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Why Change Healthcare Employees Can Thrive in Retirement Without a Bucket List

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The first few years of retirement are frequently a time of transitions for many, including those leaving Change Healthcare. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Change Healthcare employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Change Healthcare. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What type of retirement savings plan does Change Healthcare offer?

Change Healthcare offers a 401(k) retirement savings plan to help employees save for their future.

How can I enroll in the 401(k) plan at Change Healthcare?

Employees can enroll in Change Healthcare's 401(k) plan by accessing the benefits portal and following the enrollment instructions provided.

Does Change Healthcare provide a company match for the 401(k) contributions?

Yes, Change Healthcare offers a company match for employee contributions to the 401(k) plan, subject to specific terms and conditions.

What is the eligibility requirement to participate in Change Healthcare's 401(k) plan?

Employees are typically eligible to participate in Change Healthcare's 401(k) plan after completing a certain period of service, as outlined in the plan documents.

Can I change my contribution percentage to the Change Healthcare 401(k) plan?

Yes, employees can change their contribution percentage to the Change Healthcare 401(k) plan at any time through the benefits portal.

What investment options are available in Change Healthcare's 401(k) plan?

Change Healthcare's 401(k) plan offers a variety of investment options, including mutual funds and target-date funds, allowing employees to choose based on their risk tolerance.

Is there a vesting schedule for the company match in Change Healthcare's 401(k) plan?

Yes, Change Healthcare has a vesting schedule for the company match, which means employees must work for a certain period to fully own the matched contributions.

How often can I make changes to my investment allocations in Change Healthcare's 401(k) plan?

Employees can make changes to their investment allocations in Change Healthcare's 401(k) plan on a regular basis, typically quarterly or as specified in the plan documents.

What happens to my Change Healthcare 401(k) if I leave the company?

If you leave Change Healthcare, you have several options for your 401(k), including rolling it over to another retirement account, cashing it out, or leaving it in the plan if eligible.

Does Change Healthcare offer financial planning resources for employees regarding the 401(k) plan?

Yes, Change Healthcare provides access to financial planning resources and tools to help employees make informed decisions about their 401(k) savings.

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For more information you can reach the plan administrator for Change Healthcare at 5995 Windward Parkway, Suite 100 Alpharetta, GA 30005; or by calling them at 1-770-282-1000.

*Please see disclaimer for more information

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