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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Tetra Tech Employees: Discover the Rising Trend of 'Work for Pleasure' in Your Retirement Journey

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Healthcare Provider Update: Tetra Tech's Healthcare Provider Insight Tetra Tech currently partners with various health insurance providers to deliver healthcare benefits to its employees, including prominent insurers in the marketplace. As employees prepare for upcoming benefits changes, it is critical to understand the intricacies of their coverage and options. In 2026, Tetra Tech employees are likely to experience significant increases in healthcare costs, driven by broader industry trends. With anticipated premium hikes in the Affordable Care Act (ACA) marketplace reaching over 60% in some states, many employees could see their out-of-pocket expenses soar. Factors contributing to this include the potential expiration of enhanced federal subsidies and broader medical cost inflation, which are expected to add substantial financial pressure on individuals. Consequently, Tetra Tech employees should proactively review their healthcare options and budget for potentially higher expenditures in the coming year, ensuring they are equipped to handle these economic challenges. Click here to learn more

A recent Fidelity Investments poll illuminates new trends in the ever-changing retirement planning landscape.  Notably, 66% of respondents envision a phased-in approach to retirement, which deviates from the conventional full-stop strategy.  This choice shows a shift towards flexible retirement solutions across generations, as evidenced by the significant interest shown by both Gen Zers and millennials.

The wide-ranging implications of this trend point to the necessity of flexibility in retirement advice and planning when preparing to retire from Tetra Tech. The departure from traditional retirement models highlights a more comprehensive reassessment of retirement goals and work-life balance, reflecting shifting perspectives toward the end of your Tetra Tech career. Advisors who want to fulfill their Tetra Tech clients' complex needs must have a thorough understanding of these preferences as retirement planning continues to change.


A growing number of retirees who desire social connection and intellectual stimulation in addition to financial security are adopting the idea of 'Work for Pleasure' in phased retirement, a viable option for Tetra Tech employees.  According to an American Psychological Association study, continuing to work after retirement can enhance mental well-being, increase life satisfaction, and facilitate the transition to complete retirement. Retirement is now seen as a new chapter with opportunity for learning, growth, and contribution rather than as an end. This is especially true for seasoned professionals from high-ranking roles. 

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Retirement is becoming less and less like the unexpected curtain call at the end of a play and more like a well planned art display. Similar to how an exhibition progressively moves from one theme and era to another, providing visitors with an extensive array of experiences, the modern retirement trip, as defined by Fidelity Investments, takes place in stages. With this method, people can combine the elegant brushstrokes of their personal passions and hobbies with their professional creations. Today's retirees and soon-to-be retirees find joy and fulfillment in doing work that pleases them, much like an artist who paints for the love of art even after their formal career has concluded. This is creating a retirement experience that is as nuanced and fulfilling as a well-curated gallery.

What is Tetra Tech's 401k plan?

Tetra Tech's 401k plan is a retirement savings plan that allows employees to save for their future by contributing a portion of their salary on a pre-tax or after-tax (Roth) basis.

How does Tetra Tech match employee contributions to the 401k plan?

Tetra Tech offers a matching contribution to employee 401k accounts, which helps employees maximize their retirement savings.

When can I enroll in Tetra Tech's 401k plan?

Employees at Tetra Tech can enroll in the 401k plan during the initial onboarding process or during the annual open enrollment period.

What are the contribution limits for Tetra Tech's 401k plan?

Tetra Tech follows IRS guidelines for contribution limits, which may change annually. Employees should check the latest limits to ensure they are maximizing their contributions.

Can I change my contribution amount to Tetra Tech's 401k plan at any time?

Yes, Tetra Tech allows employees to change their contribution amounts at any time, subject to certain restrictions based on the plan's rules.

What investment options are available in Tetra Tech's 401k plan?

Tetra Tech's 401k plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to help employees diversify their portfolios.

Is there a vesting schedule for Tetra Tech's 401k matching contributions?

Yes, Tetra Tech has a vesting schedule for matching contributions, meaning employees must work for a certain period before they fully own the matched funds.

How can I access my Tetra Tech 401k account?

Employees can access their Tetra Tech 401k account online through the plan's designated website or by contacting the plan administrator for assistance.

What happens to my Tetra Tech 401k if I leave the company?

If you leave Tetra Tech, you have several options for your 401k, including rolling it over to another retirement account, cashing it out, or leaving it in the Tetra Tech plan if allowed.

Does Tetra Tech offer financial education resources for employees regarding the 401k plan?

Yes, Tetra Tech provides financial education resources, including workshops and access to financial advisors, to help employees make informed decisions about their 401k savings.

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For more information you can reach the plan administrator for Tetra Tech at , ; or by calling them at .

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