New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

5 Tips All Alight Employees Should Know When Choosing an Estate Attorney

Healthcare Provider Update: Alight Solutions is partnered with various healthcare providers to support its employee benefits initiatives, with national insurers such as UnitedHealthcare and Cigna frequently featured in their offerings. Alight focuses on delivering customized health plans that cater to the diverse needs of its workforce while emphasizing cost-efficiency and quality of care. As we look ahead to 2026, Alight employees should brace for notable increases in healthcare costs. With projections indicating premiums for Affordable Care Act (ACA) plans could surge by as much as 66% in some states, the impact will be significant. Additionally, the anticipated expiration of enhanced federal subsidies could exacerbate out-of-pocket expenses, with many households potentially facing a chilling 75% rise in monthly premiums. Amidst this landscape, it is crucial for employees to carefully review benefit changes and explore strategies to manage increasing healthcare expenses effectively. Click here to learn more

Creating an efficient estate plan is crucial for ensuring that your legacy and goals are honored exactly as you envision. This is particularly significant for employees at Alight, as navigating the intricacies of estate planning requires careful selection of a knowledgeable attorney attuned to your personal and state-specific legal needs. Here’s a structured approach to finding the perfect estate planning lawyer to suit your unique requirements.

Identify Your Estate Planning Needs

Begin by clarifying your specific estate planning needs. Whether you are updating an existing plan or starting anew, understand your goals, such as establishing guardianships, designating beneficiaries, creating trusts, or managing taxes for your estate and heirs. For Alight employees, a clear understanding of these needs is essential to finding an attorney who can effectively address your specific circumstances.

Utilize Personal Recommendations

The value of personal recommendations remains unmatched when seeking professional services. Engage with fellow Alight colleagues who have experience in estate planning. Their insights can greatly aid in finding a lawyer whose reliability, professionalism, and ability to tailor services are well-vetted. This method can help you compile a list of potential attorneys endorsed through trusted channels.

Emphasize Local Expertise

While digital tools offer convenience, local legal expertise is indispensable in estate planning. Laws vary significantly by state, making it critical to choose a lawyer familiar with your state’s legal landscape. This ensures that your estate plan is both compliant and effective, safeguarding your heirs from possible legal complications.

Conduct Thorough Interviews

Once you have a list of potential lawyers, conduct detailed interviews to assess their fit. Discuss their experience, especially with estates similar to what you might have at Alight. Explore their communication styles, availability, pricing, and any hidden costs. This interaction helps you gauge if the lawyer’s approach aligns with your expectations and if you can establish a reliable working relationship.

Explore Digital Estate Planning Services

Consider the benefits of reputable online estate planning services as an alternative to traditional methods. These platforms offer state-specific solutions that can be convenient and cost-effective, particularly for straightforward estate planning needs. However, for more complex scenarios common among Alight employees, personalized legal advice from a dedicated attorney might be preferable.

In summary, securing the right estate planning attorney ensures your estate is managed and distributed according to your wishes. By understanding your unique needs, leveraging referrals, prioritizing local expertise, conducting personal interviews, and considering digital options, you can formulate a comprehensive plan that offers peace of mind and a well-protected legacy. Remember, the effectiveness of your estate plan directly correlates with the effort you invest in selecting the ideal attorney.

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For Alight employees approaching or at retirement age, consider integrating long-term care planning into your estate strategy. A 2020 study by the American Association of Retired Persons (AARP) indicates that approximately 70% of individuals over 65 will require some form of long-term care. Engaging with an attorney skilled in elder law can be crucial to developing a plan that includes long-term care, safeguarding assets while ensuring care needs are met without undue financial strain on the estate or heirs.

With our comprehensive guide, discover the key steps to choosing the best estate planning lawyer who can craft a plan tailored to your goals and compliant with your state’s unique laws. Ensure your legacy is secured with the right legal expertise, making the estate planning process straightforward and reassuring for Alight employees.

What is the primary purpose of Alight's 401(k) Savings Plan?

The primary purpose of Alight's 401(k) Savings Plan is to help employees save for retirement through tax-advantaged contributions.

How can Alight employees enroll in the 401(k) Savings Plan?

Alight employees can enroll in the 401(k) Savings Plan through the company’s HR portal or by contacting the benefits department for assistance.

Does Alight provide a matching contribution to the 401(k) Savings Plan?

Yes, Alight offers a matching contribution to the 401(k) Savings Plan to encourage employees to save for their retirement.

What types of investment options are available in Alight's 401(k) Savings Plan?

Alight's 401(k) Savings Plan includes a variety of investment options, such as mutual funds, target-date funds, and stable value funds.

Can Alight employees change their contribution percentage to the 401(k) Savings Plan?

Yes, Alight employees can change their contribution percentage at any time by accessing their account online or contacting HR.

What is the minimum age requirement to participate in Alight's 401(k) Savings Plan?

The minimum age requirement to participate in Alight's 401(k) Savings Plan is typically 21 years old.

Are there any fees associated with Alight's 401(k) Savings Plan?

Yes, Alight's 401(k) Savings Plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.

How often can Alight employees make changes to their investment allocations in the 401(k) Savings Plan?

Alight employees can typically make changes to their investment allocations in the 401(k) Savings Plan on a quarterly basis or as specified in the plan guidelines.

What happens to Alight employees' 401(k) Savings Plan when they leave the company?

When Alight employees leave the company, they can choose to roll over their 401(k) savings into an IRA or a new employer's plan, or they may cash out their account, subject to taxes and penalties.

Is there a loan option available within Alight's 401(k) Savings Plan?

Yes, Alight's 401(k) Savings Plan may offer a loan option, allowing employees to borrow against their savings under certain conditions.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

Alight has announced a restructuring plan that includes significant layoffs, impacting about 10% of its workforce. The company is shifting its focus to digital solutions and outsourcing to streamline operations. Additionally, they are revising their benefits and pension plans to align with the new business model.

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For more information you can reach the plan administrator for Alight at 4 Overlook Point Lincolnshire, IL 60069; or by calling them at (224) 737-7000.