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Why Kelly Services Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Kelly Services offers ACA-compliant health coverage to eligible employees, along with optional plans for dental, vision, life, disability, and critical illness. Benefits include telemedicine, wellness support, legal counseling, and student loan assistance. Employees also have access to retirement plans and corporate discounts. Coverage is customizable for employees, spouses, and dependents 5. Kelly Services With ACA insurers requesting premium hikes of up to 66% in some states, Kellys flexible benefit options and ACA-compliant plans help employees maintain affordable coverage and avoid costly marketplace alternatives. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Kelly Services. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Kelly Services employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Kelly Services. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What type of retirement plan does Kelly Services offer to its employees?

Kelly Services offers a 401(k) retirement savings plan to help employees save for their future.

How can I enroll in the Kelly Services 401(k) plan?

Employees can enroll in the Kelly Services 401(k) plan by visiting the company’s benefits portal or contacting the HR department for assistance.

Does Kelly Services match contributions to the 401(k) plan?

Yes, Kelly Services provides a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

What is the eligibility requirement to participate in the Kelly Services 401(k) plan?

Employees of Kelly Services are typically eligible to participate in the 401(k) plan after completing a specified period of service, as outlined in the plan documents.

What investment options are available in the Kelly Services 401(k) plan?

The Kelly Services 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Can I take a loan against my 401(k) plan with Kelly Services?

Yes, Kelly Services allows employees to take loans against their 401(k) balances, subject to the plan’s terms and conditions.

What is the vesting schedule for the Kelly Services 401(k) matching contributions?

The vesting schedule for Kelly Services 401(k) matching contributions varies, so employees should refer to the plan documents for specific details.

How often can I change my contribution amount to the Kelly Services 401(k) plan?

Employees can change their contribution amount to the Kelly Services 401(k) plan at any time, typically through the benefits portal.

What happens to my 401(k) plan if I leave Kelly Services?

If you leave Kelly Services, you can choose to roll over your 401(k) balance to another retirement account, withdraw the funds, or leave the balance in the Kelly Services plan if allowed.

Does Kelly Services offer financial education resources for 401(k) participants?

Yes, Kelly Services provides financial education resources and tools to help employees make informed decisions about their 401(k) savings.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Pension Plan Information: Plan Name: Identify the specific pension plan name. Years of Service and Age Qualification: Determine the required years of service and age qualifications. Pension Formula: Review how the pension amount is calculated. Plan Name: Provide the name of the pension plan. 401(k) Plan Information: Plan Name: Identify the 401(k) plan name. Qualification: Determine who qualifies for the 401(k) plan. Plan Name: Provide the name of the 401(k) plan.
Restructuring and Layoffs: In early 2023, Kelly Services announced a significant restructuring plan aimed at reducing operational costs. This involved a reduction in workforce and streamlining of business units. The company cited the need to adapt to evolving market conditions and shifting client needs as key reasons behind the layoffs. The impact was felt across various departments, reflecting broader trends in the staffing industry. Benefit Changes: In 2024, Kelly Services revised its employee benefits package to better align with industry standards and cost management strategies. Changes included modifications to health insurance plans and retirement contributions. The company emphasized the need to remain competitive while managing operational expenses. Pension and 401k Changes: Kelly Services made adjustments to its 401k plan in mid-2023, including changes to company matching contributions and investment options. These modifications were part of a broader effort to optimize financial sustainability and employee engagement with their retirement plans. The company also reviewed its pension plans, making tweaks to ensure long-term viability while addressing regulatory and market changes.
Kelly Services offers stock options and RSUs to eligible employees as part of their compensation package. The stock options typically grant employees the right to purchase company stock at a predetermined price. RSUs are company shares given to employees with specific vesting schedules.
Kelly Services Careers: Kelly Services offers a range of health benefits for their employees. This typically includes medical, dental, and vision insurance plans, with options for both individual and family coverage. Health and Wellness Programs: The company provides access to wellness programs and resources, including telemedicine services and mental health support.
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For more information you can reach the plan administrator for Kelly Services at , ; or by calling them at .

https://www.thelayoff.com/ https://www.milliman.com/en/insight/2023-lump-sums-defined-benefit-plans-much-lower-as-interest-rates-rise https://pinnacle-plan.com/retirement-plan-third-party-administrator-san-antonio/ https://www.futureplan.com/resources/news-articles/defined-benefit-cash-balance-plan-key-priorities/ https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/cash-balance-pension-plans

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