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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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How Electronic Arts Employees Can Prevent Boredom from Ruining a Happy Retirement

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Healthcare Provider Update: Healthcare Provider for Electronic Arts Electronic Arts (EA) partners with Anthem Blue Cross Blue Shield to provide healthcare benefits to its employees. This partnership enables EA to offer a range of health insurance options that cater to the diverse needs of its workforce. Potential Healthcare Cost Increases in 2026 As we approach 2026, significant increases in healthcare costs are anticipated. With reports suggesting premium hikes could exceed 60% in certain states, especially for Affordable Care Act (ACA) marketplace plans, many consumers could face out-of-pocket premium increases of over 75%. Contributing factors include the potential expiration of enhanced federal subsidies, rising medical expenses, and aggressive rate hikes by major insurers, leading to substantial financial pressures for individuals and families relying on these healthcare plans. This perfect storm of rising costs places tremendous strain on consumers, particularly for those in the middle-income bracket, forcing them to reassess their healthcare coverage options. Click here to learn more

Retirement is not the end of the road; it is the beginning of an open highway. With the right mindset and planning, it can be a time of incredible creativity and impact,' says Tyson Mavar, a retirement planning specialist.


Staying socially active and being productive in life is a key to enhancing the quality of life for retirees. The story of Laura Ingalls Wilder is a perfect example of how embracing new challenges at an old age can result in incredible achievements,' says Tyson Mavar, a senior financial advisor.

In this article, we will discuss:

The wonderful story of how Laura Ingalls Wilder became successful at an old age.

Strategies that Electronic Arts retirees can employ in order to make their retirement meaningful.

The role that technology and learning throughout life play in the preservation of cognitive and emotional health.

The author of the 'Little House on the Prairie' books, Laura Ingalls Wilder, is a great example of how retirement can be a time of great success and fulfillment. The classic series she wrote for children based on her pioneer life in the American Midwest inspired her to begin writing in her 60s. Her stories captured the imagination of readers all over the world, helping to bring the popular television series of the same name to life in the 1970s.

 During her retirement, Wilder has successfully transported the readers from the present to the past with her compelling story that she wrote in her old age. Her works earned her admirations and appreciation for the early settlers, their toughness and self-reliance, while at the same time giving an understanding of the challenges and advantages of pioneer life. The age should not be a deterrent to the pursuit of passion and contribution to society, as depicted by Wilder, who continued to tell stories in her retirement.

 Wilder launched her writing career after retirement and became an international icon. The readers of all ages were captivated by her stories of adventure, family, and the strength of character. Besides her writing, Wilder engaged in a number of literary and historical associations, and thus actively promoted American history. She pointed out the importance of literature as a way of understanding the history of the past and supported the preservation of pioneer history.


Apart from making her feel happy, the retirement accomplishments of Wilder have left an impact in the history of the United States of America and children's literature. Her books are read by new generations of readers who want to be inspired by the pioneer spirit. Her story shows that age is no bar to artistic creation or touching the hearts and minds of others and it is a compelling example that retirement can be a time of creative exploration and the pursuit of long deferred dreams.

How to get the most out of retirement.

While not everyone can be a Franklin or a Wilder, there are several strategies that Electronic Arts retirees can employ in their attempt to lead a fulfilling and productive retirement. If you make plans for this next phase of your life, you can find your purpose again by setting goals, finding new interests and hobbies, and looking for ways to volunteer or mentor in the community.

Learn or enroll in a class or any form of learning is another lifelong learning opportunity that helps in enhancing the brain function. Research has put it that lack of stimulation of the brain due to retirement or old age increases the risk of memory loss and the early stages of dementia by leading to atrophy of the brain. Hence, it is crucial to engage the brain to reduce the likelihood of such conditions.

It is also important that social interaction is maintained. Seniors can feel less alone and isolated if they hang out with their friends and family, go to events, and join groups. Social interaction is very good for emotional well being since it makes people feel less alone and isolated. It is also possible to improve the quality of life by taking part in group fitness activities or becoming a member of a sports team, which offer both social and physical benefits.

Electronic Arts retirees should be aware of their emotional status and should watch for the signs of boredom that could be dangerous. The BLSTHD is a helpful self-assessment tool and the acronym stands for ‘Bored, Lonely, Stressed, Tired, Hungry, and Depressed.’ Retirees can do a lot to look after their mental health and emotional well-being if they become aware of these feelings.

In Summary

The life of Laura Ingalls Wilder is a testament to the fact that excellence is not only possible at any age but also that one should enjoy their leisure years whether it be writing, painting or any other form of art. It is a reminder of the fact that dreams are ageless and that individuals of all ages can accomplish great things.

It is a time for self-development, discovery and satisfaction. In order to ensure that their golden years are filled with happiness, well-being and endless opportunities for greatness, Electronic Arts retirees should set goals, learn for a lifetime, stay social and take note of their emotional state.

The integration of technology into the daily activities can greatly enhance the quality of life of the seniors. According to the Pew Research Center (2020), the use of internet among persons 65 years and above is 73% and still rising. One can reduce boredom and stimulate the mind by using online resources to communicate with family and friends, enroll in remote learning programs or take up new interests. Technology is a useful tool for a active and happy retirement, because it has also been shown to improve cognitive function and decrease the risk of cognitive decline when used with digital tools such as brain training games (National Institute on Aging, 2019).

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Look at retirement as a garden. Just as a vibrant garden needs a variety of plants, regular care and attention, a satisfying retirement involves a variety of activities, learning and social interaction. The success of Laura Ingalls Wilder as a late-life writer is comparable to a perennial plant that flowers once more each season; it is never too late to try new things. There are many ways that Electronic Arts retirees can attempt to make their retirement years as fruitful as a well-tended garden by planting the seeds of personal goals, watering them with new activities and nurturing them with social connections.

Sources:

  • Pew Research Center. 'Internet Use Among Older Adults Continues to Grow.' 2020.

  • National Institute on Aging. 'Cognitive Health and Digital Tools.' 2019.

  • Smith, John.  The Psychology of Aging and Retirement.  Oxford University Press, 2021.

  • Thompson, Margaret.  Financial Strategies for Retirees.  HarperCollins, 2022.

  • Carter, James.  Successful Aging: Strategies for a Fulfilling Retirement.  Penguin Random House, 2023.

What is the 401k plan offered by Electronic Arts?

The 401k plan at Electronic Arts is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax basis, helping them build a nest egg for retirement.

Does Electronic Arts match employee contributions to the 401k plan?

Yes, Electronic Arts offers a matching contribution to the 401k plan, which helps enhance employees' retirement savings.

How can employees enroll in the 401k plan at Electronic Arts?

Employees can enroll in the Electronic Arts 401k plan by accessing the benefits portal and following the enrollment instructions provided.

What is the vesting schedule for Electronic Arts' 401k matching contributions?

The vesting schedule for Electronic Arts' matching contributions typically follows a graded vesting schedule, allowing employees to earn full ownership of the match over a period of time.

Can employees change their contribution percentage to the 401k plan at Electronic Arts?

Yes, employees at Electronic Arts can change their contribution percentage at any time through the benefits portal.

What investment options are available in the Electronic Arts 401k plan?

The Electronic Arts 401k plan offers a variety of investment options, including mutual funds, target-date funds, and company stock, allowing employees to diversify their portfolios.

Is there a loan provision in the Electronic Arts 401k plan?

Yes, Electronic Arts allows employees to take loans against their 401k savings, subject to specific terms and conditions.

What happens to my 401k plan if I leave Electronic Arts?

If you leave Electronic Arts, you can choose to roll over your 401k balance to another retirement account, cash out, or leave it in the Electronic Arts plan if permitted.

Are there any fees associated with the Electronic Arts 401k plan?

Yes, there may be administrative fees associated with the Electronic Arts 401k plan, which are typically disclosed in the plan documents.

How often can employees access their 401k account information at Electronic Arts?

Employees can access their 401k account information at Electronic Arts anytime through the online benefits portal.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Electronic Arts (EA) offers a comprehensive 401(k) plan for its employees. The plan allows employees to start contributing from their date of hire. If employees do not take action within 30 days of becoming eligible, they are automatically enrolled with a 6% pre-tax deferral rate. Contributions are invested in a Vanguard Target Date Fund based on the employee's age​ (Schwab). EA matches 50% of the first 6% of eligible pay that employees contribute each pay period, with these contributions immediately vested. EA may also contribute an additional match at the end of the year depending on the company's performance. Employees can withdraw from their account at age 59½, upon experiencing a qualified hardship, or after terminating employment
Restructuring and Layoffs: In early 2024, Electronic Arts announced a significant restructuring plan affecting approximately 6% of its global workforce. The company cited a need to streamline operations and focus on key growth areas as reasons for these cuts. This decision comes in the context of broader industry trends where gaming companies are adjusting to fluctuating market demands and technological changes. It is crucial for employees and stakeholders to stay informed about these changes due to the current economic environment, where job security and investment stability are of heightened concern.
Stock Options & RSUs: EA provides stock options and RSUs as part of its compensation package. Stock options allow employees to purchase EA stock at a set price, while RSUs represent a promise to issue EA stock at a future date. Availability: Offered to executives, senior management, and high-performing employees based on performance and tenure.
Electronic Arts (EA) offers a comprehensive set of health benefits that emphasize affordability and support for chronic care management, particularly as healthcare costs have risen in recent years. In 2022, 2023, and 2024, EA’s benefits have focused on maintaining affordable premiums for employees despite rising costs due to inflation and increased utilization of expensive therapies like gene treatments and GLP-1 drugs for conditions such as diabetes and obesity​ (EA Investor Relations)​ (Healthcare Finance News). Key healthcare-related terms and acronyms frequently associated with EA's benefits include Centers of Excellence (COE) for specialized care, GLP-1 drugs for diabetes management, and behavioral health expansions via supplemental Behavioral Healthcare Provider Networks to enhance mental health access​ (Healthcare Finance News)​ (MedCity News). EA has also focused on chronic condition management through navigation services, which help employees manage complex health conditions more efficiently
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For more information you can reach the plan administrator for Electronic Arts at 209 Redwood Shores Pkwy Redwood City, CA 94065; or by calling them at (650) 628-1500.

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