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Insperity Employees: Discover the Rising Trend of 'Work for Pleasure' in Your Retirement Journey

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A recent Fidelity Investments poll illuminates new trends in the ever-changing retirement planning landscape.  Notably, 66% of respondents envision a phased-in approach to retirement, which deviates from the conventional full-stop strategy.  This choice shows a shift towards flexible retirement solutions across generations, as evidenced by the significant interest shown by both Gen Zers and millennials.

The wide-ranging implications of this trend point to the necessity of flexibility in retirement advice and planning when preparing to retire from Insperity. The departure from traditional retirement models highlights a more comprehensive reassessment of retirement goals and work-life balance, reflecting shifting perspectives toward the end of your Insperity career. Advisors who want to fulfill their Insperity clients' complex needs must have a thorough understanding of these preferences as retirement planning continues to change.


A growing number of retirees who desire social connection and intellectual stimulation in addition to financial security are adopting the idea of 'Work for Pleasure' in phased retirement, a viable option for Insperity employees.  According to an American Psychological Association study, continuing to work after retirement can enhance mental well-being, increase life satisfaction, and facilitate the transition to complete retirement. Retirement is now seen as a new chapter with opportunity for learning, growth, and contribution rather than as an end. This is especially true for seasoned professionals from high-ranking roles. 

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Retirement is becoming less and less like the unexpected curtain call at the end of a play and more like a well planned art display. Similar to how an exhibition progressively moves from one theme and era to another, providing visitors with an extensive array of experiences, the modern retirement trip, as defined by Fidelity Investments, takes place in stages. With this method, people can combine the elegant brushstrokes of their personal passions and hobbies with their professional creations. Today's retirees and soon-to-be retirees find joy and fulfillment in doing work that pleases them, much like an artist who paints for the love of art even after their formal career has concluded. This is creating a retirement experience that is as nuanced and fulfilling as a well-curated gallery.

What type of retirement plan does Insperity offer to its employees?

Insperity offers a 401(k) retirement savings plan to its employees.

How can employees of Insperity enroll in the 401(k) plan?

Employees of Insperity can enroll in the 401(k) plan through the company’s online benefits portal during the open enrollment period or after their eligibility period.

Does Insperity provide any matching contributions to the 401(k) plan?

Yes, Insperity provides matching contributions to the 401(k) plan, helping employees to maximize their retirement savings.

What is the vesting schedule for Insperity’s 401(k) matching contributions?

Insperity has a vesting schedule that typically requires employees to work for a certain number of years before fully owning the matching contributions.

Can Insperity employees take loans against their 401(k) savings?

Yes, Insperity allows employees to take loans against their 401(k) savings, subject to specific terms and conditions.

What investment options are available in Insperity’s 401(k) plan?

Insperity’s 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Is there a minimum contribution requirement for Insperity’s 401(k) plan?

Yes, Insperity requires employees to contribute a minimum percentage of their salary to participate in the 401(k) plan.

How often can Insperity employees change their 401(k) contribution amounts?

Insperity employees can change their 401(k) contribution amounts at any time, subject to the plan’s guidelines.

What happens to Insperity employees' 401(k) savings if they leave the company?

If Insperity employees leave the company, they can roll over their 401(k) savings into another retirement account or leave the funds in the Insperity plan, depending on the plan’s rules.

Does Insperity offer financial education resources for employees regarding their 401(k) plan?

Yes, Insperity provides financial education resources and tools to help employees make informed decisions about their 401(k) savings.

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