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How the Shift to Private Equity Could Reshape Retirement Plans for Fidelity National Information Services Employees

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Healthcare Provider Update: Healthcare Provider for Fidelity National Information Services Fidelity National Information Services, often referred to as FIS, primarily utilizes Cigna Healthcare as its healthcare provider for employee benefits. Cigna offers a variety of health insurance plans to FIS employees, ensuring access to essential medical services and resources. Potential Healthcare Cost Increases in 2026 As we approach 2026, healthcare consumers should prepare for significant increases in health insurance premiums. The Affordable Care Act (ACA) marketplace is set to see some of the steepest hikes since its inception, with rates in certain states jumping by over 60%. As enhanced federal premium subsidies are likely to expire without congressional action, more than 22 million Americans-92% of ACA participants-may confront out-of-pocket premium increases exceeding 75%. This trend reflects not only rising medical costs but also profit pressures from major insurers, creating a challenging environment for consumers seeking affordable healthcare options. Click here to learn more

Retirees at AT&T and Lockheed Martin are currently involved in legal disputes which has garnered a lot of attention from major companies. The disagreement stems from the choice to assign pension obligations to Apollo's insurance and annuity subsidiary, Athene. The plaintiffs contend that this action has put their retirement plans in jeopardy, underscoring the mounting worries in an ever-changing corporate environment about pension security.


The financial market, meanwhile, paints a contradictory picture. After a difficult year in 2023, the performance of healthcare companies has rebounded and is currently nearly matching that of the larger market. Remarkably, since its low in late October, the S&P 500 has increased by 26%, indicating that investor confidence has returned and is starting to spread to European equities. It is anticipated that this tendency will continue, providing an insight into how volatile the world's financial markets are.

In addition, the Federal Reserve's monetary policy committee decided to keep the present interest rate in place, highlighting a cautious approach to the recovery of the economy. Prior to contemplating a rate cut, Fed Chair Jerome Powell has underlined the need for a more robust decline in inflation. This position suggests that expectations for interest rates and economic growth may need to be adjusted, which could signal tighter monetary policy in the near future.

The stock performance of General Electric is particularly noteworthy, as it has started a winning streak that represents a noteworthy reversal in fortunes. It is expected that this encouraging trend will continue, bringing investors' attention to the business's impending developments.


A SPAC merger will soon provide investors who want to capitalize on former President Donald Trump's brand with a new investment channel. This will be a rare chance for investors to interact with a well-known brand in the financial industry.

After its GTC developer event, Nvidia continues to be a major player in the tech industry. Wall Street praised the company's news despite the stock's erratic performance. The expectation for additional growth—possibly driven by global expansion—highlights how important innovation is to shaping market dynamics.

These developments highlight the complex interactions that shape the environment in which firms operate and investors navigate. These interactions include market trends, company decisions, and regulatory rules.

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One noteworthy trend that has surfaced amid mounting concerns about pension security is the rising involvement of private equity firms in pension plan investments. Private equity's search for reliable, long-term investment prospects is what's causing this change. The effect on retirees from Fidelity National Information Services and companies alike have been the subject of discussion, though, since these companies frequently aim for greater returns, which could raise the risk profile of historically conservative pension plans. Critics contend that pension management may become more complicated as a result of retiree interests aligning with private equity's profit objectives. This changing environment emphasizes how crucial regulatory supervision and due diligence are to shield retirees' interests.

Picture your Fidelity National Information Services pension (if Fidelity National Information Services offers you a pension) as a tranquil garden that has been lovingly and diligently tended to over many years. This garden is your haven, a place of serenity and nourishment for the later years of your life. Abruptly, a new gardener who represents private equity steps in, drawn by the garden's potential to produce profitable, exotic species. Even if these new plants have the potential to thrive and add unparalleled beauty and diversity to the garden, they call for riskier, unproven gardening approaches that could endanger the garden's legacy plants, which are the foundation of your haven. The garden's caretakers are concerned about this shift because they think that their efforts to create an exotic flower garden may be jeopardized if they become distracted by the more traditional blooming. The delicate balance between expansion and preservation is highlighted by this scenario, which reflects retirees facing the uncertainty of their pensions under new administration.

What is the 401(k) plan offered by Fidelity National Information Services?

The 401(k) plan at Fidelity National Information Services is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax basis, helping them build a nest egg for retirement.

How can employees of Fidelity National Information Services enroll in the 401(k) plan?

Employees can enroll in the 401(k) plan by accessing the benefits portal provided by Fidelity National Information Services and completing the enrollment process online.

What are the contribution limits for the 401(k) plan at Fidelity National Information Services?

The contribution limits for the 401(k) plan at Fidelity National Information Services are set annually by the IRS, and employees should refer to the current IRS guidelines for the latest limits.

Does Fidelity National Information Services offer matching contributions to the 401(k) plan?

Yes, Fidelity National Information Services offers matching contributions to the 401(k) plan, which helps employees increase their retirement savings.

What investment options are available in the Fidelity National Information Services 401(k) plan?

The 401(k) plan at Fidelity National Information Services includes a variety of investment options, such as mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Can employees of Fidelity National Information Services take loans against their 401(k) savings?

Yes, employees of Fidelity National Information Services may have the option to take loans against their 401(k) savings, subject to the plan's terms and conditions.

What happens to my 401(k) account if I leave Fidelity National Information Services?

If you leave Fidelity National Information Services, you can choose to roll over your 401(k) account to another qualified retirement plan, cash it out, or leave it in the Fidelity National Information Services plan if allowed.

How often can employees change their contribution amounts to the 401(k) plan at Fidelity National Information Services?

Employees at Fidelity National Information Services can typically change their contribution amounts at any time, subject to the plan's specific rules.

Is there a vesting schedule for employer contributions in the Fidelity National Information Services 401(k) plan?

Yes, Fidelity National Information Services has a vesting schedule for employer contributions, which determines how much of the employer's contributions an employee is entitled to based on their length of service.

How can I access my 401(k) account information at Fidelity National Information Services?

Employees can access their 401(k) account information through the benefits portal provided by Fidelity National Information Services or by contacting the plan administrator.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Fidelity National Information Services (FIS) offers its employees the Fidelity National Information Services, Inc. 401(k) Profit Sharing Plan through Vanguard, covering approximately 27,995 employees. The 401(k) plan includes both employee and employer contributions, with limits set by the IRS. In 2023, the maximum employee contribution to the 401(k) was $22,500, and this limit rose to $23,000 in 2024. Employees aged 50 and older are eligible for an additional catch-up contribution of $7,500, raising their total possible contribution to $30,000 in 2023 and $30,500 in 2024. Fidelity National Information Services employees can benefit from both traditional and Roth 401(k) options under this plan, which is managed through Vanguard​ (Capitalize)​ (FidelityWorkplace). The company's 401(k) plan includes employer contributions, allowing employees to benefit from profit-sharing when the company performs well. Combined employee and employer contributions were capped at $66,000 in 2023 and increased to $69,000 in 2024
Restructuring and Layoffs: In early 2023, FIS announced a significant restructuring plan aimed at optimizing its operations and reducing costs. This involved a reduction in workforce by approximately 6% to streamline its operations and enhance profitability. The company cited the need to adapt to the evolving market demands and competitive landscape as key reasons for these changes. Importance: Given the current economic uncertainty and the shifting landscape of the financial services industry, it is crucial to monitor these developments. The restructuring efforts reflect broader trends in the sector, impacted by economic conditions, investment strategies, and regulatory changes. Understanding these adjustments can provide insights into how companies are navigating the economic environment and managing their resources.
Fidelity National Information Services (FIS): In 2022, FIS provided stock options and RSUs to its employees as part of its compensation package. The stock options are typically granted to key employees and executives, while RSUs are offered more broadly across various levels of the company. This practice aligns with FIS's goal to attract and retain top talent. Fidelity National Information Services (FIS): For 2023, FIS continued offering stock options and RSUs. Stock options generally come with a vesting schedule, rewarding long-term commitment, while RSUs are often granted with performance-based vesting criteria. These incentives are designed to align employees' interests with the company's long-term goals. Fidelity National Information Services (FIS): In 2024, FIS has updated its stock options and RSU policies, focusing on increasing their competitive edge in the market. RSUs are commonly granted to senior employees and high performers, with stock options being allocated to executives and strategic hires. This approach helps FIS to maintain a motivated and engaged workforce.
Fidelity National Information Services' Financial and Industry Publications: Sources like Bloomberg, Reuters, or industry-specific publications often cover employee benefits in detail. Employee Reviews and Forums: Websites like Glassdoor or Indeed may have reviews and posts from current or former employees discussing their experiences with health benefits. Government and Legal Sources: Resources like the Department of Labor or legal databases might provide information on any recent changes or compliance issues related to employee benefits.
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For more information you can reach the plan administrator for Fidelity National Information Services at , ; or by calling them at .

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