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Discovering Your Dream Retirement: Top 4 International Destinations for Deckers Outdoor Employees

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Healthcare Provider Update: Provides health insurance through Kaiser, Anthem Blue Cross, and HMSA, with options including PPO, HDHP with HSA, and EPO plans4. With ACA costs rising, Deckers flexible plan options and employer HSA contributions offer a strong alternative to marketplace plans. Click here to learn more

Deckers Outdoor employees planning to retire abroad should also take the time to find out how happy people are and how well they are treated in the healthcare systems of the countries they plan to retire in,' recommends Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement Group.


Wesley Boudreaux from The Retirement Group, a division of Wealth Enhancement Group, recommends that Deckers Outdoor retirees should look for better opportunities for health and happiness abroad than traditional retirement destinations, especially in Portugal and Spain, which have favorable taxes and climates.

In this article we will discuss:

1. Increase in the Number of U.S. Retirees Leaving the Country: Emphasizing the rising trend of American retirees leaving the country and concentrating on Europe.

2. The Best Countries to Live in Terms of Quality of Life: Why Spain, Portugal, and other countries are chosen for their climate, healthcare, and cost of living.

3. Financial Implications for Retirees: Explains the costs and benefits of retiring abroad in terms of taxes and other factors.

The trend of American retirees exploring the option of international retirement destinations is on the rise. The Social Security Administration reports that the number of U.S.
 retirees collecting benefits from abroad has jumped from 413,000 to 760,000 in the last three years, many of whom have chosen Europe as their destination.

The Deckers Outdoor retirees may find better healthcare, standard of living and safety in various parts of the world as identified by the recent study by Global Citizen Solutions.
 Among the best places for retirement, Spain and Portugal are the most popular.


The capital of Spain is the city that was ranked highest in the quality of life with a score of 100 based on factors such as wind speed, temperature, and health care.  Researcher Laura Madrid of Global Citizen Solutions argues that the public health sector in Spain and affordable private insurance services are key in enhancing the quality of life of its citizens. Moreover, Deckers Outdoor retirees who do not want to use their private vehicles as a means of transport during retirement find the Spanish transport system to be very efficient and relatively cheap.

The neighboring country, Portugal comes close behind with a nearly perfect score of 99.79. The climate and low costs of healthcare have attracted an increasing number of American retirees to the region. Both Spain and Portugal are generally cheaper than many European countries and the United States and have good tax exemptions for new exotic residents for the initial years of their stay.


Costa Rica is the third place, Uruguay and Mexico are the second and the first, respectively. That is why Mexico is better than Portugal in terms of the quality of life. In the economic category, Malaysia is the best as there is no tax on income earned outside the country.
 It should be noted that all the citizens of the United States living abroad must meet the tax reporting requirements to the United States.

The average New Zealand is hard to beat when it comes to retirement, especially with regard to social adaptation and the attitude towards immigrants.
 The main criteria that influence the choice of retirees when moving overseas are tax benefits, good healthcare, and affordable housing. This study establishes a pattern of older Americans who are looking for better financial situations, tax exemptions, and cultural experiences through retirement abroad.

For Deckers Outdoor retirees who are planning to retire abroad, Portugal is a country that deserves attention since this nation offers not only a high standard of living but also some tax benefits. As for International Living, Portugal is one of the best countries for expat retirees due to its beautiful scenery, friendly people, and excellent but affordable healthcare (International Living, 2024).


Retiring from Deckers Outdoor abroad can be a bit like finding a secret paradise after a long journey: walking into a country with sun, healthcare, low taxes, and so many new experiences. Just as travelers look for comfortable and interesting places to visit, seniors choose countries like Spain and Portugal for their decent public healthcare, affordable living, and special tax benefits.
 It is a chance to enjoy life’s good things in an environment which is designed for peace, relaxation, and community.

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Disclosure:

This information is not intended as recommendation. The opinions are subject to change at any time and no forecasts can be guaranteed.  Investment decisions should always be made based on investor's specific circumstances. Investing involves risk, including possible loss of principal.

Sources:

1. Social Security Administration.
SSA Payments Outside US | International Programs,' Social Security Administration, 2025, https://www.ssa.gov/international/payments_outsideUS.html

2. Rader, Jameson.
Social Security Abroad for U.S.
 Expats and Retirees [Guide].'' Savvy Nomad, 2024, https://blog.savvynomad.io/social-security-abroad-for-us-expats-and-retirees-guide

3. 'How to Retire Abroad as a US Citizen: The Complete Guide.' ExpatDen, 2024, https://www.expatden.com/us/how-to-retire-abroad-as-a-us-citizen-the-complete-guide.

4. Behrens, Frederic.
American Expat Social Security and Retiring Abroad.' Cerity Partners, 2024, https://www.ceritypartners.com/american-expat-social-security-and-retiring-abroad

5. 'Expat Retiring Abroad? Rules on Taxes, Social Security, and Benefits.' PlanWell Financial Planners, 2024, https://www.planwellfp.com/expat-retiring-abroad-rules-on-taxes-social-security-and-benefits.

What is the 401(k) plan offered by Deckers Outdoor?

The 401(k) plan at Deckers Outdoor is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.

How can employees of Deckers Outdoor enroll in the 401(k) plan?

Employees can enroll in the Deckers Outdoor 401(k) plan by completing the enrollment process through the company’s HR portal or by contacting the HR department for assistance.

Does Deckers Outdoor offer a company match for the 401(k) contributions?

Yes, Deckers Outdoor offers a company match for employee contributions to the 401(k) plan, which helps employees grow their retirement savings.

What is the vesting schedule for the company match in Deckers Outdoor's 401(k) plan?

The vesting schedule for the company match at Deckers Outdoor typically follows a standard timeline, which may vary. Employees should refer to the plan documents for specific details.

Can employees of Deckers Outdoor change their contribution percentage to the 401(k) plan?

Yes, employees can change their contribution percentage to the Deckers Outdoor 401(k) plan at any time, subject to the plan’s guidelines.

What investment options are available in the Deckers Outdoor 401(k) plan?

The Deckers Outdoor 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

When can employees of Deckers Outdoor start withdrawing from their 401(k) plan?

Employees can typically start withdrawing from their Deckers Outdoor 401(k) plan at age 59½, although there are specific rules and conditions that apply.

Are loans available against the 401(k) balance at Deckers Outdoor?

Yes, employees may be able to take loans against their 401(k) balance at Deckers Outdoor, subject to the plan’s terms and conditions.

What happens to the 401(k) plan if an employee leaves Deckers Outdoor?

If an employee leaves Deckers Outdoor, they have several options regarding their 401(k) plan, including rolling it over to another retirement account, cashing it out, or leaving it with Deckers Outdoor.

How does Deckers Outdoor communicate changes to the 401(k) plan?

Deckers Outdoor communicates changes to the 401(k) plan through official company emails, newsletters, and updates on the HR portal.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Deckers Outdoor Employee Pension Plan Name of Pension Plan: Deckers Outdoor Corporation Pension Plan Years of Service and Age Qualification: Employees generally need at least 5 years of service to qualify for benefits. Age qualifications typically align with standard retirement ages (e.g., 65 years old). Pension Formula: Deckers Outdoor’s pension formula typically involves a defined benefit based on years of service and average salary. The formula may be calculated as a percentage of the employee’s average salary over the highest earning years multiplied by the number of years of service.
Restructuring Layoffs: In 2024, Deckers Outdoor Corporation has continued its strategy to optimize its workforce, reflecting a broader trend in the industry towards efficiency and cost management. Despite reporting strong financial performance, including a record Q2 revenue of $1.092 billion, the company has made adjustments to its workforce to align with long-term goals. These layoffs, though not publicly detailed in terms of numbers, are part of a strategic approach to maintain competitiveness and shareholder value in an uncertain economic climate.
For Deckers Outdoor, the company offers both stock options and Restricted Stock Units (RSUs) as part of its employee compensation package. Stock options at Deckers Outdoor (NYSE: DECK) give employees the right to purchase company shares at a predetermined price after a specific vesting period. RSUs, on the other hand, provide employees with company shares upon the completion of vesting conditions without requiring an upfront purchase. In 2022, 2023, and 2024, Deckers Outdoor has continued to utilize these equity compensation tools to attract and retain top talent. The stock options typically vest over several years, often linked to the employee’s tenure or performance milestones. RSUs are granted and become actual shares after a defined period, usually subject to the company's stock price performance or individual achievements. Employees eligible for these benefits at Deckers Outdoor include senior executives, key management personnel, and other employees identified as critical to the company's success. These equity awards are designed to align employee incentives with the company's long-term financial performance, ensuring that key personnel are motivated to contribute to the company's growth.
Health Insurance: Deckers provides comprehensive health insurance options that cover a variety of healthcare needs. This includes medical, dental, and vision coverage. The company also offers Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) to help employees manage their healthcare expenses more effectively. Mental Health Support: Recognizing the importance of mental well-being, Deckers offers free memberships to Headspace for all employees, along with an Employee Assistance Program (EAP) that provides mental health support. Additionally, virtual fitness classes are available to promote physical and mental wellness.
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For more information you can reach the plan administrator for Deckers Outdoor at 250 Coromar Dr Goleta, CA 93117; or by calling them at (805) 967-7611.

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