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Why Edison International Employees Can Thrive in Retirement Without a Bucket List

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The first few years of retirement are frequently a time of transitions for many, including those leaving Edison International. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Edison International employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Edison International. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by Edison International?

The 401(k) plan offered by Edison International is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can I enroll in the Edison International 401(k) plan?

Employees can enroll in the Edison International 401(k) plan through the company's HR portal or by contacting the benefits department for assistance.

Does Edison International offer a company match for the 401(k) contributions?

Yes, Edison International offers a company match on employee contributions to the 401(k) plan, which helps employees save more for retirement.

What is the maximum contribution limit for the Edison International 401(k) plan?

The maximum contribution limit for the Edison International 401(k) plan is set by the IRS and may change annually. Employees should check the latest IRS guidelines for the current limit.

Can I change my contribution percentage to the Edison International 401(k) plan?

Yes, employees can change their contribution percentage to the Edison International 401(k) plan at any time, typically through the HR portal.

What investment options are available in the Edison International 401(k) plan?

The Edison International 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock, allowing employees to choose based on their risk tolerance.

When can I access my funds from the Edison International 401(k) plan?

Employees can access their funds from the Edison International 401(k) plan upon reaching retirement age, or under certain circumstances such as financial hardship or termination of employment.

Are there any fees associated with the Edison International 401(k) plan?

Yes, there may be administrative fees associated with the Edison International 401(k) plan, which are disclosed in the plan documents provided to employees.

How does Edison International ensure the security of my 401(k) investments?

Edison International takes the security of 401(k) investments seriously by using reputable financial institutions and providing regular statements and updates to employees.

Can I take a loan against my 401(k) from Edison International?

Yes, employees may have the option to take a loan against their 401(k) balance with Edison International, subject to the plan's terms and conditions.

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For more information you can reach the plan administrator for Edison International at 2244 Walnut Grove Ave Rosemead, CA 91770; or by calling them at (626) 302-1212.

*Please see disclaimer for more information

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