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Discovering Your Dream Retirement: Top 4 International Destinations for Crestwood Equity Partners Employees

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Healthcare Provider Update: Healthcare Provider for Crestwood Equity Partners: Crestwood Equity Partners primarily utilizes industry-standard options for employee health insurance, typically engaging with larger national providers that participate in the Affordable Care Act (ACA) marketplace. The specific healthcare provider might vary based on the plan options selected during annual open enrollment. Employees are encouraged to check with Crestwood's HR department for the precise provider details relevant to their benefits package. Potential Healthcare Cost Increases in 2026: As 2026 approaches, Crestwood Equity Partners employees face the prospect of significant healthcare cost increases. Premiums for ACA marketplace insurance are anticipated to rise sharply, with some states experiencing hikes exceeding 60%. This surge is largely driven by the potential expiration of enhanced federal subsidies, coupled with escalating medical costs and rate adjustments from major insurers. Consequently, a large portion of employees may see out-of-pocket expenses rise dramatically, significantly impacting their financial planning and access to necessary healthcare services. Click here to learn more

Crestwood Equity Partners employees planning to retire abroad should also take the time to find out how happy people are and how well they are treated in the healthcare systems of the countries they plan to retire in,' recommends Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement Group.


Wesley Boudreaux from The Retirement Group, a division of Wealth Enhancement Group, recommends that Crestwood Equity Partners retirees should look for better opportunities for health and happiness abroad than traditional retirement destinations, especially in Portugal and Spain, which have favorable taxes and climates.

In this article we will discuss:

1. Increase in the Number of U.S. Retirees Leaving the Country: Emphasizing the rising trend of American retirees leaving the country and concentrating on Europe.

2. The Best Countries to Live in Terms of Quality of Life: Why Spain, Portugal, and other countries are chosen for their climate, healthcare, and cost of living.

3. Financial Implications for Retirees: Explains the costs and benefits of retiring abroad in terms of taxes and other factors.

The trend of American retirees exploring the option of international retirement destinations is on the rise. The Social Security Administration reports that the number of U.S.
 retirees collecting benefits from abroad has jumped from 413,000 to 760,000 in the last three years, many of whom have chosen Europe as their destination.

The Crestwood Equity Partners retirees may find better healthcare, standard of living and safety in various parts of the world as identified by the recent study by Global Citizen Solutions.
 Among the best places for retirement, Spain and Portugal are the most popular.


The capital of Spain is the city that was ranked highest in the quality of life with a score of 100 based on factors such as wind speed, temperature, and health care.  Researcher Laura Madrid of Global Citizen Solutions argues that the public health sector in Spain and affordable private insurance services are key in enhancing the quality of life of its citizens. Moreover, Crestwood Equity Partners retirees who do not want to use their private vehicles as a means of transport during retirement find the Spanish transport system to be very efficient and relatively cheap.

The neighboring country, Portugal comes close behind with a nearly perfect score of 99.79. The climate and low costs of healthcare have attracted an increasing number of American retirees to the region. Both Spain and Portugal are generally cheaper than many European countries and the United States and have good tax exemptions for new exotic residents for the initial years of their stay.


Costa Rica is the third place, Uruguay and Mexico are the second and the first, respectively. That is why Mexico is better than Portugal in terms of the quality of life. In the economic category, Malaysia is the best as there is no tax on income earned outside the country.
 It should be noted that all the citizens of the United States living abroad must meet the tax reporting requirements to the United States.

The average New Zealand is hard to beat when it comes to retirement, especially with regard to social adaptation and the attitude towards immigrants.
 The main criteria that influence the choice of retirees when moving overseas are tax benefits, good healthcare, and affordable housing. This study establishes a pattern of older Americans who are looking for better financial situations, tax exemptions, and cultural experiences through retirement abroad.

For Crestwood Equity Partners retirees who are planning to retire abroad, Portugal is a country that deserves attention since this nation offers not only a high standard of living but also some tax benefits. As for International Living, Portugal is one of the best countries for expat retirees due to its beautiful scenery, friendly people, and excellent but affordable healthcare (International Living, 2024).


Retiring from Crestwood Equity Partners abroad can be a bit like finding a secret paradise after a long journey: walking into a country with sun, healthcare, low taxes, and so many new experiences. Just as travelers look for comfortable and interesting places to visit, seniors choose countries like Spain and Portugal for their decent public healthcare, affordable living, and special tax benefits.
 It is a chance to enjoy life’s good things in an environment which is designed for peace, relaxation, and community.

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Disclosure:

This information is not intended as recommendation. The opinions are subject to change at any time and no forecasts can be guaranteed.  Investment decisions should always be made based on investor's specific circumstances. Investing involves risk, including possible loss of principal.

Sources:

1. Social Security Administration.
SSA Payments Outside US | International Programs,' Social Security Administration, 2025, https://www.ssa.gov/international/payments_outsideUS.html

2. Rader, Jameson.
Social Security Abroad for U.S.
 Expats and Retirees [Guide].'' Savvy Nomad, 2024, https://blog.savvynomad.io/social-security-abroad-for-us-expats-and-retirees-guide

3. 'How to Retire Abroad as a US Citizen: The Complete Guide.' ExpatDen, 2024, https://www.expatden.com/us/how-to-retire-abroad-as-a-us-citizen-the-complete-guide.

4. Behrens, Frederic.
American Expat Social Security and Retiring Abroad.' Cerity Partners, 2024, https://www.ceritypartners.com/american-expat-social-security-and-retiring-abroad

5. 'Expat Retiring Abroad? Rules on Taxes, Social Security, and Benefits.' PlanWell Financial Planners, 2024, https://www.planwellfp.com/expat-retiring-abroad-rules-on-taxes-social-security-and-benefits.

What types of retirement savings plans does Crestwood Equity Partners offer its employees?

Crestwood Equity Partners offers a 401(k) retirement savings plan to help employees save for their future.

Does Crestwood Equity Partners match employee contributions to the 401(k) plan?

Yes, Crestwood Equity Partners provides a matching contribution to employee 401(k) accounts, subject to the plan's terms.

What is the eligibility requirement for employees to participate in Crestwood Equity Partners' 401(k) plan?

Employees of Crestwood Equity Partners are eligible to participate in the 401(k) plan after completing a specified period of service, typically outlined in the plan documents.

Can employees of Crestwood Equity Partners make pre-tax contributions to their 401(k) accounts?

Yes, employees can make pre-tax contributions to their 401(k) accounts at Crestwood Equity Partners, which can help reduce their taxable income.

Does Crestwood Equity Partners offer a Roth 401(k) option?

Yes, Crestwood Equity Partners offers a Roth 401(k) option, allowing employees to make after-tax contributions to their retirement savings.

How often can employees change their contribution rates to the 401(k) plan at Crestwood Equity Partners?

Employees at Crestwood Equity Partners can typically change their contribution rates on a quarterly basis, but specific details can be found in the plan documents.

What investment options are available in the Crestwood Equity Partners 401(k) plan?

The 401(k) plan at Crestwood Equity Partners offers a range of investment options, including mutual funds and other investment vehicles, allowing employees to tailor their portfolios.

How can employees at Crestwood Equity Partners access their 401(k) account information?

Employees can access their 401(k) account information through the plan's online portal or by contacting the plan administrator.

What happens to the 401(k) funds if an employee leaves Crestwood Equity Partners?

If an employee leaves Crestwood Equity Partners, they can choose to roll over their 401(k) funds to another retirement account, withdraw the funds, or leave them in the Crestwood Equity Partners plan if allowed.

Is there a loan option available for employees in the Crestwood Equity Partners 401(k) plan?

Yes, Crestwood Equity Partners may allow employees to take loans from their 401(k) accounts, subject to the plan's specific rules and limits.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Crestwood Equity Partners announced a restructuring plan that includes a reduction in workforce and changes to employee benefits, including pension contributions and 401(k) match adjustments. The company is also altering its healthcare benefits to manage rising costs.
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For more information you can reach the plan administrator for Crestwood Equity Partners at 811 Main St., Ste. 3400 Houston, TX 77002; or by calling them at 832-519-2200.

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