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Primerica Employees: Discover the Rising Trend of 'Work for Pleasure' in Your Retirement Journey

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Healthcare Provider Update: Primerica offers medical, dental, vision, and disability insurance, along with a 401(k) and pension plan1. As ACA premiums rise and subsidies expire, Primericas employer-sponsored coverage may offer more predictable costs and better value than marketplace alternatives. Click here to learn more

A recent Fidelity Investments poll illuminates new trends in the ever-changing retirement planning landscape.  Notably, 66% of respondents envision a phased-in approach to retirement, which deviates from the conventional full-stop strategy.  This choice shows a shift towards flexible retirement solutions across generations, as evidenced by the significant interest shown by both Gen Zers and millennials.

The wide-ranging implications of this trend point to the necessity of flexibility in retirement advice and planning when preparing to retire from Primerica. The departure from traditional retirement models highlights a more comprehensive reassessment of retirement goals and work-life balance, reflecting shifting perspectives toward the end of your Primerica career. Advisors who want to fulfill their Primerica clients' complex needs must have a thorough understanding of these preferences as retirement planning continues to change.


A growing number of retirees who desire social connection and intellectual stimulation in addition to financial security are adopting the idea of 'Work for Pleasure' in phased retirement, a viable option for Primerica employees.  According to an American Psychological Association study, continuing to work after retirement can enhance mental well-being, increase life satisfaction, and facilitate the transition to complete retirement. Retirement is now seen as a new chapter with opportunity for learning, growth, and contribution rather than as an end. This is especially true for seasoned professionals from high-ranking roles. 

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Retirement is becoming less and less like the unexpected curtain call at the end of a play and more like a well planned art display. Similar to how an exhibition progressively moves from one theme and era to another, providing visitors with an extensive array of experiences, the modern retirement trip, as defined by Fidelity Investments, takes place in stages. With this method, people can combine the elegant brushstrokes of their personal passions and hobbies with their professional creations. Today's retirees and soon-to-be retirees find joy and fulfillment in doing work that pleases them, much like an artist who paints for the love of art even after their formal career has concluded. This is creating a retirement experience that is as nuanced and fulfilling as a well-curated gallery.

What type of retirement savings plan does Primerica offer to its employees?

Primerica offers a 401(k) retirement savings plan to help employees save for their future.

How can I enroll in Primerica's 401(k) plan?

Employees can enroll in Primerica's 401(k) plan through the company's HR portal or by contacting the HR department for assistance.

Does Primerica provide any matching contributions to the 401(k) plan?

Yes, Primerica offers a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

What investment options are available in Primerica's 401(k) plan?

Primerica's 401(k) plan includes a variety of investment options, such as mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance.

Can I change my contribution percentage to Primerica's 401(k) plan?

Yes, employees can change their contribution percentage at any time by accessing their account through the HR portal.

Is there a vesting schedule for Primerica's 401(k) matching contributions?

Yes, Primerica has a vesting schedule for its matching contributions, which means employees must work for a certain period to fully own those contributions.

What is the maximum contribution limit for Primerica's 401(k) plan?

The maximum contribution limit for Primerica's 401(k) plan follows the IRS guidelines, which are updated annually.

Can I take a loan against my 401(k) with Primerica?

Yes, Primerica allows employees to take loans against their 401(k) balance under specific conditions outlined in the plan documents.

What happens to my 401(k) account if I leave Primerica?

If you leave Primerica, you can choose to roll over your 401(k) balance to another retirement account, cash it out, or leave it in the Primerica plan if permitted.

How often can I change my investment options within Primerica's 401(k) plan?

Employees can change their investment options in Primerica's 401(k) plan at any time, subject to the plan's trading policies.

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For more information you can reach the plan administrator for Primerica at , ; or by calling them at .

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