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The first few years of retirement are frequently a time of transitions for many, including those leaving AMN Healthcare Services. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.
This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for AMN Healthcare Services employees looking to maximize their life-changing retirement years.
Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.
In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at AMN Healthcare Services. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.
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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.
What type of retirement savings plan does AMN Healthcare Services offer to its employees?
AMN Healthcare Services offers a 401(k) retirement savings plan to help employees save for their future.
Is there an employer match for contributions made to the 401(k) at AMN Healthcare Services?
Yes, AMN Healthcare Services provides an employer match on employee contributions to the 401(k) plan, subject to certain limits.
How can employees enroll in the 401(k) plan at AMN Healthcare Services?
Employees can enroll in the 401(k) plan through the AMN Healthcare Services benefits portal or by contacting the HR department for assistance.
What are the contribution limits for the 401(k) plan at AMN Healthcare Services?
The contribution limits for the 401(k) plan at AMN Healthcare Services are set according to IRS guidelines, which may change annually.
Can employees take loans against their 401(k) balance at AMN Healthcare Services?
Yes, AMN Healthcare Services allows employees to take loans against their 401(k) balance, subject to the plan’s specific terms and conditions.
What investment options are available in the AMN Healthcare Services 401(k) plan?
The AMN Healthcare Services 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance.
How often can employees change their contribution amounts to the 401(k) at AMN Healthcare Services?
Employees at AMN Healthcare Services can change their contribution amounts to the 401(k) plan on a quarterly basis or as specified in the plan guidelines.
What happens to my 401(k) if I leave AMN Healthcare Services?
If you leave AMN Healthcare Services, you can choose to roll over your 401(k) balance to another qualified retirement plan or withdraw the funds, subject to tax implications.
Does AMN Healthcare Services offer a Roth 401(k) option?
Yes, AMN Healthcare Services offers a Roth 401(k) option, allowing employees to make after-tax contributions and potentially enjoy tax-free withdrawals in retirement.
Are there any fees associated with the AMN Healthcare Services 401(k) plan?
Yes, there may be administrative fees associated with the AMN Healthcare Services 401(k) plan, which are disclosed in the plan documents.