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Why Global Employees Can Thrive in Retirement Without a Bucket List

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The first few years of retirement are frequently a time of transitions for many, including those leaving Global. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Global employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Global. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What type of retirement plan does Global offer to its employees?

Global offers a 401(k) retirement savings plan to help employees save for their future.

How can employees at Global enroll in the 401(k) plan?

Employees at Global can enroll in the 401(k) plan by completing the enrollment form available on the employee portal.

Does Global provide matching contributions to the 401(k) plan?

Yes, Global offers a matching contribution up to a certain percentage of the employee's salary.

What is the vesting schedule for Global's 401(k) matching contributions?

The vesting schedule for Global's matching contributions is typically a graded schedule over three years.

Can employees at Global change their contribution percentage to the 401(k) plan?

Yes, employees at Global can change their contribution percentage at any time through the employee portal.

What investment options are available in Global's 401(k) plan?

Global's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and stable value funds.

Are there any fees associated with Global's 401(k) plan?

Yes, there may be administrative fees associated with Global's 401(k) plan, which are disclosed in the plan documents.

How often can employees at Global make changes to their investment allocations?

Employees at Global can make changes to their investment allocations on a quarterly basis or as specified in the plan guidelines.

What happens to an employee's 401(k) plan when they leave Global?

When an employee leaves Global, they have several options for their 401(k), including rolling it over to an IRA or a new employer's plan.

Does Global allow for loans against the 401(k) savings plan?

Yes, Global allows employees to take loans against their 401(k) savings plan under certain conditions.

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