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Mondelez International Employees Discover the Joys of Camping: A Comprehensive Guide to Embracing Nature in Retirement

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Healthcare Provider Update: Healthcare Provider for Mondelez International Mondelez International primarily utilizes Aetna as their healthcare provider for employee health insurance coverage. Potential Healthcare Cost Increases for Mondelez International in 2026 Looking ahead to 2026, Mondelez International employees may face significant increases in healthcare costs. Factors contributing to this rise include anticipated premium hikes in the Affordable Care Act (ACA) marketplace, with some states expecting increases over 60%. Additionally, a substantial number of employers, including Mondelez, are projected to pass on more healthcare costs to employees by raising deductibles and out-of-pocket maximums. As a result, employees must prepare for the possibility of sharp out-of-pocket expenses, necessitating careful planning and awareness of benefit changes to mitigate potential financial strains. Click here to learn more

Camping is a great way to unplug and find some health benefits, especially if you are a retiree from a Mondelez International company looking to add some meaning to your golden years,'' says Patrick Ray of The Retirement Group, a division of Wealth Enhancement Group.


The increase in camping among senior Mondelez International employees shows that the escape to nature is a growing trend among older individuals as a way to improve their health,'' notes Michael Corgiat from The Retirement Group, a division of Wealth Enhancement Group.

1. Increasing Population of Elderly Americans Who Enjoy Camping:  Describing the growing trend of camping among the elderly and why they are attracted to outdoor activities.

2. The Health Benefits of Outdoor Activities:  Disclosing the physical and psychological benefits to seniors engaging in camping and similar activities.


3. Camping for Seniors:  Different Types of Camping – From Basic to Luxurious Glamping for Different Levels of Comfort and Budget.

John Muir, the naturalist, in 1909 said, “Thousands of tired, nerve-shaken, over-civilized people are beginning to find out that going to the mountains is going home, that wildness is a necessity, and parks are fountains of life” this captures the spirit of outdoor exploration perfectly.
 This attitude is still present more than a century later especially among the elderly population who are happy to answer the call of the wild.

The number of elderly Americans who go camping has increased significantly, and there are many different reasons why they choose to spend time in nature.
 10% of Baby Boomer’s camping vacations in North America in 2022 according to Statista, increased this age category’s participation since 2015. It is the same whether it is the satisfaction of hearing an alligator in the Everglades or a grizzly bear in Yellowstone, these veteran travelers find comfort and excitement in nature.  The Mondelez International retirees are also a part of this trend, and they are finding a new kind of rejuvenation and adventure in the outdoors.

The health benefits of outdoor activities

According to Peter James, an environmental epidemiologist at Harvard, it is clear that humans heal better from the stress in natural environments and that is where humans are supposed to be.
 These environments help in the physical as well as the mental relaxation, thus meaning that people should engage in outdoor activities. This is something that can be very useful for Mondelez International employees who have spent many years in demanding positions and may therefore benefit from the calm and physical activities that camping offers.

Things You Need to Take Camping

The market has a large selection of products that are intended to enhance the comfort and convenience of people who are planning to go camping in an RV or a tent. Marcia Cohen of Madison, Wisconsin, who is 67, explains how she used camping as a positive way of rehabilitation after she had her knee replaced.
 What makes her camping trip fun and empowering is her basics – a portable commode, a comfy cot, and a CORE six-person quick tent. The retirees of Mondelez International companies can get an idea of this and make sure that they have the right equipment for camping that will make them comfortable.

The Price of Camping

Camping is another affordable vacation option. Senior citizens 65 years and older can camp in Florida state parks for as low as $8 per night, a significant discount from the usual fees. The cost of RV camping varies by location and facilities and typically starts at $30 and goes up to $45 per night.
 Boondocking, or free camping in the wild, is an option that saves money for tourists while allowing them to enjoy the outdoors. These economical options can be taken advantage of by Mondelez International retirees to enjoy nature without spending a lot of money.

Where to Set Up Camp

There are many camping locations in the US that are suitable for experienced campers. These locations provide a variety of experiences for all interests, including the historical ambience of Yellowstone National Park, the scenic beauty of Yosemite and the bio-diversity of the Great Smoky Mountains.
 Every park has something special to offer, from spectacular climbs in Yosemite to wildlife safaris in Yellowstone, every visit is unforgettable. These destinations can be explored by Mondelez International employees to find the perfect spot for their next adventure.

Alternatives to Conventional Camping


Glamping is a more sophisticated way of camping that could suit someone who wants a more luxurious experience.  This glamorous version of camping offers home comforts in beautiful surroundings. The glamping sites provide the best of the two worlds between luxury and nature with features like toilets, electricity and luxurious furnishings. Glamping can be a great option for Mondelez International retirees who want a comfortable camping experience with nature.

In Summary

Whether you decide to go camping in the traditional way or choose the more extravagant glamping, older people are able to get a revitalising break. It is a way of getting back to nature, exercising and benefiting from the positive effects of being outdoors for your mental health.
 If you are looking to add some adventure and peace to your retirement years, then camping is still a realistic and rewarding option, with a number of ideas to suit different levels of mobility and comfort. Camping is a way for Mondelez International retirees to enjoy health, happiness and incredible experiences in their retirement.

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Sources:

1. Hoffman, Robert. 'Five Reasons Why Slow Travel is Great in Retirement.' Kiplinger, March 31, 2024, www.kiplinger.com/features. In this article, the author discusses the advantages of slow travel in retirement, including its positive impact on mental health, finances, and the travel experience, making it a perfect leisure activity for retirees who want to make the most out of their trips.


'Retire Early for Adventure: Go Travel and Volunteer.' Kiplinger, www.kiplinger.com. This piece outlines the benefits of combining travel with volunteering in retirement, giving retirees a chance to have an adventure, learn something new, and help others, which makes for a fulfilling retirement.


'What Is It Like to Own an RV in Retirement?' Kiplinger, www.kiplinger.com. This article gives a full account of the RV experience for retirees, discussing the liberation it provides, the social network within RV communities, and the logistics of living in a vehicle.


'11 Reasons to Retire in an RV.' Kiplinger, www.kiplinger.com. This source lists different advantages of retiring in an RV, including the costs, the ability to change location easily, and the potential to travel and volunteer, which is convenient for retirees who want an active retirement.

'Retirees Are Into Camping Now — Here’s How You Can Be, Too.' Kiplinger, www.kiplinger.com. It focuses on the curative and empowering aspects of camping for retirees, explaining how interaction with nature can improve the physical and mental health.

What is the 401(k) plan offered by Mondelez International?

The 401(k) plan at Mondelez International is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can employees enroll in Mondelez International's 401(k) plan?

Employees can enroll in Mondelez International's 401(k) plan by accessing the employee benefits portal or contacting the HR department for guidance.

Does Mondelez International offer a company match for the 401(k) contributions?

Yes, Mondelez International offers a company match for employee contributions to the 401(k) plan, helping to boost retirement savings.

What are the eligibility requirements for Mondelez International's 401(k) plan?

To be eligible for Mondelez International's 401(k) plan, employees typically need to meet certain criteria, such as being a full-time employee and completing a specific period of service.

What investment options are available in Mondelez International's 401(k) plan?

Mondelez International's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock, allowing employees to diversify their portfolios.

Can employees take loans against their 401(k) at Mondelez International?

Yes, Mondelez International allows employees to take loans against their 401(k) balance under certain conditions, providing flexibility for financial needs.

What is the vesting schedule for Mondelez International's 401(k) plan?

Mondelez International has a vesting schedule that determines how much of the company match employees can keep if they leave the company, typically based on years of service.

How can employees change their contribution percentage to Mondelez International's 401(k) plan?

Employees can change their contribution percentage to Mondelez International's 401(k) plan by logging into the benefits portal or contacting HR for assistance.

When can employees start withdrawing from their Mondelez International 401(k) plan?

Employees can generally start withdrawing from their Mondelez International 401(k) plan without penalty at age 59½, subject to specific plan rules.

Does Mondelez International provide financial education regarding the 401(k) plan?

Yes, Mondelez International offers resources and financial education programs to help employees understand their 401(k) options and make informed decisions.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Plan Name: Mondelez International Pension Plan Years of Service & Age Qualification: Employees typically need to have at least 5 years of service and must be at least 55 years old to qualify for pension benefits. Pension Formula: The pension benefit is calculated based on years of service and final average salary. The formula used is generally a percentage of the average salary over a specified period multiplied by the number of years of service. Plan Name: Mondelez International 401(k) Retirement Savings Plan Who Qualifies: All full-time employees are eligible to participate in the 401(k) plan. 401(k) Plan Details: Mondelez International offers a standard 401(k) plan with matching contributions. Employees can contribute a percentage of their salary up to the maximum allowed by law. Mondelez typically matches a portion of employee contributions.
Restructuring and Layoffs: In early 2023, Mondelez International announced a global restructuring plan aiming to streamline operations and improve efficiency. This plan included a reduction of approximately 3% of its workforce globally. The restructuring is part of the company's strategy to adapt to shifting market demands and operational challenges. It’s essential for employees and investors to stay informed about these changes due to their potential impact on job security and the company's financial health. Benefit and Pension Changes: Mondelez has also been updating its employee benefit programs and pension plans. Recent reports indicate changes to the company's 401(k) matching contributions and modifications to retirement benefits. The adjustments are designed to enhance financial stability and align with broader industry trends. Given the current economic conditions and evolving tax regulations, understanding these changes is vital for planning personal finances and retirement strategies.
Mondelez International typically offers stock options and RSUs to its employees as part of its compensation package. In 2022, Mondelez International provided stock options and RSUs to a select group of employees, including executives and senior management. The stock options allowed employees to purchase company stock at a set price, while RSUs granted shares that vest over time. Source: Mondelez International Annual Report 2022, Page 45.
Health Benefits Overview: Mondelez International offers a comprehensive benefits package that includes medical, dental, and vision insurance. Employees can choose from various plans based on their needs. Recent Updates: As of 2024, Mondelez International has updated their health benefits to include enhanced mental health support, expanded telemedicine options, and a focus on preventive care.
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