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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Acadia Healthcare Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for Acadia Healthcare Acadia Healthcare Company, Inc. primarily operates through its own network of behavioral healthcare facilities and provides a variety of mental health services across the United States. Their services are designed to address needs ranging from addiction treatment to severe psychiatric disorders, making them a key player in the mental health sector. Potential Healthcare Cost Increases in 2026 In 2026, healthcare costs are poised for considerable increases, particularly within the Affordable Care Act (ACA) marketplace. Record premium hikes, averaging around 18% and climbing as high as 66.4% in states like New York, stem from escalating medical expenses and the possible expiration of enhanced federal subsidies. Without these crucial financial aids, nearly 92% of policyholders could see their out-of-pocket costs soar by over 75%, leaving millions struggling to afford essential healthcare services. As insurers grapple with substantial profit pressures, the financial landscape for consumers in the coming year appears particularly daunting. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Acadia Healthcare. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Acadia Healthcare employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Acadia Healthcare. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by Acadia Healthcare?

The 401(k) plan at Acadia Healthcare is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax or Roth after-tax basis.

Does Acadia Healthcare match employee contributions to the 401(k) plan?

Yes, Acadia Healthcare offers a matching contribution to employees who participate in the 401(k) plan, helping to boost their retirement savings.

How can employees enroll in the 401(k) plan at Acadia Healthcare?

Employees can enroll in the 401(k) plan at Acadia Healthcare through the company’s benefits portal or by contacting the HR department for assistance.

What are the eligibility requirements to participate in Acadia Healthcare's 401(k) plan?

Generally, all full-time employees at Acadia Healthcare are eligible to participate in the 401(k) plan after completing a specified period of service.

What types of investment options are available in Acadia Healthcare's 401(k) plan?

Acadia Healthcare's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Can employees take loans against their 401(k) plans at Acadia Healthcare?

Yes, Acadia Healthcare allows employees to take loans against their 401(k) savings, subject to certain terms and conditions.

What is the vesting schedule for Acadia Healthcare's 401(k) matching contributions?

Acadia Healthcare has a vesting schedule for matching contributions, which means employees must work for a certain number of years before they fully own the employer's contributions.

How often can employees change their contribution amounts to the 401(k) plan at Acadia Healthcare?

Employees at Acadia Healthcare can change their contribution amounts to the 401(k) plan on a regular basis, typically during open enrollment or at any time as permitted by the plan.

What happens to my 401(k) account if I leave Acadia Healthcare?

If you leave Acadia Healthcare, you have several options for your 401(k) account, including leaving it with the plan, rolling it over to another retirement account, or cashing it out.

Does Acadia Healthcare offer financial planning resources for employees regarding their 401(k)?

Yes, Acadia Healthcare provides access to financial planning resources and advisors to help employees make informed decisions about their 401(k) savings.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Acadia Healthcare is experiencing significant organizational changes, including layoffs and restructuring efforts. The company has faced challenges with maintaining its workforce and adapting to new leadership dynamics. These changes have led to employee dissatisfaction and concerns about the company's direction. There have been multiple rounds of layoffs, particularly affecting the operational and support staff. These layoffs are part of a broader effort to streamline operations and reduce costs amidst economic uncertainties and changing healthcare demands​ https://www.thelayoff.com/acadia-healthcare-co https://www.thelayoff.com/t/1rReeVrQ
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For more information you can reach the plan administrator for Acadia Healthcare at 6100 Tower Circle, Suite 1000 Franklin, TN 37067; or by calling them at (615) 861-6000.

*Please see disclaimer for more information

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