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Toll Brothers Employees: Discover the Rising Trend of 'Work for Pleasure' in Your Retirement Journey

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A recent Fidelity Investments poll illuminates new trends in the ever-changing retirement planning landscape.  Notably, 66% of respondents envision a phased-in approach to retirement, which deviates from the conventional full-stop strategy.  This choice shows a shift towards flexible retirement solutions across generations, as evidenced by the significant interest shown by both Gen Zers and millennials.

The wide-ranging implications of this trend point to the necessity of flexibility in retirement advice and planning when preparing to retire from Toll Brothers. The departure from traditional retirement models highlights a more comprehensive reassessment of retirement goals and work-life balance, reflecting shifting perspectives toward the end of your Toll Brothers career. Advisors who want to fulfill their Toll Brothers clients' complex needs must have a thorough understanding of these preferences as retirement planning continues to change.


A growing number of retirees who desire social connection and intellectual stimulation in addition to financial security are adopting the idea of 'Work for Pleasure' in phased retirement, a viable option for Toll Brothers employees.  According to an American Psychological Association study, continuing to work after retirement can enhance mental well-being, increase life satisfaction, and facilitate the transition to complete retirement. Retirement is now seen as a new chapter with opportunity for learning, growth, and contribution rather than as an end. This is especially true for seasoned professionals from high-ranking roles. 

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Retirement is becoming less and less like the unexpected curtain call at the end of a play and more like a well planned art display. Similar to how an exhibition progressively moves from one theme and era to another, providing visitors with an extensive array of experiences, the modern retirement trip, as defined by Fidelity Investments, takes place in stages. With this method, people can combine the elegant brushstrokes of their personal passions and hobbies with their professional creations. Today's retirees and soon-to-be retirees find joy and fulfillment in doing work that pleases them, much like an artist who paints for the love of art even after their formal career has concluded. This is creating a retirement experience that is as nuanced and fulfilling as a well-curated gallery.

What type of retirement plan does Toll Brothers offer to its employees?

Toll Brothers offers a 401(k) retirement savings plan to its employees.

Does Toll Brothers match employee contributions to the 401(k) plan?

Yes, Toll Brothers provides a matching contribution to the 401(k) plan, helping employees maximize their retirement savings.

What is the eligibility requirement for Toll Brothers' 401(k) plan?

Employees of Toll Brothers are generally eligible to participate in the 401(k) plan after completing a specified period of service.

How can employees at Toll Brothers enroll in the 401(k) plan?

Employees at Toll Brothers can enroll in the 401(k) plan through the company’s benefits portal or by contacting the HR department for assistance.

What investment options are available in Toll Brothers' 401(k) plan?

Toll Brothers' 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock.

Can employees at Toll Brothers take loans against their 401(k) savings?

Yes, Toll Brothers allows employees to take loans against their 401(k) savings, subject to certain terms and conditions.

What is the vesting schedule for Toll Brothers' 401(k) matching contributions?

The vesting schedule for Toll Brothers' 401(k) matching contributions typically follows a graded vesting schedule, which means employees earn ownership of the contributions over time.

How often can employees at Toll Brothers change their 401(k) contribution amount?

Employees at Toll Brothers can change their 401(k) contribution amount at specified times throughout the year, usually during open enrollment or after a qualifying event.

What happens to the 401(k) savings if an employee leaves Toll Brothers?

If an employee leaves Toll Brothers, they can roll over their 401(k) savings into another retirement account, cash out, or leave the funds in the Toll Brothers plan, subject to plan rules.

Is there a limit to how much employees can contribute to their 401(k) at Toll Brothers?

Yes, there are annual contribution limits set by the IRS that apply to Toll Brothers' 401(k) plan, which may change each year.

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