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Discovering Your Dream Retirement: Top 4 International Destinations for Vista Outdoor Employees

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Vista Outdoor employees planning to retire abroad should also take the time to find out how happy people are and how well they are treated in the healthcare systems of the countries they plan to retire in,' recommends Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement Group.


Wesley Boudreaux from The Retirement Group, a division of Wealth Enhancement Group, recommends that Vista Outdoor retirees should look for better opportunities for health and happiness abroad than traditional retirement destinations, especially in Portugal and Spain, which have favorable taxes and climates.

In this article we will discuss:

1. Increase in the Number of U.S. Retirees Leaving the Country:  Emphasizing the rising trend of American retirees leaving the country and concentrating on Europe.

2. The Best Countries to Live in Terms of Quality of Life:  Why Spain, Portugal, and other countries are chosen for their climate, healthcare, and cost of living.

3. Financial Implications for Retirees:  Explains the costs and benefits of retiring abroad in terms of taxes and other factors.

The trend of American retirees exploring the option of international retirement destinations is on the rise. The Social Security Administration reports that the number of U.S.
 retirees collecting benefits from abroad has jumped from 413,000 to 760,000 in the last three years, many of whom have chosen Europe as their destination.


The Vista Outdoor retirees may find better healthcare, standard of living and safety in various parts of the world as identified by the recent study by Global Citizen Solutions.  Among the best places for retirement, Spain and Portugal are the most popular.

The capital of Spain is the city that was ranked highest in the quality of life with a score of 100 based on factors such as wind speed, temperature, and health care.
 Researcher Laura Madrid of Global Citizen Solutions argues that the public health sector in Spain and affordable private insurance services are key in enhancing the quality of life of its citizens. Moreover, Vista Outdoor retirees who do not want to use their private vehicles as a means of transport during retirement find the Spanish transport system to be very efficient and relatively cheap.

The neighboring country, Portugal comes close behind with a nearly perfect score of 99.79. The climate and low costs of healthcare have attracted an increasing number of American retirees to the region. Both Spain and Portugal are generally cheaper than many European countries and the United States and have good tax exemptions for new exotic residents for the initial years of their stay.


Costa Rica is the third place, Uruguay and Mexico are the second and the first, respectively. That is why Mexico is better than Portugal in terms of the quality of life. In the economic category, Malaysia is the best as there is no tax on income earned outside the country.
 It should be noted that all the citizens of the United States living abroad must meet the tax reporting requirements to the United States.

The average New Zealand is hard to beat when it comes to retirement, especially with regard to social adaptation and the attitude towards immigrants.
 The main criteria that influence the choice of retirees when moving overseas are tax benefits, good healthcare, and affordable housing. This study establishes a pattern of older Americans who are looking for better financial situations, tax exemptions, and cultural experiences through retirement abroad.

For Vista Outdoor retirees who are planning to retire abroad, Portugal is a country that deserves attention since this nation offers not only a high standard of living but also some tax benefits. As for International Living, Portugal is one of the best countries for expat retirees due to its beautiful scenery, friendly people, and excellent but affordable healthcare (International Living, 2024).

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Retiring from Vista Outdoor abroad can be a bit like finding a secret paradise after a long journey: walking into a country with sun, healthcare, low taxes, and so many new experiences. Just as travelers look for comfortable and interesting places to visit, seniors choose countries like Spain and Portugal for their decent public healthcare, affordable living, and special tax benefits.  It is a chance to enjoy life’s good things in an environment which is designed for peace, relaxation, and community.

Disclosure:

This information is not intended as recommendation. The opinions are subject to change at any time and no forecasts can be guaranteed.  Investment decisions should always be made based on investor's specific circumstances. Investing involves risk, including possible loss of principal.

Sources:

1. Social Security Administration.
SSA Payments Outside US | International Programs,' Social Security Administration, 2025, https://www.ssa.gov/international/payments_outsideUS.html

2. Rader, Jameson.
Social Security Abroad for U.S.
 Expats and Retirees [Guide].'' Savvy Nomad, 2024, https://blog.savvynomad.io/social-security-abroad-for-us-expats-and-retirees-guide

3. 'How to Retire Abroad as a US Citizen: The Complete Guide.' ExpatDen, 2024, https://www.expatden.com/us/how-to-retire-abroad-as-a-us-citizen-the-complete-guide.

4. Behrens, Frederic.
American Expat Social Security and Retiring Abroad.' Cerity Partners, 2024, https://www.ceritypartners.com/american-expat-social-security-and-retiring-abroad

5. 'Expat Retiring Abroad? Rules on Taxes, Social Security, and Benefits.' PlanWell Financial Planners, 2024, https://www.planwellfp.com/expat-retiring-abroad-rules-on-taxes-social-security-and-benefits.

What is the 401(k) plan offered by Vista Outdoor?

The 401(k) plan at Vista Outdoor is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.

How does Vista Outdoor match employee contributions to the 401(k) plan?

Vista Outdoor offers a matching contribution to the 401(k) plan, which means that for every dollar an employee contributes, the company will match a certain percentage, up to a specified limit.

When can employees at Vista Outdoor enroll in the 401(k) plan?

Employees at Vista Outdoor can enroll in the 401(k) plan during their initial onboarding period or during the annual open enrollment period.

What types of investment options are available in Vista Outdoor's 401(k) plan?

Vista Outdoor's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock, allowing employees to choose based on their risk tolerance.

Is there a vesting schedule for the employer match in Vista Outdoor's 401(k) plan?

Yes, Vista Outdoor has a vesting schedule for the employer match, which means employees must work for the company for a certain period before they fully own the matched contributions.

Can employees take loans against their 401(k) at Vista Outdoor?

Yes, Vista Outdoor allows employees to take loans against their 401(k) balance, subject to specific terms and conditions outlined in the plan.

What happens to my 401(k) if I leave Vista Outdoor?

If you leave Vista Outdoor, you have several options for your 401(k), including rolling it over into an IRA, transferring it to a new employer's plan, or cashing it out, keeping in mind the tax implications.

How often can employees change their contribution amounts to the Vista Outdoor 401(k) plan?

Employees at Vista Outdoor can change their contribution amounts at any time, subject to the plan's guidelines, typically during open enrollment or through specific requests.

Does Vista Outdoor provide financial education or resources for employees regarding the 401(k) plan?

Yes, Vista Outdoor offers financial education resources, including workshops and access to financial advisors, to help employees make informed decisions about their 401(k) plan.

Is there an automatic enrollment feature in Vista Outdoor's 401(k) plan?

Yes, Vista Outdoor may offer an automatic enrollment feature, where new employees are automatically enrolled in the 401(k) plan unless they choose to opt out.

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