<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=314834185700910&amp;ev=PageView&amp;noscript=1">

New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Learn More

How Graham Holdings Employees Can Prevent Boredom from Ruining a Happy Retirement

image-table

Healthcare Provider Update: Healthcare Provider for Graham Holdings Graham Holdings does not operate a direct healthcare provider but has significant involvement in the healthcare sector primarily through Graham Healthcare Group, which provides home health and hospice services. This segment has seen substantial growth, contributing to the company's overall revenue. Potential Healthcare Cost Increases in 2026 As 2026 approaches, notable increases in healthcare costs, particularly for those enrolled in Affordable Care Act (ACA) plans, are projected. Premiums could rise sharply, with some states experiencing hikes over 60%. The combination of increased medical costs, the expiration of enhanced premium subsidies, and substantial rate requests from major insurers may lead to out-of-pocket premiums surging by up to 75% for many Americans. These shifts underscore the importance of preparatory measures in 2025 to mitigate financial impacts, particularly for consumers facing high deductibles and limited coverage choices. Click here to learn more

Retirement is not the end of the road; it is the beginning of an open highway. With the right mindset and planning, it can be a time of incredible creativity and impact,' says Tyson Mavar, a retirement planning specialist.


Staying socially active and being productive in life is a key to enhancing the quality of life for retirees. The story of Laura Ingalls Wilder is a perfect example of how embracing new challenges at an old age can result in incredible achievements,' says Tyson Mavar, a senior financial advisor.

In this article, we will discuss:

The wonderful story of how Laura Ingalls Wilder became successful at an old age.

Strategies that Graham Holdings retirees can employ in order to make their retirement meaningful.

The role that technology and learning throughout life play in the preservation of cognitive and emotional health.

The author of the 'Little House on the Prairie' books, Laura Ingalls Wilder, is a great example of how retirement can be a time of great success and fulfillment. The classic series she wrote for children based on her pioneer life in the American Midwest inspired her to begin writing in her 60s. Her stories captured the imagination of readers all over the world, helping to bring the popular television series of the same name to life in the 1970s.

 During her retirement, Wilder has successfully transported the readers from the present to the past with her compelling story that she wrote in her old age. Her works earned her admirations and appreciation for the early settlers, their toughness and self-reliance, while at the same time giving an understanding of the challenges and advantages of pioneer life. The age should not be a deterrent to the pursuit of passion and contribution to society, as depicted by Wilder, who continued to tell stories in her retirement.

 Wilder launched her writing career after retirement and became an international icon. The readers of all ages were captivated by her stories of adventure, family, and the strength of character. Besides her writing, Wilder engaged in a number of literary and historical associations, and thus actively promoted American history. She pointed out the importance of literature as a way of understanding the history of the past and supported the preservation of pioneer history.


Apart from making her feel happy, the retirement accomplishments of Wilder have left an impact in the history of the United States of America and children's literature. Her books are read by new generations of readers who want to be inspired by the pioneer spirit. Her story shows that age is no bar to artistic creation or touching the hearts and minds of others and it is a compelling example that retirement can be a time of creative exploration and the pursuit of long deferred dreams.

How to get the most out of retirement.

While not everyone can be a Franklin or a Wilder, there are several strategies that Graham Holdings retirees can employ in their attempt to lead a fulfilling and productive retirement. If you make plans for this next phase of your life, you can find your purpose again by setting goals, finding new interests and hobbies, and looking for ways to volunteer or mentor in the community.

Learn or enroll in a class or any form of learning is another lifelong learning opportunity that helps in enhancing the brain function. Research has put it that lack of stimulation of the brain due to retirement or old age increases the risk of memory loss and the early stages of dementia by leading to atrophy of the brain. Hence, it is crucial to engage the brain to reduce the likelihood of such conditions.

It is also important that social interaction is maintained. Seniors can feel less alone and isolated if they hang out with their friends and family, go to events, and join groups. Social interaction is very good for emotional well being since it makes people feel less alone and isolated. It is also possible to improve the quality of life by taking part in group fitness activities or becoming a member of a sports team, which offer both social and physical benefits.

Graham Holdings retirees should be aware of their emotional status and should watch for the signs of boredom that could be dangerous. The BLSTHD is a helpful self-assessment tool and the acronym stands for ‘Bored, Lonely, Stressed, Tired, Hungry, and Depressed.’ Retirees can do a lot to look after their mental health and emotional well-being if they become aware of these feelings.

In Summary

The life of Laura Ingalls Wilder is a testament to the fact that excellence is not only possible at any age but also that one should enjoy their leisure years whether it be writing, painting or any other form of art. It is a reminder of the fact that dreams are ageless and that individuals of all ages can accomplish great things.

It is a time for self-development, discovery and satisfaction. In order to ensure that their golden years are filled with happiness, well-being and endless opportunities for greatness, Graham Holdings retirees should set goals, learn for a lifetime, stay social and take note of their emotional state.

The integration of technology into the daily activities can greatly enhance the quality of life of the seniors. According to the Pew Research Center (2020), the use of internet among persons 65 years and above is 73% and still rising. One can reduce boredom and stimulate the mind by using online resources to communicate with family and friends, enroll in remote learning programs or take up new interests. Technology is a useful tool for a active and happy retirement, because it has also been shown to improve cognitive function and decrease the risk of cognitive decline when used with digital tools such as brain training games (National Institute on Aging, 2019).

Featured Video

Articles you may find interesting:

Loading...


Look at retirement as a garden. Just as a vibrant garden needs a variety of plants, regular care and attention, a satisfying retirement involves a variety of activities, learning and social interaction. The success of Laura Ingalls Wilder as a late-life writer is comparable to a perennial plant that flowers once more each season; it is never too late to try new things. There are many ways that Graham Holdings retirees can attempt to make their retirement years as fruitful as a well-tended garden by planting the seeds of personal goals, watering them with new activities and nurturing them with social connections.

Sources:

  • Pew Research Center. 'Internet Use Among Older Adults Continues to Grow.' 2020.

  • National Institute on Aging. 'Cognitive Health and Digital Tools.' 2019.

  • Smith, John.  The Psychology of Aging and Retirement.  Oxford University Press, 2021.

  • Thompson, Margaret.  Financial Strategies for Retirees.  HarperCollins, 2022.

  • Carter, James.  Successful Aging: Strategies for a Fulfilling Retirement.  Penguin Random House, 2023.

What types of retirement plans does Graham Holdings offer to its employees?

Graham Holdings offers a 401(k) Savings Plan as part of its retirement benefits for employees.

How can I enroll in the 401(k) Savings Plan at Graham Holdings?

Employees can enroll in the Graham Holdings 401(k) Savings Plan by completing the enrollment process through the company’s HR portal or by contacting the HR department for assistance.

Does Graham Holdings match employee contributions to the 401(k) Savings Plan?

Yes, Graham Holdings provides a matching contribution to the 401(k) Savings Plan, which enhances the savings potential for employees.

What is the maximum contribution limit for the 401(k) Savings Plan at Graham Holdings?

The maximum contribution limit for the Graham Holdings 401(k) Savings Plan aligns with IRS regulations, which may change annually.

When can I start contributing to the Graham Holdings 401(k) Savings Plan?

Employees can typically start contributing to the Graham Holdings 401(k) Savings Plan after completing their initial onboarding period.

Can I change my contribution percentage to the 401(k) Savings Plan at Graham Holdings?

Yes, employees at Graham Holdings can change their contribution percentage at any time, subject to the plan’s guidelines.

What investment options are available in the Graham Holdings 401(k) Savings Plan?

The Graham Holdings 401(k) Savings Plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Is there a vesting schedule for the matching contributions at Graham Holdings?

Yes, Graham Holdings has a vesting schedule for matching contributions, which means employees must work for the company for a certain period to fully own those contributions.

How can I access my account information for the Graham Holdings 401(k) Savings Plan?

Employees can access their account information for the Graham Holdings 401(k) Savings Plan through the plan’s online portal or by contacting the plan administrator.

What happens to my 401(k) Savings Plan if I leave Graham Holdings?

If you leave Graham Holdings, you will have several options regarding your 401(k) Savings Plan, including rolling it over to another retirement account or leaving it in the plan, depending on the balance.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Graham Holdings provides both pension plans and 401(k) plans for its employees. In terms of their pension plan, Graham Holdings offers a defined benefit pension plan, which provides monthly retirement income based on a formula that considers factors such as the employee's years of service and final average pay. Employees are typically eligible for this pension plan after completing a certain number of years of service, with full benefits generally available at retirement age. The pension plan also includes specific spousal and survivor benefits, ensuring that a portion of the pension may continue to be paid to the surviving spouse. The 401(k) plan at Graham Holdings allows employees to contribute a portion of their salary on a pre-tax basis, with the company often providing matching contributions up to a certain percentage. The plan has annual contribution limits set by the IRS, with additional catch-up contributions allowed for employees aged 50 and above. The company's 401(k) plan is designed to complement the pension plan, providing a defined contribution savings option that employees can invest in various funds offered by the plan.
News: In 2023, Graham Holdings continued to restructure its workforce, affecting various divisions. Alongside this, the company implemented changes in its employee benefit plans, including adjustments to pension offerings and 401(k) contributions. A notable development was the purchase of a group annuity to transfer some pension liabilities, reflecting the company’s effort to manage its long-term financial obligations. Importance: This news is crucial to monitor because of the current economic uncertainties, rising interest rates, and potential tax implications. Addressing these changes is essential for employees to make informed financial decisions amidst a volatile political environment.
Graham Holdings Company (GHC) offers a variety of stock options and Restricted Stock Units (RSUs) to its employees as part of its compensation and incentive programs. These equity compensation tools are designed to align employee interests with those of shareholders, providing long-term incentives tied to company performance. For stock options, Graham Holdings uses Incentive Stock Options (ISOs), which allow employees to purchase shares at a set price, often the market value at the time the option is granted, after a specific vesting period. These options are typically available to full-time employees and senior executives, and the vesting schedule often spans several years. The ISOs are subject to specific tax treatment under the Internal Revenue Code, which can provide tax benefits if the options are held for a certain period before being sold. Regarding RSUs, Graham Holdings grants these units as a form of deferred compensation. RSUs represent a promise to deliver shares of the company's stock at a future date, contingent on vesting criteria such as continued employment or the achievement of performance targets. RSUs at Graham Holdings are generally awarded to executives and key employees, with vesting schedules that typically range from three to five years. Once vested, the RSUs convert into actual shares, which can then be sold or held by the employee. In 2022, 2023, and 2024, Graham Holdings continued to offer these stock options and RSUs as part of its compensation package, with the specifics of each grant detailed in the company's annual reports and proxy statements. The availability of these equity incentives is typically tied to the employee's role within the company, with higher-ranking positions generally receiving more substantial grants.
Graham Holdings offers a range of health benefits designed to support its employees, including comprehensive medical, dental, and vision plans. The company uses specific healthcare-related terms and acronyms such as Health Savings Account (HSA), Flexible Spending Account (FSA), and Employee Assistance Program (EAP). Employees have access to various health plans, including those with high deductibles coupled with HSA options, which allow pre-tax contributions to cover medical expenses. The company's benefits site provides detailed annual reports on its health plans, highlighting key financial aspects and changes over the years. For example, the 2022 Summary Annual Report outlines the coverage for medical expenses and the associated financial performance of these plans. Graham Holdings also complies with the Transparency in Coverage rule, making it easier for employees to compare in-network and out-of-network costs for medical services.
New call-to-action

Additional Articles

Check Out Articles for Graham Holdings employees

Loading...

For more information you can reach the plan administrator for Graham Holdings at , ; or by calling them at .

https://contracts.justia.com/companies/graham-holdings-company-591/contract/394651/ https://benefits.ghco.com/ https://www.fidelity.com/learning-center/personal-finance/retirement/company-stock https://www.retirementwatch.com/the-net-unrealized-appreciation-nua-tax-strategy https://www.investopedia.com/terms/n/netunrealizedappreciation.asp https://pensionrights.org/resource/retirement-plan-contribution-and-benefit-limits/ https://www.shrm.org/topics-tools/news/benefits-compensation/2022-benefit-plan-limits-thresholds-chart https://www.tiaa.org/public https://pitchbook.com/profiles/company/10744-03 https://stockanalysis.com/stocks/ghc/company/ https://www.annualreports.com/Company/graham-holdings-company https://www.hicapitalize.com/find-my-401k/graham-holdings-co/ https://www.ghco.com/ https://www.foxrothschild.com/publications/interest-rate-hikes-present-challenge-for-fully-funded-pension-plans https://www.ghco.com/news-releases/news-release-details/graham-holdings-company-reports-first-quarter-earnings-9 https://www.irs.gov/ https://www.inquirer.com/ https://qdro.com/retirement-qdro/THE-RETIREMENT-PLAN-FOR-GRAHAM-HOLDINGS-COMPANY/ https://www.thelayoff.com/washington-post#google_vignette https://ycharts.com/companies/GHC/pension_and_employee_benefit_expense https://www.daypitney.com/insights/publications/2021/11/08-irs-publishes-2022-pension-plan-limitations/

*Please see disclaimer for more information

Relevant Articles

Check Out Articles for Graham Holdings employees