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Why PENN Entertainment Employees Can Thrive in Retirement Without a Bucket List

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Healthcare Provider Update: Healthcare Provider for PENN Entertainment PENN Entertainment primarily offers health insurance plans through its partnership with UnitedHealthcare, among other options, to provide a range of healthcare benefits for its employees. Potential Healthcare Cost Increases in 2026 As we approach 2026, healthcare costs for PENN Entertainment employees are poised to rise significantly, driven by anticipated record increases in Affordable Care Act (ACA) premiums. Analysts expect average premium hikes to exceed 19% nationally, with some states reporting increases up to 66%. The looming expiration of enhanced federal premium subsidies could exacerbate these increases, potentially raising out-of-pocket costs for employees by 75% or more. As companies navigate these challenges, it may be imperative for employees to evaluate their health coverage options carefully and consider proactive measures to mitigate the anticipated financial impact. Click here to learn more

The first few years of retirement are frequently a time of transitions for many, including those leaving PENN Entertainment. It is a critical period that can influence the next few decades financially and emotionally. At the age of sixty-six, Wall Street Journal distinguished editor Stephen Kreider Yoder announced his retirement. His wife, sixty-seven-year-old Karen Kreider Yoder, followed suit. Their experiences, highlighted in the 'Retirement Rookies' column each month, demonstrate a departure from conventional retirement preparation. They emphasize crafting adaptable, meaningful experiences that serve as a foundation for future undertakings over following predetermined bucket lists.


This approach to retirement highlights a larger movement among individuals reimagining their post-employment years. By focusing on personal development and continual exploration, retirees can ensure a fuller, more satisfying experience. This narrative offers invaluable insights for PENN Entertainment employees looking to maximize their life-changing retirement years.

Recent studies by the American Psychological Association (APA) underline the advantages of the Yoders' method of unstructured retirement planning. The research indicates that retirees adhering rigidly to their pre-planned bucket lists report lower levels of satisfaction and fulfillment compared to those who engage in activities based on their own interests and whims. This suggests that a flexible retirement lifestyle can lead to more fulfilling and significant experiences, an important consideration as employees transition from structured careers to the freedom of retirement.


In the Retirement Rookies column, Stephen and Karen Kreider Yoder share their journeys and offer a fresh perspective on retirement planning. Learn why they're passing on typical bucket lists in favor of flexible, meaningful experiences, and how this strategy might enhance your post-work years at PENN Entertainment. Discover how embracing an unstructured retirement can lead to increased contentment and pleasure, setting the stage for a rewarding future.

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Forgoing a conventional retirement plan is akin to sailing a ship without a defined course. Retirees like the Yoders choose to navigate the waters of their golden years with the liberty to uncover new horizons as they appear, rather than charting every port of call. This method, much like a sailor discovering new adventures in uncharted waters, allows them to encounter unexpected joys and experiences, enriching each day with personal growth and satisfaction.

What types of retirement plans does PENN Entertainment offer to its employees?

PENN Entertainment offers a 401(k) retirement savings plan to help employees save for their future.

How can employees at PENN Entertainment enroll in the 401(k) plan?

Employees can enroll in the PENN Entertainment 401(k) plan by completing the enrollment process through the company’s HR portal or by contacting the HR department for assistance.

Does PENN Entertainment match employee contributions to the 401(k) plan?

Yes, PENN Entertainment offers a matching contribution program for employee contributions to the 401(k) plan, subject to specific terms and conditions.

What is the maximum contribution limit for the PENN Entertainment 401(k) plan?

The maximum contribution limit for the PENN Entertainment 401(k) plan is in accordance with IRS guidelines, which may change annually.

Can employees at PENN Entertainment take loans against their 401(k) savings?

Yes, PENN Entertainment allows employees to take loans against their 401(k) savings, subject to the plan's rules and limits.

What investment options are available in the PENN Entertainment 401(k) plan?

The PENN Entertainment 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Is there a vesting schedule for employer contributions in the PENN Entertainment 401(k) plan?

Yes, there is a vesting schedule for employer contributions in the PENN Entertainment 401(k) plan, which determines when employees fully own those contributions.

How often can employees at PENN Entertainment change their 401(k) contribution amounts?

Employees at PENN Entertainment can change their 401(k) contribution amounts at designated times throughout the year, as specified in the plan guidelines.

What happens to my PENN Entertainment 401(k) if I leave the company?

If you leave PENN Entertainment, you have several options for your 401(k), including rolling it over to another retirement account, cashing it out, or leaving it in the PENN Entertainment plan if permitted.

Are there any fees associated with the PENN Entertainment 401(k) plan?

Yes, there may be fees associated with the PENN Entertainment 401(k) plan, which can include administrative fees and investment management fees.

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For more information you can reach the plan administrator for PENN Entertainment at , ; or by calling them at .

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