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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why AECOM Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for AECOM AECOM employees are primarily covered through its benefit partnership with UnitedHealthcare. This relationship provides comprehensive health insurance options to the workforce, including various plan structures designed to meet diverse healthcare needs. Potential Healthcare Cost Increases in 2026 In 2026, AECOM employees may face substantial healthcare cost increases as many large companies, including AECOM, prepare to adjust their benefit structures in response to rising medical costs. The Affordable Care Act marketplace is projected to see premium hikes exceeding 60% in some states, primarily reflecting the loss of enhanced federal subsidies. This situation has the potential to significantly raise out-of-pocket expenses for employees as employers may shift more costs onto their workforce; over half are likely to increase deductibles or out-of-pocket limits. Employees need to strategically navigate their options and familiarize themselves with upcoming benefit changes to mitigate the impact of these financial pressures. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving AECOM. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for AECOM employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at AECOM. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by AECOM?

AECOM offers a 401(k) plan that allows employees to save for retirement by contributing a portion of their salary on a pre-tax or after-tax basis.

How does AECOM match employee contributions to the 401(k) plan?

AECOM provides a matching contribution to the 401(k) plan, which helps employees increase their retirement savings.

What are the eligibility requirements for AECOM’s 401(k) plan?

Employees of AECOM are generally eligible to participate in the 401(k) plan after completing a specific period of service, typically within the first year of employment.

Can I change my contribution percentage to AECOM's 401(k) plan?

Yes, employees can change their contribution percentage to AECOM's 401(k) plan at any time, subject to certain guidelines.

What investment options are available in AECOM's 401(k) plan?

AECOM's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

How can I access my AECOM 401(k) account information?

Employees can access their AECOM 401(k) account information through the plan's online portal or by contacting the plan administrator.

What happens to my AECOM 401(k) if I leave the company?

If you leave AECOM, you can choose to roll over your 401(k) balance to another retirement account, leave it in the AECOM plan, or withdraw the funds, subject to tax implications.

Is there a loan option available through AECOM's 401(k) plan?

Yes, AECOM allows employees to take loans against their 401(k) balance under certain conditions.

How often can I change my investment allocations in AECOM's 401(k) plan?

Employees can change their investment allocations in AECOM's 401(k) plan as often as they wish, typically without restrictions.

Does AECOM offer financial education resources for 401(k) participants?

Yes, AECOM provides financial education resources and workshops to help employees make informed decisions about their 401(k) savings.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
This news is crucial due to the economic environment as companies streamline operations to enhance efficiency and shareholder value. The restructuring can lead to more robust financial performance, vital for investors. Additionally, share buybacks indicate confidence in financial stability, which is significant in the current volatile market conditions​ (AECOM Investors)​​ (Los Angeles Business Journal)​.
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For more information you can reach the plan administrator for AECOM at 300 South Grand Avenue Los Angeles, CA 90071; or by calling them at (213) 593-8000.

*Please see disclaimer for more information

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