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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Advantage Solutions Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for Advantage Solutions: Advantage Solutions typically collaborates with various insurance providers and plans for their healthcare offerings, primarily through partnerships with large national insurers such as UnitedHealthcare and Anthem, among others. These partnerships allow Advantage Solutions to provide a diverse range of health plans and options for their employees and clients. Overview of Potential Healthcare Cost Increases in 2026: As the healthcare landscape evolves, significant hikes in Affordable Care Act (ACA) premiums are anticipated in 2026, with some states experiencing increases exceeding 60%. The driving forces behind these surging costs include escalating medical expenses, the potential loss of enhanced federal premium subsidies, and sizeable rate hikes requested by major insurers. Industry analysts suggest that without intervention to extend these subsidies, over 22 million marketplace enrollees could face out-of-pocket premium increases of more than 75%. This impending financial strain casts a shadow over the current healthcare market landscape, compelling consumers to adopt proactive strategies to mitigate the financial impact. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Advantage Solutions. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Advantage Solutions employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Advantage Solutions. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by Advantage Solutions?

The 401(k) plan at Advantage Solutions is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax or Roth after-tax basis.

How does Advantage Solutions match employee contributions to the 401(k) plan?

Advantage Solutions offers a matching contribution to the 401(k) plan, typically matching a percentage of employee contributions up to a certain limit.

Can employees at Advantage Solutions choose how to invest their 401(k) funds?

Yes, employees at Advantage Solutions can select from a variety of investment options within the 401(k) plan, including mutual funds and other investment vehicles.

What is the eligibility requirement for Advantage Solutions’ 401(k) plan?

Employees of Advantage Solutions are generally eligible to participate in the 401(k) plan after completing a specified period of service, typically within the first year of employment.

Is there a vesting schedule for the Advantage Solutions 401(k) match?

Yes, Advantage Solutions has a vesting schedule for the matching contributions, meaning employees must work for a certain period before they fully own the matched funds.

How can Advantage Solutions employees enroll in the 401(k) plan?

Employees can enroll in the Advantage Solutions 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.

What are the contribution limits for the Advantage Solutions 401(k) plan?

The contribution limits for the Advantage Solutions 401(k) plan are set by the IRS and may change annually; employees should refer to the latest IRS guidelines for the current limits.

Can Advantage Solutions employees take loans against their 401(k) accounts?

Yes, Advantage Solutions allows employees to take loans against their 401(k) accounts, subject to specific terms and conditions outlined in the plan.

What happens to my 401(k) if I leave Advantage Solutions?

If you leave Advantage Solutions, you have several options for your 401(k), including rolling it over to another retirement account, cashing it out, or leaving it with Advantage Solutions.

Does Advantage Solutions provide financial education regarding the 401(k) plan?

Yes, Advantage Solutions offers resources and workshops to help employees understand their 401(k) options and make informed investment decisions.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Advantage Solutions announced a major restructuring plan involving significant layoffs and office closures. The company cited the need to streamline operations and reduce costs amid ongoing economic uncertainties and shifting market demands.
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For more information you can reach the plan administrator for Advantage Solutions at 18100 Von Karman Avenue, Suite 1000 Irvine, CA 92612; or by calling them at (949) 797-2900.

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