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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Beacon Roofing Supply Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Beacon Roofing Supply provides health insurance benefits to its employees through wellness-focused programs. The companys MotivateMe Wellness Program includes annual health assessments, health coaching, and online health management tools. Employees who participate may receive reduced insurance rates. Beacon emphasizes safety and well-being through workplace training and health resources 5. Healthcare costs in the United States are projected to continue rising through 2026, with insurers proposing significant premium increases for Affordable Care Act (ACA) plans. A recent analysis found that ACA insurers are seeking a median premium increase of 15% for 2026, marking the largest hike since 2018. This surge is attributed to factors such as the anticipated expiration of enhanced premium tax credits, rising medical costsincluding expensive medications and increased hospital staysand a shift in the risk pool towards higher-cost enrollees. Without the renewal of enhanced subsidies, out-of-pocket premiums for ACA marketplace enrollees could increase by more than 75% on average. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Beacon Roofing Supply. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Beacon Roofing Supply employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Beacon Roofing Supply. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What type of retirement savings plan does Beacon Roofing Supply offer to its employees?

Beacon Roofing Supply offers a 401(k) retirement savings plan to help employees save for their future.

Does Beacon Roofing Supply match employee contributions to the 401(k) plan?

Yes, Beacon Roofing Supply provides a matching contribution to employee 401(k) contributions, subject to specific terms and conditions.

How can employees at Beacon Roofing Supply enroll in the 401(k) plan?

Employees can enroll in the 401(k) plan by completing the enrollment process through the company’s designated benefits portal.

What is the eligibility requirement for employees to participate in Beacon Roofing Supply's 401(k) plan?

Employees must meet specific eligibility criteria, such as age and length of service, to participate in the 401(k) plan at Beacon Roofing Supply.

What investment options are available in the Beacon Roofing Supply 401(k) plan?

The 401(k) plan at Beacon Roofing Supply offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Can employees at Beacon Roofing Supply take loans against their 401(k) savings?

Yes, employees may have the option to take loans against their 401(k) savings at Beacon Roofing Supply, subject to the plan's rules.

How often can employees at Beacon Roofing Supply change their 401(k) contribution percentage?

Employees can typically change their 401(k) contribution percentage at any time, following the guidelines set by Beacon Roofing Supply.

What happens to an employee's 401(k) account if they leave Beacon Roofing Supply?

If an employee leaves Beacon Roofing Supply, they can choose to roll over their 401(k) balance to another retirement account or leave it in the plan, depending on the plan's provisions.

Is there a vesting schedule for the employer match in Beacon Roofing Supply's 401(k) plan?

Yes, Beacon Roofing Supply has a vesting schedule for employer matching contributions, which means employees must work for a certain period to fully own those contributions.

How can employees at Beacon Roofing Supply access their 401(k) account information?

Employees can access their 401(k) account information through the online benefits portal provided by Beacon Roofing Supply.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Beacon Roofing Supply announced a restructuring plan in 2024, involving significant layoffs across various departments. The company is also revising its benefits and pension plans to align with its cost-reduction strategies.
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For more information you can reach the plan administrator for Beacon Roofing Supply at 505 Huntmar Park Dr Herndon, VA 20170; or by calling them at +1 571-323-3939.

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