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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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How Topgolf Callaway Brands Employees Can Prevent Boredom from Ruining a Happy Retirement

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Healthcare Provider Update: Healthcare Provider for Topgolf Callaway Brands Topgolf Callaway Brands partners primarily with UHC (UnitedHealth Group) for employee healthcare coverage. As one of the major players in the insurance market, UHC provides various healthcare plans to Topgolf employees, giving them access to a wide range of medical services and resources. Potential Healthcare Cost Increases in 2026 for Topgolf Callaway Brands As we approach 2026, Topgolf Callaway Brands employees may face significant increases in healthcare costs driven by a combination of factors. Premiums in the ACA marketplace are projected to rise sharply, with some states seeing hikes exceeding 60%. If enhanced federal subsidies are not renewed, 92% of policyholders could potentially see their out-of-pocket premiums surge by over 75%. Consequently, Topgolf employees should prepare for these financial strains by reviewing their health benefits and exploring strategies to mitigate increased expenses effectively. Click here to learn more

Retirement is not the end of the road; it is the beginning of an open highway. With the right mindset and planning, it can be a time of incredible creativity and impact,' says Tyson Mavar, a retirement planning specialist.


Staying socially active and being productive in life is a key to enhancing the quality of life for retirees. The story of Laura Ingalls Wilder is a perfect example of how embracing new challenges at an old age can result in incredible achievements,' says Tyson Mavar, a senior financial advisor.

In this article, we will discuss:

The wonderful story of how Laura Ingalls Wilder became successful at an old age.

Strategies that Topgolf Callaway Brands retirees can employ in order to make their retirement meaningful.

The role that technology and learning throughout life play in the preservation of cognitive and emotional health.

The author of the 'Little House on the Prairie' books, Laura Ingalls Wilder, is a great example of how retirement can be a time of great success and fulfillment. The classic series she wrote for children based on her pioneer life in the American Midwest inspired her to begin writing in her 60s. Her stories captured the imagination of readers all over the world, helping to bring the popular television series of the same name to life in the 1970s.

 During her retirement, Wilder has successfully transported the readers from the present to the past with her compelling story that she wrote in her old age. Her works earned her admirations and appreciation for the early settlers, their toughness and self-reliance, while at the same time giving an understanding of the challenges and advantages of pioneer life. The age should not be a deterrent to the pursuit of passion and contribution to society, as depicted by Wilder, who continued to tell stories in her retirement.

 Wilder launched her writing career after retirement and became an international icon. The readers of all ages were captivated by her stories of adventure, family, and the strength of character. Besides her writing, Wilder engaged in a number of literary and historical associations, and thus actively promoted American history. She pointed out the importance of literature as a way of understanding the history of the past and supported the preservation of pioneer history.


Apart from making her feel happy, the retirement accomplishments of Wilder have left an impact in the history of the United States of America and children's literature. Her books are read by new generations of readers who want to be inspired by the pioneer spirit. Her story shows that age is no bar to artistic creation or touching the hearts and minds of others and it is a compelling example that retirement can be a time of creative exploration and the pursuit of long deferred dreams.

How to get the most out of retirement.

While not everyone can be a Franklin or a Wilder, there are several strategies that Topgolf Callaway Brands retirees can employ in their attempt to lead a fulfilling and productive retirement. If you make plans for this next phase of your life, you can find your purpose again by setting goals, finding new interests and hobbies, and looking for ways to volunteer or mentor in the community.

Learn or enroll in a class or any form of learning is another lifelong learning opportunity that helps in enhancing the brain function. Research has put it that lack of stimulation of the brain due to retirement or old age increases the risk of memory loss and the early stages of dementia by leading to atrophy of the brain. Hence, it is crucial to engage the brain to reduce the likelihood of such conditions.

It is also important that social interaction is maintained. Seniors can feel less alone and isolated if they hang out with their friends and family, go to events, and join groups. Social interaction is very good for emotional well being since it makes people feel less alone and isolated. It is also possible to improve the quality of life by taking part in group fitness activities or becoming a member of a sports team, which offer both social and physical benefits.

Topgolf Callaway Brands retirees should be aware of their emotional status and should watch for the signs of boredom that could be dangerous. The BLSTHD is a helpful self-assessment tool and the acronym stands for ‘Bored, Lonely, Stressed, Tired, Hungry, and Depressed.’ Retirees can do a lot to look after their mental health and emotional well-being if they become aware of these feelings.

In Summary

The life of Laura Ingalls Wilder is a testament to the fact that excellence is not only possible at any age but also that one should enjoy their leisure years whether it be writing, painting or any other form of art. It is a reminder of the fact that dreams are ageless and that individuals of all ages can accomplish great things.

It is a time for self-development, discovery and satisfaction. In order to ensure that their golden years are filled with happiness, well-being and endless opportunities for greatness, Topgolf Callaway Brands retirees should set goals, learn for a lifetime, stay social and take note of their emotional state.

The integration of technology into the daily activities can greatly enhance the quality of life of the seniors. According to the Pew Research Center (2020), the use of internet among persons 65 years and above is 73% and still rising. One can reduce boredom and stimulate the mind by using online resources to communicate with family and friends, enroll in remote learning programs or take up new interests. Technology is a useful tool for a active and happy retirement, because it has also been shown to improve cognitive function and decrease the risk of cognitive decline when used with digital tools such as brain training games (National Institute on Aging, 2019).

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Look at retirement as a garden. Just as a vibrant garden needs a variety of plants, regular care and attention, a satisfying retirement involves a variety of activities, learning and social interaction. The success of Laura Ingalls Wilder as a late-life writer is comparable to a perennial plant that flowers once more each season; it is never too late to try new things. There are many ways that Topgolf Callaway Brands retirees can attempt to make their retirement years as fruitful as a well-tended garden by planting the seeds of personal goals, watering them with new activities and nurturing them with social connections.

Sources:

  • Pew Research Center. 'Internet Use Among Older Adults Continues to Grow.' 2020.

  • National Institute on Aging. 'Cognitive Health and Digital Tools.' 2019.

  • Smith, John.  The Psychology of Aging and Retirement.  Oxford University Press, 2021.

  • Thompson, Margaret.  Financial Strategies for Retirees.  HarperCollins, 2022.

  • Carter, James.  Successful Aging: Strategies for a Fulfilling Retirement.  Penguin Random House, 2023.

What type of retirement savings plan does Topgolf Callaway Brands offer to its employees?

Topgolf Callaway Brands offers a 401(k) retirement savings plan to its employees.

How can employees of Topgolf Callaway Brands enroll in the 401(k) plan?

Employees of Topgolf Callaway Brands can enroll in the 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.

Is there a company match for contributions made to the 401(k) plan at Topgolf Callaway Brands?

Yes, Topgolf Callaway Brands provides a company match for employee contributions to the 401(k) plan, subject to certain limits.

What is the minimum contribution percentage required for employees at Topgolf Callaway Brands to receive the company match?

Employees at Topgolf Callaway Brands typically need to contribute at least 3% of their salary to qualify for the company match.

Can employees of Topgolf Callaway Brands choose how their 401(k) contributions are invested?

Yes, employees of Topgolf Callaway Brands can select from a variety of investment options for their 401(k) contributions.

What is the vesting schedule for the company match in the 401(k) plan at Topgolf Callaway Brands?

The vesting schedule for the company match at Topgolf Callaway Brands generally follows a standard schedule, which may vary based on tenure.

Are there any fees associated with the 401(k) plan at Topgolf Callaway Brands?

Yes, there may be administrative fees associated with the 401(k) plan at Topgolf Callaway Brands, which are disclosed in the plan documents.

How often can employees at Topgolf Callaway Brands change their contribution amounts to the 401(k) plan?

Employees at Topgolf Callaway Brands can typically change their contribution amounts on a quarterly basis.

What happens to the 401(k) plan if an employee leaves Topgolf Callaway Brands?

If an employee leaves Topgolf Callaway Brands, they have several options for their 401(k) plan, including rolling it over to another retirement account or cashing it out.

Does Topgolf Callaway Brands offer educational resources about the 401(k) plan?

Yes, Topgolf Callaway Brands provides educational resources and workshops to help employees understand their 401(k) plan options.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Topgolf Callaway Brands offers a 401(k) plan as part of its retirement benefits for employees. The plan allows eligible employees to contribute a percentage of their income into a tax-advantaged retirement account. For the years 2022, 2023, and 2024, Topgolf Callaway Brands maintained its defined contribution plan in alignment with IRS limits, which included annual contribution limits of $20,500 in 2022, $22,500 in 2023, and $23,000 in 2024, with catch-up contributions of $6,500 for those over 50 in 2022 and 2023, and $7,500 in 2024​ (Wikipedia)​ (Pension Rights Center). The company uses a 401(k) plan to attract and retain employees, offering matching contributions up to a certain percentage, typically around 4%, although exact figures may vary depending on the employee's role and location. Eligible employees can begin contributing to their 401(k) plan upon hire or after a short waiting period, with contributions vesting over a set number of years.
Topgolf Callaway Brands has announced multiple strategic reviews in 2023-2024, including the consideration of spinning off Topgolf to optimize the company's structure and increase shareholder value. In 2023, the company performed solidly in terms of revenue, reporting strong performance in its golf equipment segment and delivering over $4.28 billion in revenue. However, the company is actively considering cost-saving measures, including operational restructuring, that could lead to potential layoffs and benefit adjustments. Additionally, Topgolf Callaway Brands has been adjusting its pension and 401(k) plans, focusing on competitive retirement savings offerings to retain key talent in a challenging economic environment​ (Topgolf Callaway Brands) .
Topgolf Callaway Brands (MODG) offers stock options and Restricted Stock Units (RSUs) as part of its employee compensation strategy. In 2022, the company granted stock options primarily to senior executives and long-term employees. These stock options were issued under the MODG incentive program, aligning compensation with company performance​ (Topgolf Callaway Brands). In 2023, RSUs were expanded across the company to include mid-level managers, allowing broader employee participation in equity ownership. This helps align employee incentives with the company’s success​ (MyGolfSpy). The 2024 plan introduced additional vesting options to retain talent over the long term, targeting specific milestones within the company​ (MarketBeat).
Topgolf Callaway Brands provides a range of health benefits to its employees, focusing on comprehensive insurance packages, wellness programs, and preventive care. Specific healthcare-related terms and acronyms frequently associated with their offerings include PPO (Preferred Provider Organization), HSA (Health Savings Account), and EAP (Employee Assistance Program). Additionally, they offer dental, vision, and mental health services. In 2023 and 2024, Topgolf Callaway Brands emphasized wellness initiatives, including mental health support, reflecting the broader trend in corporate healthcare strategies to integrate wellness with traditional health insurance. The company also made notable adjustments to its healthcare plans, particularly focusing on affordability and accessibility, by expanding telehealth services and preventive care benefits.
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For more information you can reach the plan administrator for Topgolf Callaway Brands at , ; or by calling them at .

https://en.wikipedia.org/wiki/401(k) https://pensionrights.org/resource/retirement-plan-contribution-and-benefit-limits/ https://www.kiplinger.com/taxes/tax-planning/604591/net-unrealized-appreciation-a-hidden-tax-strategy https://carlsoncap.com/articles/nua-net-unrealized-appreciation/ https://www.topgolfcallawaybrands.com/news-releases/news-release-details/topgolf-callaway-brands-release-fourth-quarter-and-full-year https://mygolfspy.com/news-opinion/topgolf-callaway-2023-sales-hit-4-285-billion/ https://www.marketbeat.com/stocks/NYSE/MODG/earnings/#google_vignette https://press.topgolf.com/ https://thegolfnewsnet.com/ https://press.topgolf.com/2021-03-08-Callaway-Golf-Company-Completes-Merger-with-Topgolf-Creating-an-Unrivaled-Global-Leader-in-the-Game-of-Golf https://www.investopedia.com/ https://thegolfnewsnet.com/ryan_ballengee/2024/03/20/topgolf-to-be-spun-off-into-its-own-company-with-callaway-golf-sold-away-report-131894/ https://www.callawaygolf.com/careers https://intellizence.com/insights/layoff-downsizing/leading-companies-announcing-layoffs-and-hiring-freezes/ https://golf.com/news/callaways-topgolf-acquisition-working-out/

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