New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

5 Tips All Keysight Technologies Employees Should Know When Choosing an Estate Attorney

Healthcare Provider Update: Healthcare Provider for Keysight Technologies Keysight Technologies partners with various health insurance carriers to provide healthcare options to its employees. Typically, companies of this size collaborate with major national insurers such as UnitedHealthcare, Anthem (Elevance Health), or Cigna, offering comprehensive health plans that cover a range of medical services. However, the specific provider used by Keysight may vary based on employee location and plan choices. Healthcare Cost Increases in 2026 As we approach 2026, healthcare costs are projected to see considerable increases, with premiums for Affordable Care Act (ACA) marketplace plans expected to rise sharply. Various states have already reported anticipated hikes-some exceeding 60%-driven by factors such as rising medical expenses and the potential loss of enhanced federal subsidies. With over 22 million enrollees potentially feeling the impact, many could face premium increases of over 75%, complicating access to affordable healthcare amidst deteriorating economic conditions. This significant rise poses challenges for consumers and underscores the urgency for strategic planning to mitigate financial impacts. Click here to learn more

Creating an efficient estate plan is crucial for ensuring that your legacy and goals are honored exactly as you envision. This is particularly significant for employees at Keysight Technologies, as navigating the intricacies of estate planning requires careful selection of a knowledgeable attorney attuned to your personal and state-specific legal needs. Here’s a structured approach to finding the perfect estate planning lawyer to suit your unique requirements.

Identify Your Estate Planning Needs

Begin by clarifying your specific estate planning needs. Whether you are updating an existing plan or starting anew, understand your goals, such as establishing guardianships, designating beneficiaries, creating trusts, or managing taxes for your estate and heirs. For Keysight Technologies employees, a clear understanding of these needs is essential to finding an attorney who can effectively address your specific circumstances.

Utilize Personal Recommendations

The value of personal recommendations remains unmatched when seeking professional services. Engage with fellow Keysight Technologies colleagues who have experience in estate planning. Their insights can greatly aid in finding a lawyer whose reliability, professionalism, and ability to tailor services are well-vetted. This method can help you compile a list of potential attorneys endorsed through trusted channels.

Emphasize Local Expertise

While digital tools offer convenience, local legal expertise is indispensable in estate planning. Laws vary significantly by state, making it critical to choose a lawyer familiar with your state’s legal landscape. This ensures that your estate plan is both compliant and effective, safeguarding your heirs from possible legal complications.

Conduct Thorough Interviews

Once you have a list of potential lawyers, conduct detailed interviews to assess their fit. Discuss their experience, especially with estates similar to what you might have at Keysight Technologies. Explore their communication styles, availability, pricing, and any hidden costs. This interaction helps you gauge if the lawyer’s approach aligns with your expectations and if you can establish a reliable working relationship.

Explore Digital Estate Planning Services

Consider the benefits of reputable online estate planning services as an alternative to traditional methods. These platforms offer state-specific solutions that can be convenient and cost-effective, particularly for straightforward estate planning needs. However, for more complex scenarios common among Keysight Technologies employees, personalized legal advice from a dedicated attorney might be preferable.

In summary, securing the right estate planning attorney ensures your estate is managed and distributed according to your wishes. By understanding your unique needs, leveraging referrals, prioritizing local expertise, conducting personal interviews, and considering digital options, you can formulate a comprehensive plan that offers peace of mind and a well-protected legacy. Remember, the effectiveness of your estate plan directly correlates with the effort you invest in selecting the ideal attorney.

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For Keysight Technologies employees approaching or at retirement age, consider integrating long-term care planning into your estate strategy. A 2020 study by the American Association of Retired Persons (AARP) indicates that approximately 70% of individuals over 65 will require some form of long-term care. Engaging with an attorney skilled in elder law can be crucial to developing a plan that includes long-term care, safeguarding assets while ensuring care needs are met without undue financial strain on the estate or heirs.

With our comprehensive guide, discover the key steps to choosing the best estate planning lawyer who can craft a plan tailored to your goals and compliant with your state’s unique laws. Ensure your legacy is secured with the right legal expertise, making the estate planning process straightforward and reassuring for Keysight Technologies employees.

What type of retirement savings plan does Keysight Technologies offer?

Keysight Technologies offers a 401(k) retirement savings plan to help employees save for their future.

Does Keysight Technologies match employee contributions to the 401(k) plan?

Yes, Keysight Technologies provides a matching contribution to employee 401(k) plans, enhancing the overall savings potential.

What is the eligibility requirement for Keysight Technologies' 401(k) plan?

Employees of Keysight Technologies are eligible to participate in the 401(k) plan after completing a specified period of service, typically within the first year of employment.

Can employees at Keysight Technologies choose how their 401(k) contributions are invested?

Yes, employees at Keysight Technologies can choose from a variety of investment options within the 401(k) plan to align with their individual financial goals.

What is the maximum contribution limit for the 401(k) plan at Keysight Technologies?

The maximum contribution limit for the 401(k) plan at Keysight Technologies is determined by IRS regulations, which may change annually.

How often can employees at Keysight Technologies change their 401(k) contribution amounts?

Employees at Keysight Technologies can change their 401(k) contribution amounts at any time, typically through the company’s benefits portal.

Does Keysight Technologies offer a Roth 401(k) option?

Yes, Keysight Technologies offers a Roth 401(k) option, allowing employees to make after-tax contributions for potential tax-free withdrawals in retirement.

What happens to my 401(k) savings if I leave Keysight Technologies?

If you leave Keysight Technologies, you have several options for your 401(k) savings, including rolling it over to another retirement account, cashing it out, or leaving it in the Keysight Technologies plan if allowed.

Are there any fees associated with the 401(k) plan at Keysight Technologies?

Yes, there may be administrative fees associated with the 401(k) plan at Keysight Technologies, which are typically disclosed in the plan documents.

How can I access my 401(k) account information at Keysight Technologies?

Employees can access their 401(k) account information through the Keysight Technologies benefits portal or by contacting the plan administrator.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

Keysight Technologies offers competitive retirement benefits, including a 401(k) plan. For employees hired on or after August 1, 2015, the company provides a matching contribution of $1 for every $1 contributed by the employee, up to 4% of their pay, and $0.50 for every additional $1 contributed on the next 4%. This means contributions above 8% are not matched by Keysight. For those hired before August 1, 2015, the matching contribution is $1 for every $1 up to 3%, with an additional $0.50 for contributions on the next 2% of pay. Employees can contribute pre-tax and Roth after-tax contributions to the 401(k) plan, though catch-up and after-tax contributions are not eligible for matching (Keysight MatchMaximizer). Keysight Technologies caps the eligible compensation for matching contributions at $345,000, following the IRS 401(a)(17) limit for 2024. However, there is no compensation cap for employee contributions, which are limited to the IRS 402(g) annual limit of $23,000 in 2024. Employees aged 50 and older may also contribute up to $7,500 as a catch-up contribution

Keysight Technologies reported significant restructuring activities in 2023-2024, including cost-cutting measures and workforce adjustments as part of their strategy to streamline operations. Although the company has demonstrated solid performance in its financial results, there were notable reductions in operational expenditures, including employee compensation and layoffs, primarily due to constrained demand in semiconductor and manufacturing sectors (Keysight Investor) (Keysight Investor). It is crucial to address these restructuring measures as they reflect the broader economic climate of the tech industry, influenced by fluctuating demand and rising interest rates. For employees, such layoffs could impact retirement planning, pensions, and benefits, especially amid heightened uncertainty around tax laws and potential regulatory changes in the global market.

Stock Options: At Keysight Technologies, stock options are made available to a broad range of employees, particularly those in leadership and key technical roles. These stock options (KEYSO) allow employees to purchase company shares at a predetermined price, offering potential gains as the stock price appreciates. This aligns employees' financial interests with the company's performance. Stock options are typically granted annually, and vesting occurs over a defined period, commonly three to four years, with eligibility depending on the employee's role and tenure. Restricted Stock Units (RSUs): RSUs (KEYRSU) are a prominent part of Keysight's compensation structure, granted primarily to senior employees and high performers. These units represent a promise to deliver company shares at a future date once vesting conditions, such as continued employment or performance targets, are met. RSUs provide an additional incentive for long-term employment and are often part of executive compensation packages. Like stock options, RSUs are awarded annually with multi-year vesting schedules.

Keysight Technologies offers comprehensive health benefits designed to cater to various employee needs, emphasizing affordability and flexibility. The company provides options such as a High Deductible Health Plan (HDHP) with Health Savings Account (HSA) compatibility, which is a popular choice among employees for its tax benefits and lower premiums. The company also includes a lower-deductible plan with higher monthly premiums, catering to those preferring more predictable healthcare expenses. Dental and vision care benefits are part of their offerings, enhancing overall wellness coverage. Keysight has introduced wellness initiatives, such as preventive care incentives, which include routine exams, screenings, and immunizations, to encourage a healthier workforce. The company's health benefits package aligns with its efforts to foster employee well-being by offering both flexibility and robust coverage, including extensive family care options. In recent years, employees have appreciated the ability to select between these two medical plan types, based on their personal or family health needs.

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For more information you can reach the plan administrator for Keysight Technologies at , ; or by calling them at .

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