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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Arrow Electronics Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for Arrow Electronics Arrow Electronics typically provides its employees with healthcare benefits through partnerships with major health insurance companies. While the specific insurer may vary based on geographic and market conditions, national providers such as UnitedHealthcare and Anthem are commonly associated with large employers like Arrow. Potential Healthcare Cost Increases in 2026 As healthcare costs continue to rise, Arrow Electronics employees should brace themselves for significant healthcare expense increases in 2026. Nationally, health insurance premiums in the Affordable Care Act marketplace are anticipated to climb sharply, with some states experiencing hikes of over 60%. Factors contributing to this surge include the expiration of enhanced federal premium subsidies, rising medical costs, and aggressive rate increases by major insurers. As a result, employees may face a higher share of healthcare costs, making it crucial to review and strategize plan selections in advance to mitigate potential financial impacts. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Arrow Electronics. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Arrow Electronics employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Arrow Electronics. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by Arrow Electronics?

The 401(k) plan at Arrow Electronics is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can I enroll in the Arrow Electronics 401(k) plan?

Employees can enroll in the Arrow Electronics 401(k) plan by accessing the benefits portal during the enrollment period or by contacting the HR department for assistance.

Does Arrow Electronics match contributions to the 401(k) plan?

Yes, Arrow Electronics offers a matching contribution to the 401(k) plan, which helps employees boost their retirement savings.

What is the maximum contribution limit for the Arrow Electronics 401(k) plan?

The maximum contribution limit for the Arrow Electronics 401(k) plan is determined by the IRS guidelines, which may change annually. Employees should check the current limits for the specific year.

Can I change my contribution rate to the Arrow Electronics 401(k) plan?

Yes, employees can change their contribution rate to the Arrow Electronics 401(k) plan at any time through the benefits portal or by contacting HR.

What investment options are available in the Arrow Electronics 401(k) plan?

The Arrow Electronics 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance and retirement goals.

When can I access my funds from the Arrow Electronics 401(k) plan?

Employees can access their funds from the Arrow Electronics 401(k) plan upon reaching the age of 59½, or in cases of hardship, termination of employment, or other qualifying events.

How does Arrow Electronics educate employees about the 401(k) plan?

Arrow Electronics provides resources such as informational sessions, webinars, and access to financial advisors to educate employees about the 401(k) plan and investment strategies.

Is there a vesting schedule for the Arrow Electronics 401(k) matching contributions?

Yes, Arrow Electronics has a vesting schedule for matching contributions, which means employees must work for a certain number of years to fully own the matched funds.

Can I take a loan against my Arrow Electronics 401(k) plan?

Yes, employees may be able to take a loan against their Arrow Electronics 401(k) plan, subject to specific terms and conditions outlined in the plan documents.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Arrow Electronics is undergoing significant restructuring, which includes workforce reductions and adjustments to their benefits program. They are streamlining operations to improve efficiency amid a challenging economic landscape. This restructuring impacts employee pensions and 401(k) plans.
Arrow Electronics provides RSUs and stock options as part of their compensation packages.
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For more information you can reach the plan administrator for Arrow Electronics at 9201 E Dry Creek Rd Centennial, CO 80112; or by calling them at +1 303-824-4000.

*Please see disclaimer for more information

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