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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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United Rentals Employees: Discover the Rising Trend of 'Work for Pleasure' in Your Retirement Journey

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Healthcare Provider Update: United Rentals' healthcare provider is primarily UnitedHealthcare, as they are one of the major insurers involved in providing coverage for their employees. As the healthcare landscape shifts, United Rentals employees may face significant increases in healthcare costs in 2026. Premiums for Affordable Care Act (ACA) marketplace plans are expected to soar, with some states seeing hikes of over 60%. Factors driving these increases include the potential expiration of enhanced federal subsidies and rising medical expenses, particularly in prescription medications. With nearly half of large employers likely to shift more costs onto employees through higher deductibles and out-of-pocket expenses, United Rentals workers should proactively assess their health benefit options to mitigate financial impacts. Click here to learn more

A recent Fidelity Investments poll illuminates new trends in the ever-changing retirement planning landscape.  Notably, 66% of respondents envision a phased-in approach to retirement, which deviates from the conventional full-stop strategy.  This choice shows a shift towards flexible retirement solutions across generations, as evidenced by the significant interest shown by both Gen Zers and millennials.

The wide-ranging implications of this trend point to the necessity of flexibility in retirement advice and planning when preparing to retire from United Rentals. The departure from traditional retirement models highlights a more comprehensive reassessment of retirement goals and work-life balance, reflecting shifting perspectives toward the end of your United Rentals career. Advisors who want to fulfill their United Rentals clients' complex needs must have a thorough understanding of these preferences as retirement planning continues to change.


A growing number of retirees who desire social connection and intellectual stimulation in addition to financial security are adopting the idea of 'Work for Pleasure' in phased retirement, a viable option for United Rentals employees.  According to an American Psychological Association study, continuing to work after retirement can enhance mental well-being, increase life satisfaction, and facilitate the transition to complete retirement. Retirement is now seen as a new chapter with opportunity for learning, growth, and contribution rather than as an end. This is especially true for seasoned professionals from high-ranking roles. 

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Retirement is becoming less and less like the unexpected curtain call at the end of a play and more like a well planned art display. Similar to how an exhibition progressively moves from one theme and era to another, providing visitors with an extensive array of experiences, the modern retirement trip, as defined by Fidelity Investments, takes place in stages. With this method, people can combine the elegant brushstrokes of their personal passions and hobbies with their professional creations. Today's retirees and soon-to-be retirees find joy and fulfillment in doing work that pleases them, much like an artist who paints for the love of art even after their formal career has concluded. This is creating a retirement experience that is as nuanced and fulfilling as a well-curated gallery.

What type of retirement savings plan does United Rentals offer to its employees?

United Rentals offers a 401(k) retirement savings plan to help employees save for their future.

Does United Rentals provide any matching contributions to the 401(k) plan?

Yes, United Rentals provides a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

How can employees enroll in the United Rentals 401(k) plan?

Employees can enroll in the United Rentals 401(k) plan through the company's online benefits portal or by contacting the HR department for assistance.

What is the eligibility requirement for United Rentals employees to participate in the 401(k) plan?

Generally, employees at United Rentals are eligible to participate in the 401(k) plan after completing a specified period of service, which is outlined in the plan details.

Can United Rentals employees make changes to their 401(k) contributions?

Yes, employees at United Rentals can change their contribution amounts at any time, subject to the plan's guidelines.

What investment options are available in the United Rentals 401(k) plan?

The United Rentals 401(k) plan offers a variety of investment options, including mutual funds and target-date funds, allowing employees to choose based on their risk tolerance and retirement goals.

Is there a vesting schedule for the employer match in the United Rentals 401(k) plan?

Yes, United Rentals has a vesting schedule for employer matching contributions, which determines when employees fully own those contributions.

How often can United Rentals employees review their 401(k) account statements?

Employees at United Rentals can review their 401(k) account statements quarterly, and they also have access to their accounts online for real-time updates.

What happens to a United Rentals employee's 401(k) if they leave the company?

If a United Rentals employee leaves the company, they have several options for their 401(k), including rolling it over to a new employer's plan or an IRA.

Does United Rentals allow loans against the 401(k) plan?

Yes, United Rentals allows employees to take loans against their 401(k) balance, subject to the plan's terms and conditions.

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