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How the Shift to Private Equity Could Reshape Retirement Plans for Keysight Technologies Employees

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Healthcare Provider Update: Healthcare Provider for Keysight Technologies Keysight Technologies partners with various health insurance carriers to provide healthcare options to its employees. Typically, companies of this size collaborate with major national insurers such as UnitedHealthcare, Anthem (Elevance Health), or Cigna, offering comprehensive health plans that cover a range of medical services. However, the specific provider used by Keysight may vary based on employee location and plan choices. Healthcare Cost Increases in 2026 As we approach 2026, healthcare costs are projected to see considerable increases, with premiums for Affordable Care Act (ACA) marketplace plans expected to rise sharply. Various states have already reported anticipated hikes-some exceeding 60%-driven by factors such as rising medical expenses and the potential loss of enhanced federal subsidies. With over 22 million enrollees potentially feeling the impact, many could face premium increases of over 75%, complicating access to affordable healthcare amidst deteriorating economic conditions. This significant rise poses challenges for consumers and underscores the urgency for strategic planning to mitigate financial impacts. Click here to learn more

Retirees at AT&T and Lockheed Martin are currently involved in legal disputes which has garnered a lot of attention from major companies. The disagreement stems from the choice to assign pension obligations to Apollo's insurance and annuity subsidiary, Athene. The plaintiffs contend that this action has put their retirement plans in jeopardy, underscoring the mounting worries in an ever-changing corporate environment about pension security.


The financial market, meanwhile, paints a contradictory picture. After a difficult year in 2023, the performance of healthcare companies has rebounded and is currently nearly matching that of the larger market. Remarkably, since its low in late October, the S&P 500 has increased by 26%, indicating that investor confidence has returned and is starting to spread to European equities. It is anticipated that this tendency will continue, providing an insight into how volatile the world's financial markets are.

In addition, the Federal Reserve's monetary policy committee decided to keep the present interest rate in place, highlighting a cautious approach to the recovery of the economy. Prior to contemplating a rate cut, Fed Chair Jerome Powell has underlined the need for a more robust decline in inflation. This position suggests that expectations for interest rates and economic growth may need to be adjusted, which could signal tighter monetary policy in the near future.

The stock performance of General Electric is particularly noteworthy, as it has started a winning streak that represents a noteworthy reversal in fortunes. It is expected that this encouraging trend will continue, bringing investors' attention to the business's impending developments.


A SPAC merger will soon provide investors who want to capitalize on former President Donald Trump's brand with a new investment channel. This will be a rare chance for investors to interact with a well-known brand in the financial industry.

After its GTC developer event, Nvidia continues to be a major player in the tech industry. Wall Street praised the company's news despite the stock's erratic performance. The expectation for additional growth—possibly driven by global expansion—highlights how important innovation is to shaping market dynamics.

These developments highlight the complex interactions that shape the environment in which firms operate and investors navigate. These interactions include market trends, company decisions, and regulatory rules.

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One noteworthy trend that has surfaced amid mounting concerns about pension security is the rising involvement of private equity firms in pension plan investments. Private equity's search for reliable, long-term investment prospects is what's causing this change. The effect on retirees from Keysight Technologies and companies alike have been the subject of discussion, though, since these companies frequently aim for greater returns, which could raise the risk profile of historically conservative pension plans. Critics contend that pension management may become more complicated as a result of retiree interests aligning with private equity's profit objectives. This changing environment emphasizes how crucial regulatory supervision and due diligence are to shield retirees' interests.

Picture your Keysight Technologies pension (if Keysight Technologies offers you a pension) as a tranquil garden that has been lovingly and diligently tended to over many years. This garden is your haven, a place of serenity and nourishment for the later years of your life. Abruptly, a new gardener who represents private equity steps in, drawn by the garden's potential to produce profitable, exotic species. Even if these new plants have the potential to thrive and add unparalleled beauty and diversity to the garden, they call for riskier, unproven gardening approaches that could endanger the garden's legacy plants, which are the foundation of your haven. The garden's caretakers are concerned about this shift because they think that their efforts to create an exotic flower garden may be jeopardized if they become distracted by the more traditional blooming. The delicate balance between expansion and preservation is highlighted by this scenario, which reflects retirees facing the uncertainty of their pensions under new administration.

What type of retirement savings plan does Keysight Technologies offer?

Keysight Technologies offers a 401(k) retirement savings plan to help employees save for their future.

Does Keysight Technologies match employee contributions to the 401(k) plan?

Yes, Keysight Technologies provides a matching contribution to employee 401(k) plans, enhancing the overall savings potential.

What is the eligibility requirement for Keysight Technologies' 401(k) plan?

Employees of Keysight Technologies are eligible to participate in the 401(k) plan after completing a specified period of service, typically within the first year of employment.

Can employees at Keysight Technologies choose how their 401(k) contributions are invested?

Yes, employees at Keysight Technologies can choose from a variety of investment options within the 401(k) plan to align with their individual financial goals.

What is the maximum contribution limit for the 401(k) plan at Keysight Technologies?

The maximum contribution limit for the 401(k) plan at Keysight Technologies is determined by IRS regulations, which may change annually.

How often can employees at Keysight Technologies change their 401(k) contribution amounts?

Employees at Keysight Technologies can change their 401(k) contribution amounts at any time, typically through the company’s benefits portal.

Does Keysight Technologies offer a Roth 401(k) option?

Yes, Keysight Technologies offers a Roth 401(k) option, allowing employees to make after-tax contributions for potential tax-free withdrawals in retirement.

What happens to my 401(k) savings if I leave Keysight Technologies?

If you leave Keysight Technologies, you have several options for your 401(k) savings, including rolling it over to another retirement account, cashing it out, or leaving it in the Keysight Technologies plan if allowed.

Are there any fees associated with the 401(k) plan at Keysight Technologies?

Yes, there may be administrative fees associated with the 401(k) plan at Keysight Technologies, which are typically disclosed in the plan documents.

How can I access my 401(k) account information at Keysight Technologies?

Employees can access their 401(k) account information through the Keysight Technologies benefits portal or by contacting the plan administrator.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Keysight Technologies offers competitive retirement benefits, including a 401(k) plan. For employees hired on or after August 1, 2015, the company provides a matching contribution of $1 for every $1 contributed by the employee, up to 4% of their pay, and $0.50 for every additional $1 contributed on the next 4%. This means contributions above 8% are not matched by Keysight. For those hired before August 1, 2015, the matching contribution is $1 for every $1 up to 3%, with an additional $0.50 for contributions on the next 2% of pay. Employees can contribute pre-tax and Roth after-tax contributions to the 401(k) plan, though catch-up and after-tax contributions are not eligible for matching​ (Keysight MatchMaximizer). Keysight Technologies caps the eligible compensation for matching contributions at $345,000, following the IRS 401(a)(17) limit for 2024. However, there is no compensation cap for employee contributions, which are limited to the IRS 402(g) annual limit of $23,000 in 2024. Employees aged 50 and older may also contribute up to $7,500 as a catch-up contribution​
Keysight Technologies reported significant restructuring activities in 2023-2024, including cost-cutting measures and workforce adjustments as part of their strategy to streamline operations. Although the company has demonstrated solid performance in its financial results, there were notable reductions in operational expenditures, including employee compensation and layoffs, primarily due to constrained demand in semiconductor and manufacturing sectors​ (Keysight Investor)​ (Keysight Investor). It is crucial to address these restructuring measures as they reflect the broader economic climate of the tech industry, influenced by fluctuating demand and rising interest rates. For employees, such layoffs could impact retirement planning, pensions, and benefits, especially amid heightened uncertainty around tax laws and potential regulatory changes in the global market.
Stock Options: At Keysight Technologies, stock options are made available to a broad range of employees, particularly those in leadership and key technical roles. These stock options (KEYSO) allow employees to purchase company shares at a predetermined price, offering potential gains as the stock price appreciates. This aligns employees' financial interests with the company's performance. Stock options are typically granted annually, and vesting occurs over a defined period, commonly three to four years, with eligibility depending on the employee's role and tenure. Restricted Stock Units (RSUs): RSUs (KEYRSU) are a prominent part of Keysight's compensation structure, granted primarily to senior employees and high performers. These units represent a promise to deliver company shares at a future date once vesting conditions, such as continued employment or performance targets, are met. RSUs provide an additional incentive for long-term employment and are often part of executive compensation packages. Like stock options, RSUs are awarded annually with multi-year vesting schedules.
Keysight Technologies offers comprehensive health benefits designed to cater to various employee needs, emphasizing affordability and flexibility. The company provides options such as a High Deductible Health Plan (HDHP) with Health Savings Account (HSA) compatibility, which is a popular choice among employees for its tax benefits and lower premiums. The company also includes a lower-deductible plan with higher monthly premiums, catering to those preferring more predictable healthcare expenses. Dental and vision care benefits are part of their offerings, enhancing overall wellness coverage. Keysight has introduced wellness initiatives, such as preventive care incentives, which include routine exams, screenings, and immunizations, to encourage a healthier workforce. The company's health benefits package aligns with its efforts to foster employee well-being by offering both flexibility and robust coverage, including extensive family care options. In recent years, employees have appreciated the ability to select between these two medical plan types, based on their personal or family health needs.
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For more information you can reach the plan administrator for Keysight Technologies at , ; or by calling them at .

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