to an American Psychological Association study, continuing to work after retirement can enhance mental well-being, increase life satisfaction, and facilitate the transition to complete retirement. Retirement is now seen as a new chapter with opportunity for learning, growth, and contribution rather than as an end. This is especially true for seasoned professionals from high-ranking roles. 

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Retirement is becoming less and less like the unexpected curtain call at the end of a play and more like a well planned art display. Similar to how an exhibition progressively moves from one theme and era to another, providing visitors with an extensive array of experiences, the modern retirement trip, as defined by Fidelity Investments, takes place in stages. With this method, people can combine the elegant brushstrokes of their personal passions and hobbies with their professional creations. Today's retirees and soon-to-be retirees find joy and fulfillment in doing work that pleases them, much like an artist who paints for the love of art even after their formal career has concluded. This is creating a retirement experience that is as nuanced and fulfilling as a well-curated gallery.

What is the FM Global 401(k) Savings Plan?

The FM Global 401(k) Savings Plan is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.

How can I enroll in the FM Global 401(k) Savings Plan?

Employees can enroll in the FM Global 401(k) Savings Plan through the company’s HR portal during the enrollment period or after completing their eligibility requirements.

What are the eligibility requirements for the FM Global 401(k) Savings Plan?

To be eligible for the FM Global 401(k) Savings Plan, employees must be at least 21 years old and have completed a certain period of service with the company.

Does FM Global match contributions to the 401(k) Savings Plan?

Yes, FM Global offers a matching contribution to the 401(k) Savings Plan, which can help employees grow their retirement savings.

What is the maximum contribution limit for the FM Global 401(k) Savings Plan?

The maximum contribution limit for the FM Global 401(k) Savings Plan is determined by IRS guidelines, which may change annually.

Can I change my contribution percentage for the FM Global 401(k) Savings Plan?

Yes, employees can change their contribution percentage to the FM Global 401(k) Savings Plan at any time, subject to the plan's rules.

What investment options are available in the FM Global 401(k) Savings Plan?

The FM Global 401(k) Savings Plan offers a variety of investment options, including mutual funds, target-date funds, and company stock.

How often can I make changes to my investment choices in the FM Global 401(k) Savings Plan?

Employees can typically make changes to their investment choices in the FM Global 401(k) Savings Plan on a quarterly basis or as specified in the plan documents.

What happens to my FM Global 401(k) Savings Plan if I leave the company?

If you leave FM Global, you have several options for your 401(k) Savings Plan, including rolling it over to another retirement account, cashing it out, or leaving it in the plan if you meet certain criteria.

Can I take a loan from my FM Global 401(k) Savings Plan?

Yes, FM Global allows employees to take loans from their 401(k) Savings Plan, subject to specific terms and conditions outlined in the plan.

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