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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Oshkosh Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for Oshkosh Corporation Oshkosh Corporation typically works with health insurance providers such as Anthem Blue Cross Blue Shield and other local insurance carriers to offer healthcare coverage to its employees. Specific healthcare plan details may vary depending on the employee's location and role within the company, taking into account the healthcare landscape and statutory requirements in those regions. Blog Post Paragraph on Potential Healthcare Cost Increases in 2026 As healthcare costs continue to rise, Oshkosh Corporation employees should prepare for significant increases in their ACA premiums beginning in 2026. With projections indicating that national average premiums could escalate by up to 18%, many states may witness hikes exceeding 60%. The anticipated increase is driven by factors such as the expiration of enhanced federal premium subsidies and ongoing medical inflation, leading to higher out-of-pocket expenses for millions. For employees considering retirement or those enrolled in ACA plans, understanding these shifts will be crucial for effective financial planning and ensuring continued access to affordable healthcare coverage. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving Oshkosh. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for Oshkosh employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at Oshkosh. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What is the Oshkosh 401(k) Savings Plan?

The Oshkosh 401(k) Savings Plan is a retirement savings plan that allows employees to save for their future by contributing a portion of their salary on a pre-tax or post-tax (Roth) basis.

How can I enroll in the Oshkosh 401(k) Savings Plan?

Employees can enroll in the Oshkosh 401(k) Savings Plan by completing the enrollment process through the company's benefits portal or by contacting the HR department for assistance.

Does Oshkosh offer a company match for the 401(k) contributions?

Yes, Oshkosh offers a company match for employee contributions to the 401(k) Savings Plan, which helps employees maximize their retirement savings.

What is the maximum contribution limit for the Oshkosh 401(k) Savings Plan?

The maximum contribution limit for the Oshkosh 401(k) Savings Plan is determined by the IRS and may change annually. Employees should check the latest guidelines for the current limit.

Can I change my contribution amount in the Oshkosh 401(k) Savings Plan?

Yes, employees can change their contribution amount at any time by accessing their account through the benefits portal or by contacting HR.

What investment options are available in the Oshkosh 401(k) Savings Plan?

The Oshkosh 401(k) Savings Plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to help employees diversify their portfolios.

When can I start withdrawing from my Oshkosh 401(k) Savings Plan?

Employees can typically start withdrawing from their Oshkosh 401(k) Savings Plan at age 59½, but there are specific rules and options for hardship withdrawals or loans.

Is there a vesting schedule for the Oshkosh 401(k) company match?

Yes, the Oshkosh 401(k) Savings Plan has a vesting schedule for the company match, which means that employees must work for the company for a certain period before they fully own the matched funds.

How often can I review my Oshkosh 401(k) account performance?

Employees can review their Oshkosh 401(k) account performance at any time by logging into their account through the benefits portal.

What happens to my Oshkosh 401(k) Savings Plan if I leave the company?

If you leave Oshkosh, you have several options for your 401(k) Savings Plan, including rolling it over to another retirement account, cashing it out, or leaving it in the plan if allowed.

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For more information you can reach the plan administrator for Oshkosh at , ; or by calling them at .

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