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Why McAfee Employees Can Thrive in Retirement Without a Bucket List

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The first few years of retirement are frequently a time of transitions for many, including those leaving McAfee. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for McAfee employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at McAfee. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the 401(k) plan offered by McAfee?

The 401(k) plan offered by McAfee is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can I enroll in McAfee's 401(k) plan?

Employees can enroll in McAfee's 401(k) plan through the company’s HR portal during the open enrollment period or upon starting employment.

Does McAfee match contributions to the 401(k) plan?

Yes, McAfee offers a company match on employee contributions to the 401(k) plan, which enhances your retirement savings.

What is the maximum contribution limit for McAfee's 401(k) plan?

The maximum contribution limit for McAfee's 401(k) plan is in accordance with IRS guidelines, which may change annually.

Can I change my contribution rate to McAfee's 401(k) plan?

Yes, employees can change their contribution rate to McAfee's 401(k) plan at any time through the HR portal.

What investment options are available in McAfee's 401(k) plan?

McAfee's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

When can I access my funds in McAfee's 401(k) plan?

Employees can access their funds in McAfee's 401(k) plan upon reaching retirement age, or under certain circumstances such as financial hardship.

Is there a vesting schedule for McAfee's 401(k) plan?

Yes, McAfee has a vesting schedule for company contributions, meaning employees must work for a certain period to fully own the employer match.

Can I take a loan from my 401(k) plan at McAfee?

Yes, McAfee allows employees to take loans from their 401(k) plan, subject to specific terms and conditions.

What happens to my 401(k) plan if I leave McAfee?

If you leave McAfee, you can choose to roll over your 401(k) balance to another retirement account, leave it with McAfee, or cash it out.

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For more information you can reach the plan administrator for McAfee at , ; or by calling them at .

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