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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Boston Properties Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for Boston Properties Boston Properties, a prominent real estate investment trust, typically offers its employees a range of health insurance options through various providers. Among the main insurers likely to serve its workforce are UnitedHealthcare, Anthem, and Aetna, which already operate substantial networks in the regions where Boston Properties is active. Potential Healthcare Cost Increases in 2026 In 2026, Boston Properties employees can expect significant increases in healthcare costs, primarily driven by anticipated hikes in Affordable Care Act (ACA) marketplace premiums. With some states reporting increases of over 60%, the loss of enhanced federal premium subsidies is expected to adversely affect the majority of marketplace enrollees. This may result in out-of-pocket premium costs rising by as much as 75% for many individuals. Employees of Boston Properties should proactively assess their health insurance options and prepare for these potentially steep costs as they plan for their upcoming healthcare needs. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Boston Properties. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Boston Properties employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Boston Properties. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What type of retirement savings plan does Boston Properties offer to its employees?

Boston Properties offers a 401(k) retirement savings plan to its employees.

Does Boston Properties match employee contributions to the 401(k) plan?

Yes, Boston Properties provides a matching contribution to employee contributions made to the 401(k) plan, subject to certain limits.

What is the eligibility requirement for Boston Properties employees to participate in the 401(k) plan?

Employees of Boston Properties are generally eligible to participate in the 401(k) plan after completing a specified period of service.

Can Boston Properties employees choose how their 401(k) contributions are invested?

Yes, employees at Boston Properties can choose from a variety of investment options for their 401(k) contributions.

Is there a vesting schedule for the employer match in the Boston Properties 401(k) plan?

Yes, Boston Properties has a vesting schedule for employer matching contributions, which outlines how long employees must work to fully own those contributions.

What are the contribution limits for the Boston Properties 401(k) plan?

The contribution limits for the Boston Properties 401(k) plan align with the IRS limits, which may change annually.

Can Boston Properties employees take loans against their 401(k) savings?

Yes, Boston Properties allows employees to take loans against their 401(k) savings, subject to the plan’s terms and conditions.

How can Boston Properties employees access their 401(k) account information?

Employees can access their 401(k) account information through the designated online portal provided by Boston Properties’ plan administrator.

Does Boston Properties offer a Roth 401(k) option?

Yes, Boston Properties offers a Roth 401(k) option, allowing employees to make after-tax contributions.

What happens to a Boston Properties employee's 401(k) account if they leave the company?

If a Boston Properties employee leaves the company, they can choose to roll over their 401(k) account to another retirement account or leave it with Boston Properties, subject to the plan's rules.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Layoffs and Restructuring: Boston Properties announced a significant restructuring plan, resulting in the layoff of approximately 10% of its workforce. The company is focusing on reducing operational costs and improving efficiency in response to current market conditions.
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For more information you can reach the plan administrator for Boston Properties at 800 Boylston St Boston, MA 2199; or by calling them at +1 617-236-3300.

*Please see disclaimer for more information

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