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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Las Vegas Sands Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for Las Vegas Sands Las Vegas Sands offers its employees healthcare benefits that mainly involve coverage through a network of managed care plans, including offerings from major national insurers like UnitedHealthcare and Anthem BlueCross BlueShield. Employees typically have access to various plan options, allowing them to choose a coverage level that best meets their healthcare needs. Potential Healthcare Cost Increases in 2026 As 2026 approaches, Las Vegas Sands employees are likely to face significant increases in healthcare costs. Premiums in the ACA marketplace are projected to rise sharply, potentially by over 60% in some states, driven by escalating medical care costs and the anticipated expiration of enhanced federal subsidies. This situation may lead to employers like Las Vegas Sands shifting more healthcare expenses onto employees, with many firms indicating plans to increase deductibles and out-of-pocket maximums. Consequently, employees must prepare for a potentially hefty financial impact when selecting their health plans for the upcoming year. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Las Vegas Sands. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Las Vegas Sands employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Las Vegas Sands. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by Las Vegas Sands?

The 401(k) plan at Las Vegas Sands is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax or post-tax basis.

How can I enroll in the Las Vegas Sands 401(k) plan?

Employees can enroll in the Las Vegas Sands 401(k) plan by completing the enrollment form available through the HR department or the company’s benefits portal.

What is the employer match for the Las Vegas Sands 401(k) plan?

Las Vegas Sands offers a competitive employer match for contributions made to the 401(k) plan, typically matching a percentage of employee contributions up to a certain limit.

Can I change my contribution rate to the Las Vegas Sands 401(k) plan?

Yes, employees can change their contribution rate to the Las Vegas Sands 401(k) plan at any time by accessing their account online or contacting HR.

What investment options are available in the Las Vegas Sands 401(k) plan?

The Las Vegas Sands 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Is there a vesting schedule for the employer match in the Las Vegas Sands 401(k) plan?

Yes, Las Vegas Sands has a vesting schedule for the employer match, which means employees must work for the company for a certain period before they fully own the matched funds.

How can I access my Las Vegas Sands 401(k) account?

Employees can access their Las Vegas Sands 401(k) account online through the designated benefits portal or by contacting the plan administrator.

What happens to my Las Vegas Sands 401(k) if I leave the company?

If you leave Las Vegas Sands, you have several options for your 401(k), including cashing out, rolling it over to another retirement account, or leaving it in the Las Vegas Sands plan if eligible.

Are there any fees associated with the Las Vegas Sands 401(k) plan?

Yes, there may be administrative fees and investment-related fees associated with the Las Vegas Sands 401(k) plan, which are disclosed in the plan documents.

Can I take a loan from my Las Vegas Sands 401(k) plan?

Yes, employees may be able to take a loan from their Las Vegas Sands 401(k) plan, subject to the plan's specific rules and limits.

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For more information you can reach the plan administrator for Las Vegas Sands at , ; or by calling them at .

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